MORESTO
ActiveSummary
MORESTO has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.29M and a net result of €871k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 810 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+9
Solvency78=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €290k at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.87 in 2024; short-term debt: 12.9% and cash: 1.4% of total assets), and 47.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.6%
Return on assets
10.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
on the day
2023
30 d late
2022
32 d late
2021
2 d early
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€871k▲ 201%
2024 · €290k
2018: €169k
2019: €239k
2020: €-209k
2021: €-163k
2022: €133k
2023: €391k
2024: €290k
2018 → 2025
Working capital
€-169k▼ 35.1%
2024 · €-125k
2018: €-158k
2019: €-80k
2020: €295k
2021: €160k
2022: €115k
2023: €132k
2024: €-125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.60M-€2.74M▲ 5.1%€3.13M▲ 14.3%€3.42M▲ 9.3%€4.29M▲ 25.5%
Operating result€-255k-€-2k▲ 99.1%€198€-101k€-78k▲ 23.1%
Net result€-163k-€133k€391k▲ 194%€290k▼ 25.9%€871k▲ 201%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €78k in 2025 against €101k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.15M
Fixed assets
€7.27M ▲ 28.5%
Current assets
€884k ▲ 8.5%
Equity and liabilities €8.15M
Equity
€4.29M ▲ 25.5%
Debt
€3.86M ▲ 26.5%
Debt's share of the balance-sheet total rises from 47.2% to 47.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€424k▲
2024 · €293k
Cash flow
€1.37M▲
2024 · €684k
Current ratio
0.84▼
2024 · 0.87
Quick ratio
0.81▼
2024 · 0.83
Debt to equity
0.90▲
2024 · 0.89
ROE
20.3%▲
2024 · 8.5%
ROA
10.7%▲
2024 · 4.5%
Interest coverage
5.00▲
2024 · 4.83
Debt ≤ 1 year
€1.05M▲
2024 · €939k
Debt > 1 year
€2.75M▲
2024 · €2.04M
Staff costs
€1.54M▲
2024 · €1.53M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 62 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6.47M€8.15M▲
Fixed assets21/28€5.66M€7.27M▲
Intangible fixed assets21-€17k
Tangible fixed assets22/27€4.65M€6.24M▲
Land and buildings22€3.29M€3.58M▲
Plant, machinery and equipment23€1.31M€2.50M▲
Furniture and vehicles24€56k€160k▲
Financial fixed assets28€1.00M€1.01M▲
Current assets29/58€815k€884k▲
Amounts receivable after more than one year29€840€240▼
Trade receivables290€840€240▼
Stocks and contracts in progress3€39k€32k▼
Stocks30/36€39k€32k▼
Amounts receivable within one year40/41€466k€512k▲
Trade receivables40€445k€500k▲
Other amounts receivable41€21k€12k▼
Current investments50/53€225k€226k▲
Cash at bank and in hand54/58€84k€113k▲
Equity and liabilities
Total equity and liabilities10/49€6.47M€8.15M▲
Equity10/15€3.42M€4.29M▲
Contributions10/11€872k€872k=
Capital10€872k€872k=
Issued capital100€872k€872k=
Revaluation surpluses12€250k€250k=
Reserves13€2.29M€3.16M▲
Non-distributable reserves130/1€312k€312k=
Legal reserve130€87k€87k=
Own shares acquired1312€225k€225k=
Tax-exempt reserves132€56k€56k=
Distributable reserves133€1.92M€2.79M▲
Profit (loss) carried forward14€4k€5k▲
Amounts payable17/49€3.05M€3.86M▲
Amounts payable after more than one year17€2.04M€2.75M▲
Financial debts170/4€2.04M€2.75M▲
Amounts payable within one year42/48€939k€1.05M▲
Current portion of amounts payable after more than one year42€360k€492k▲
Trade debts44€352k€356k▲
Suppliers440/4€352k€356k▲
Taxes, remuneration and social security45€227k€204k▼
Taxes450/3€38k€37k▼
Remuneration and social security454/9€190k€167k▼
Other amounts payable47/48-€1k
Accrued charges and deferred income492/3€77k€60k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.53M€1.54M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€394k€502k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€916-
Other operating charges640/8€53k€66k▲
Gross operating margin9900€1.88M€2.03M▲
Operating profit (loss)9901€-101k€-78k▲
Financial income75/76B€451k€1.03M▲
Recurring financial income75€451k€470k▲
Non-recurring financial income76B-€563k
Financial charges65/66B€61k€85k▲
Recurring financial charges65€61k€85k▲
Profit (loss) for the period before taxes9903€290k€871k▲
Profit (loss) for the period9904€290k€871k▲
Profit (loss) for the period to be appropriated9905€290k€871k▲
Appropriation of the result
Profit (loss) to be appropriated9906€294k€875k▲
Profit (loss) brought forward from the previous period14P€4k€4k▼
Transfer to equity691/2€290k€870k▲
To other reserves6921€290k€870k▲
Social balance
Average headcount (FTE)908736.735.4▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €871k ▲201%
Net result €871k, the highest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
31-12
Financial
Back to profitnet €133k
Net result €133k after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-209k ▼187%
Net result drops to €-209k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 2 establishment units since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doornikstraat 17700 MouscronGround area
2,177 m²
Building footprint
224 m²
Volume, LiDAR
570 m³
2 parcels, Wallonia · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
SALON LES CHARMETTES - LE MADRIGAL
since 20032.111.425.328
MORESTO TRAITEUR
since 20082.173.884.519
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54435D0390/00E003 | Wallonia | 2,020 m² | 1 · 167 m² | 7.5 m · 1 fl. |
| 54007B0869/00Y000 | Wallonia | 156 m² | 1 · 57 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMouscron/Moeskroen2.111.425.328
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De Panne · Eq €4.43M
VAN DURME
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De 6 bochten
BE 0712.622.079
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BELSQUARE RESIDENCE
BE 0440.491.846
Etterbeek · Eq €4.10M
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 919 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-09-1986
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.