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MORE THAN SWIM

Active
Private limited companyfounded 2019active for 7 yearsRue Emile Vandervelde 52, 5140 Sombreffe, BelgiumKBO/BCE: BE 0717.720.717
Summary

MORE THAN SWIM has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,739 and a net result of €9,478. Equity has been growing by about 17% per year since 2019. Its solvency ranks better than 87% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-01-2019 Normal situation
Activity
Retail sale of other sporting goods NACE 47639and 2 others
Establishment unit
2.288.493.581 5140 Sombreffe, since 07-01-2019
Financial year end
31 December
Peppol
Reachable since 05-10-2025

Board and ownership

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€23,601
▲ 85.3%
Turnover
≈ €170,000
estimated
Profit
€9,478
Equity
€45,739
▲ 26.1%
Total assets
€58,375
▼ 4.6%
Filed on 30-07-2026, 1 day before the deadline
Score breakdownraises riskSize: total assets €58,375Founded in 2019lowers riskLiquidity: current ratio 3.73, cash €44,850Equity €45,739 (78.4% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 87% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100+16
equity 78.4% of total assets
Liquidity 93+5
short-term debt 21.6% · cash 76.8%
Profitability 89+22
return on assets 16.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.6%highest value 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.2%▼ -0.4 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%▼ -0.2 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.73 (2.1 in 2024), above the usual 1.5. Short-term debt is 21.6% and cash 76.8% of total assets. 21.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 93% on liquidity, 84% on profitability and 77% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.73, cash €44,850
NBB · annual accounts
lowers risk · Equity €45,739 (78.4% of total assets)
NBB · annual accounts
raises risk · Size: total assets €58,375
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
1 day early
2024
44 days early
2023
28 days late
2022
24 days late
2021
120 days late
2020
121 days late
2019
172 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 60 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 accounts filed within 68 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 86% of companies in retail tradesector median 33.2% · 22,726 companies 78.4% View

Recent changes

  1. · Gazette deed Changes of role: Olivier DELEFORTRIE (director) and Cristel POLART (director)
  2. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as MORE THAN SWIM: retail sale of other sporting goods (NACE 47639). They are comparable in size and age: total assets between €45,000 and €94,200, founded between 2014 and 2021.

CompanyTotal assetsGross margin
MORE THAN SWIM Sombreffe€58,375€23,601
FINGOVA Ham-sur-Heure-Nalinnes€55,191€31,607
HAVE A NICE LIFE Gerpinnes€94,211€24,734
Custom Golf Villers-la-Ville€46,241€11,607
Crossfit VOLT Deinze€44,969€48,201
BLUE Management Wavre€63,987€45,163
JC TENNIS Pepinster€90,453€17,186
Full comparison

Key facts about MORE THAN SWIM

What is the company number of MORE THAN SWIM?
The company number of MORE THAN SWIM is 0717.720.717. The VAT number is the same number with BE in front: BE 0717.720.717.
Where is MORE THAN SWIM based?
The registered office is at Rue Emile Vandervelde 52, 5140 Sombreffe.Company details
What does MORE THAN SWIM do?
According to the KBO register, the main activity is retail sale of other sporting goods (NACE 47639).
What is the legal form of MORE THAN SWIM?
The legal form of MORE THAN SWIM is Private limited company (BV).
When was MORE THAN SWIM founded?
MORE THAN SWIM was founded on 07-01-2019.
Is MORE THAN SWIM still active?
Yes, MORE THAN SWIM is an active enterprise in the KBO register.
What is the turnover of MORE THAN SWIM?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €23,601 and 42 comparable companies (NACE 476). It probably lies between €90,000 and €390,000. It is a rough estimate. In financial year 2019 turnover was €62,034.Financials
Is MORE THAN SWIM profitable?
In financial year 2025, MORE THAN SWIM made a profit of €9,478.
Where can I find the annual accounts of MORE THAN SWIM?
MORE THAN SWIM filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MORE THAN SWIM due?
MORE THAN SWIM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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