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moreHuman

Active
Non-profit associationfounded 2023active for 3 yearsPlanetendreef 14, 2800 Mechelen, BelgiumKBO/BCE: BE 0802.670.248
Summary

moreHuman has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,135 and a net result of €5,770. Equity has been growing by about 113% per year since 2023. Its solvency ranks better than 27% of 9,652 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 13-06-2023 Normal situation
Activity
Organisation of conventions and trade shows NACE 82300and 2 others
Financial year end
31 December
Peppol
Reachable since 13-10-2025

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€6,196
▼ 60.1%
Turnover
≈ €33,000
estimated
Surplus
€5,770
▼ 29.0%
Equity
€6,135
▲ 17×
Total assets
€30,687
▲ 682%
Filed on 29-07-2026, 2 days before the deadline
Score breakdownraises riskFounded in 2023lowers riskLegal form: non-profit associationSector: Office administrative, office support and other business support activities (NACE 82)Liquidity: current ratio 3.05, cash €24,580Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Strong
Solvency 45+11
equity 20.0% of total assets
Liquidity 86+34
short-term debt 32.8% · cash 80.1%
Profitability 85-15
return on assets 18.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,670 companies, NACE 82, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.05, above the usual 1.5. Short-term debt is 32.8% and cash 80.1% of total assets. However, 80% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 28% of them on solvency, 79% on liquidity, 58% on profitability and 99% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Liquidity: current ratio 3.05, cash €24,580
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
2 days early
2024
8 days late
2023
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 11 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 29-07-2026 at the NBB all 3 filings

Turnover
€13,672
EBIT margin
-89.0%
Net result
€5,770▼ 29.0%
2024 · €8,130
Working capital
€20,615▲ 42×
2024 · €496
Trend over the years

2023 to 2025, 3 financial years

The operating result for 2025 is 35% lower than in 2024.

Operating result€5,968 2025 Net result€5,770 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Office administrative, office support and other business support activities (NACE 82). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Turnover€13,672-
Operating result-€12,173-€9,140€5,968▼ 34.7%
Net result-€12,765below the sector's middle half-€8,130within the sector's middle half€5,770within the sector's middle half▼ 29.0%
EBIT margin-89.0%-
Equity-€7,765below the sector's middle half-€365below the sector's middle half€6,135below the sector's middle half▲ 17×
Total assets€69,368within the sector's middle half-€3,922below the sector's middle half▼ 94.3%€30,687below the sector's middle half▲ 682%
Debt€77,133-€3,557▼ 95.4%€24,552▲ 590%
Working capital€52,283within the sector's middle half-€496within the sector's middle half▼ 99.1%€20,615within the sector's middle half▲ 42×
Solvency-11.2%below the sector's middle half-20.0%within the sector's middle half
Current ratio5.36above the sector's middle half-3.05within the sector's middle half
Return on assets (ROA)-18.4%below the sector's middle half-18.8%within the sector's middle half
above within below The sector band is the middle half of the companies in Office administrative, office support and other business support activities (NACE 82). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €30,687
Equity €6,135 ▲ 17×
Debt €24,552 ▲ 590%
Debt's share of the balance-sheet total falls from 90.7% to 80.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
4.00
ROE
94.1%
Debt ≤ 1 year
€10,072▲
2024 · €3,426
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item202320242025
Intangible fixed assets€5,354€810-
Depreciation and write-downs of the year€272--

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as moreHuman: organisation of conventions and trade shows (NACE 82300). They are comparable in size and age: total assets between €21,000 and €44,800, founded between 2022 and 2024.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
moreHuman Mechelen2023€30,687€6,135€6,196€5,7702025
JCH EVENTS Koekelberg2023€30,597€19,434€4,829€3,7682024
Hard By Heart Antwerpen2024€33,142-€47,481€11,774-€17,7372025
GRIeT Coaching Vosselaar2023€26,539€1,136€13,309€10,1522025
SPAZIO BIANCO Ukkel2022€25,026€2,243€9,032€7,7322025
LES SYBARITES Chaudfontaine2022€20,999€9,583€5,685€4,5182025
TWENTY9 Florennes2022€44,804€34,381€5,640-€8,8912025

They were chosen from the 1,757 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 7,976 companies had the same profile as moreHuman has now. Two years later, 3.6% had gone bankrupt and 94.3% were still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% was still going

Another 0.3% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of moreHuman itself is lower: < 0.1% within 12 months. It rests on far more data about moreHuman than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,976 companies, not a prediction for moreHuman. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines

Source: Annual accounts 2025 at the NBB, filed on 29-07-2026.

