MOREAU-JACO
ActiveMOREAU-JACO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €67. Equity is growing by ~43.3% per year across the filed fiscal years. Its solvency ranks better than 15% of 4502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability1▼-68
Solvency12▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.02 against 1.02 in 2024), and 98.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.5%
Return on assets
0%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4502 sector peers (2025).
NBB · sector comparisonPosition among 4502 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
80 d early
2024
76 d early
2023
114 d early
2022
59 d early
2021
109 d early
2020
115 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€67▼ 97.9%
2024 · €3k
2018: €-33k
2019: €13k
2020: €2k
2021: €-1k
2022: €5k
2023: €27k
2024: €3k
2018 → 2025
Working capital
€23k▲ 1.3%
2024 · €23k
2018: €-21k
2019: €-13k
2020: €-10k
2021: €-12k
2022: €-7k
2023: €20k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-12k-€-7k▲ 39.4%€20k€23k▲ 16.1%€23k▲ 0.3%
Operating result€-651-€9k€51k▲ 467%€40k▼ 21.2%€35k▼ 12.3%
Net result€-1k-€5k€27k▲ 489%€3k▼ 88.1%€67▼ 97.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.52M
Equity
€23k▲ 0.3%
Debt
€1.50M▲ 17.0%
The debt ratio rises from 98.2% to 98.5%: debt grows faster than equity.
Key figures and ratios
Solvency
1.5%▼
2024 · 1.8%
Current ratio
1.02▼
2024 · 1.02
Quick ratio
0.02▲
2024 · 0.01
Debt / equity
64.64▲
2024 · 55.39
ROE
0.3%▼
2024 · 13.9%
ROA
0.0%▼
2024 · 0.2%
Debt
€1.50M▲
2024 · €1.28M
Debt ≤ 1 year
€1.50M▲
2024 · €1.28M
Income taxes
€24▼
2024 · €777
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.31M€1.52M▲
Fixed assets21/28€232-
Financial fixed assets28€232-
Current assets29/58€1.31M€1.52M▲
Stocks and contracts in progress3€1.29M€1.50M▲
Stocks30/36€1.29M€1.50M▲
Amounts receivable within one year40/41€16k€28k▲
Trade receivables40€15k€27k▲
Other amounts receivable41€954€723▼
Equity and liabilities
Total equity and liabilities10/49€1.31M€1.52M▲
Equity10/15€23k€23k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€5k€5k▲
Amounts payable17/49€1.28M€1.50M▲
Amounts payable within one year42/48€1.28M€1.50M▲
Financial debts43€1.03M€1.03M▼
Credit institutions430/8€1.03M€1.03M▼
Trade debts44€43k€3k▼
Suppliers440/4€43k€3k▼
Taxes, remuneration and social security45€778€802▲
Taxes450/3€778€802▲
Other amounts payable47/48€210k€469k▲
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€17k-
Other operating charges640/8€387€494▲
Gross operating margin9900€58k€36k▼
Operating profit (loss)9901€40k€35k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€36k€35k▼
Recurring financial charges65€36k€35k▼
Profit (loss) for the period before taxes9903€4k€91▼
Income taxes67/77€777€24▼
Profit (loss) for the period9904€3k€67▼
Profit (loss) for the period to be appropriated9905€3k€67▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€5k▲
Profit (loss) brought forward from the previous period14P€1k€5k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €27k ▲489%
Operating result €51k, net result €27k, both a record.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
13-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Jeneffe 74460 Grâce-HollogneGround area
3,498 m²
Building footprint
822 m²
Volume, LiDAR
5,177 m³
2 parcels, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DI
since 20172.263.132.338
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62454A0786/00G000 | Wallonia | 1,755 m² | 1 · 738 m² | 9.6 m · 2 fl. |
| 62454A0782/00V000 | Wallonia | 1,742 m² | 1 · 84 m² | 8.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,287 companies in sector 68110 we hold annual accounts for 5,353. 2,592 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2017
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.