Balance sheet Code20242025
Assets
Total assets20/58€3,922€30,687▲
Current assets29/58€3,922€30,687▲
Amounts receivable within one year40/41€57€6,107▲
Trade receivables40-€6,107
Other amounts receivable41€57-
Cash at bank and in hand54/58€3,755€24,580▲
Deferred charges and accrued income490/1€110-
Equity and liabilities
Total equity and liabilities10/49€3,922€30,687▲
Equity10/15€365€6,135▲
Contributions10/11€5,000€5,000=
Capital10€5,000€5,000=
Reserves13-€1,135
Profit (loss) carried forward14-€4,635-
Amounts payable17/49€3,557€24,552▲
Amounts payable within one year42/48€3,426€10,072▲
Current portion of amounts payable after more than one year42-€6,670
Trade debts44-€270
Suppliers440/4-€270
Taxes, remuneration and social security45€231€3,132▲
Taxes450/3€231€3,132▲
Accrued charges and deferred income492/3€131€14,480▲
Income statement Code20242025
Other operating charges640/8€490€229▼
Non-recurring operating charges66A€5,892-
Gross operating margin9900€15,522€6,196▼
Operating profit (loss)9901€9,140€5,968▼
Financial charges65/66B€1,010€197▼
Recurring financial charges65€1,010€197▼
Profit (loss) for the period before taxes9903€8,130€5,770▼
Profit (loss) for the period9904€8,130€5,770▼
Profit (loss) for the period to be appropriated9905€8,130€5,770▼
Appropriation of the result
Profit (loss) to be appropriated9906-€4,635€1,135▲
Profit (loss) brought forward from the previous period14P-€12,765-€4,635▲
Addition to contributions691-€1,135

The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line202320242025Change
Turnover70€13,672---
Goods, raw materials, services and sundry goods60/61€25,093---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€272---
Other operating charges640/8€479€490€229▼ 53.4%
Non-recurring operating charges66A-€5,892--
Gross operating margin9900-€11,421€15,522€6,196▼ 60.1%
Operating profit (loss)9901-€12,173€9,140€5,968▼ 34.7%
Financial charges65/66B€592€1,010€197▼ 80.5%
Recurring financial charges65€592€1,010€197▼ 80.5%
Profit (loss) for the period before taxes9903-€12,765€8,130€5,770▼ 29.0%
Profit (loss) for the period9904-€12,765€8,130€5,770▼ 29.0%
Profit (loss) for the period to be appropriated9905-€12,765€8,130€5,770▼ 29.0%
Line202320242025Change
Assets
Total assets20/58€69,368€3,922€30,687▲ 682%
Fixed assets21/28€5,082---
Intangible fixed assets21€5,082---
Current assets29/58€64,286€3,922€30,687▲ 682%
Amounts receivable within one year40/41€14,422€57€6,107▲ 107×
Trade receivables40€13,360-€6,107-
Other amounts receivable41€1,062€57--
Cash at bank and in hand54/58€36,739€3,755€24,580▲ 555%
Deferred charges and accrued income490/1€13,125€110--
Equity and liabilities
Total equity and liabilities10/49€69,368€3,922€30,687▲ 682%
Equity10/15-€7,765€365€6,135▲ 17×
Contributions10/11€5,000€5,000€5,000=
Capital10€5,000€5,000€5,000=
Reserves13--€1,135-
Profit (loss) carried forward14-€12,765-€4,635--
Amounts payable17/49€77,133€3,557€24,552▲ 590%
Amounts payable within one year42/48€12,003€3,426€10,072▲ 194%
Current portion of amounts payable after more than one year42--€6,670-
Trade debts44€3,032-€270-
Suppliers440/4€3,032-€270-
Taxes, remuneration and social security45€8,971€231€3,132▲ 14×
Taxes450/3€8,971€231€3,132▲ 14×
Accrued charges and deferred income492/3€65,130€131€14,480▲ 110×
Line202320242025Change
Profit (loss) for the period9904-€12,765€8,130€5,770▼ 29.0%
+ Depreciation and write-downs630€272---
Operating cash flow (approximation)-€12,493€8,130€5,770▼ 29.0%
Change in cash--€32,984€20,825-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference Document
31-12-2025 micro format 29-07-2026 2026-00369388 NBB
31-12-2024 micro format 08-08-2025 2025-00372295 PDF
31-12-2023 micro format 26-08-2024 2024-00386036 PDF

Board & ownership

Directors

Directors
5 directors, no change since 2025
James Peter Bampfield
Director · appointed in the act of 21-06-2023 · term without a fixed end
Current
Marc Israel Winiarz
Director · appointed in the act of 21-06-2023 · term without a fixed end
Current
Catharina Maria Corten
Director · appointed in the act of 29-01-2024 · term without a fixed end
Current
Monique Masset
Director · appointed in the act of 15-09-2025 · term without a fixed end
Current
Raf Coenen
Director · appointed in the act of 15-09-2025 · term without a fixed end
Current

Owners and capital

Shareholders

Mandate history

8 people, 5 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
James Peter Bampfield
  • Director, appointed in the act of 21-06-2023, still in office
Marc Israel Winiarz
  • Director, appointed in the act of 21-06-2023, still in office
Catharina Maria Corten
  • Director, appointed in the act of 29-01-2024, still in office
Monique Masset
  • Director, appointed in the act of 15-09-2025, still in office
Raf Coenen
  • Director, appointed in the act of 15-09-2025, still in office
Maria Corten
  • Director, until 21-07-2025
Cindy Mota Nunes
  • Director, appointed in the act of 12-07-2023, until 13-09-2023
Marc Winiarz
  • Director, until 12-07-2023
See the board, name and registered office on a given date →

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Onbepaalde termijn, 3”

Articles of association, deed of 21-06-2023 (in Dutch)

Network & group

moreHuman shares no director with another company.

Companies at the same address

6 other companies

Connections & network

5 current directors
Depth

The network starts from the directors of moreHuman. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
29-07
NBB filing Annual accounts 2025 filedNBB
micro format · 2 days before the deadline
2025
31-12
Financial Liquidity more than doubledcurrent ratio 3.05
The current ratio rises from 1.14 to 3.05.
15-09
Gazette deed Company renamed from The Crossing to moreHuman
Resignation: Maria Corten (director) · Appointments: Raf Coenen (director) and Monique Masset (director) · Permanent representative: Ann Van Baelen7 points ▸
  • General meeting, 21-07-2025
  • Name change, moreHuman
  • Director resignation, Maria Corten (director)
  • Director appointment, Raf Coenen (director)
  • Director appointment, Monique Masset (director)
  • Power of attorney, A&Co Accountants
  • Permanent representative, Ann Van Baelen

Open the act in the Belgian Official Gazette

08-08
NBB filing Annual accounts 2024 filedPDF
micro format · 8 days late
2024
31-12
Financial Back to profitnet €8,130
The net result is €8,130, after one loss-making year.
26-08
NBB filing Annual accounts 2023 filedPDF
micro format · 26 days late
29-01
Gazette deed Resignation: Cindy Mota Nunes (director)
Appointment: Catharina Maria Corten (director) · Permanent representative: Ann Van Baelen4 points ▸
  • General meeting, 13-09-2023
  • Director resignation, Cindy Mota Nunes (director)
  • Director appointment, Catharina Maria Corten (director)
  • Permanent representative, Ann Van Baelen (vaste vertegenwoordiger van de bestuurder)

Open the act in the Belgian Official Gazette

2023
12-07
Gazette deed Resignation: Marc Winiarz (director)
Appointment: Cindy Mota Nunes (director) · Permanent representative: Ann Van Baelen4 points ▸
  • Director resignation, Marc Winiarz (director)
  • Director appointment, Cindy Mota Nunes (director)
  • Permanent representative, Ann Van Baelen
  • General meeting, 19-06-2023

Open the act in the Belgian Official Gazette

21-06
Gazette deed Incorporation
Appointments: James Peter Bampfield (director) and Marc Israel Winiarz (director) · Permanent representative: Ann Van Baelen · Founder11 points ▸
  • Incorporation, 01-06-2023
  • Founder, James Peter Bampfield
  • Founder, Marc Israel Winiarz
  • Other provision, “licentie primair intellectueel eigendom, filosofie van Cosmo Erotic Humanism” (deed in Dutch)
  • Other provision, “licentie materiaal Leading by Being, speciale schriftelijke toestemming nodig” (deed in Dutch)
  • Director appointment, James Peter Bampfield (director)
  • Director appointment, Marc Israel Winiarz (director)
  • Board composition, James Peter Bampfield (voorzitter van het bestuursorgaan)
  • Board composition, James Peter Bampfield (secretary)
  • Other provision, “dagelijks bestuur, aanduiding dagelijks bestuur” (deed in Dutch)
  • Permanent representative, Ann Van Baelen (vaste vertegenwoordiger van de bestuurder)

Open the act in the Belgian Official Gazette

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

MoreHuman was incorporated on 13 June 2023 as a non-profit association by two natural persons.12 In 2025 the company took the name moreHuman.3 The board currently has 5 members.3 Total assets fell from €69,368 in 2023 to €30,687 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 21-06-2023
  3. 3Belgian Official Gazette, 15-09-2025
  4. 4National Bank, annual accounts 2023 and 2025

Company details

Register details

Identity

KBO record
Name moreHuman in Dutch
Former name The Crossing until 21-07-2025 · act of 15-09-2025
Enterprise number 0802.670.248
Legal form Non-profit association
Status Active, normale toestand
Founded 13-06-2023
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 21-06-2023 (in Dutch)
Name clauseThe company operates under this name according to its articles.
The Crossing
deed of 21-06-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Mechelen,Planetendreef 14 B0101, bestuur bevoegd zetel binnen België te verplaatsen binnen hetzelfde taalgebied”
deed of 21-06-2023 (in Dutch)

Registered office and establishments

Registered office Planetendreef 14, 2800 Mechelen, Belgium

Activities

NACEBEL 2025
82300 Organisation of conventions and trade shows main activity
82990 Other business support services
85599 Other education
Codes under NACEBEL 2008
82300 Organisation of conventions and trade shows main activity
82990 Other business support services
85599 Other education
PurposeThe purpose describes the activities the company may carry out under its articles.
“Organiseren van bijeenkomsten, events, workshops, retraites, opleidingen (in binnen- en in buitenland); Alle activiteiten ontplooien die…”
2 activities
  1. Organiseren van bijeenkomsten, events, workshops, retraites, opleidingen (in binnen- en in buitenland)
  2. Alle activiteiten ontplooien die rechtstreeks of onrechtstreeks bijdragen tot de verwezenlijking van voormeld belangeloos doel, met inbegrip van commerciële en winstgevende activiteiten, waarvan de opbrengsten te allen tijde volledig worden bestemd voor de verwezenlijking van het belangeloos doel
deed of 15-09-2025 (in Dutch)

Invoicing and payment

VAT number BE 0802.670.248
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0802670248
Other Peppol ID 9925:BE0802670248
Registered 13-10-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
exact location from the address register On OpenStreetMap
7 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
1.7 ha
Building footprint
59 m²
Building volume
11 m³
Cadastral parcel Region Area Buildings Height / floors
12402C0534/00H000 Flanders 1.7 ha 1 · 59 m² 7.6 m