MORE AD VICE
ActiveMORE AD VICE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €430k and a net result of €19k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 93% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+4
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.34 against 2.5 in 2024; short-term debt: 6.1% and cash: 21.5% of total assets), and 6.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
4.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-03-2026, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
36 d early
2023
28 d early
2022
2 d early
2021
23 d late
2020
1 d early
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€430k▲ 4.7%
2024 · €411k
2018: €378k
2019: €402k
2020: €393k
2021: €384k
2022: €395k
2023: €405k
2024: €411k
2018 → 2025
Total assets
€458k▲ 2.1%
2024 · €449k
2018: €493k
2019: €508k
2020: €442k
2021: €450k
2022: €496k
2023: €442k
2024: €449k
2018 → 2025
Net result
€19k▲ 248%
2024 · €6k
2018: €14k
2019: €54k
2020: €-9k
2021: €-8k
2022: €10k
2023: €11k
2024: €6k
2018 → 2025
Working capital
€93k▲ 71.9%
2024 · €54k
2018: €10k
2019: €7k
2020: €-5k
2021: €-260
2022: €3k
2023: €31k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€384k-€395k▲ 2.7%€405k▲ 2.7%€411k▲ 1.4%€430k▲ 4.7%
Operating result€-8k-€11k€17k▲ 54.0%€10k▼ 41.7%€29k▲ 189%
Net result€-8k-€10k€11k▲ 2.2%€6k▼ 47.3%€19k▲ 248%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 189% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €458k
Fixed assets
€337k▼ 5.9%
Current assets
€121k▲ 34.0%
Equity and liabilities €458k
Equity
€430k▲ 4.7%
Debt
€28k▼ 26.3%
The debt ratio falls from 8.4% to 6.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▲
2024 · €33k
Cash flow
€41k▲
2024 · €29k
Solvency
93.9%▲
2024 · 91.6%
Current ratio
4.34▲
2024 · 2.50
Quick ratio
4.34▲
2024 · 2.50
Debt / equity
0.06▼
2024 · 0.09
ROE
4.5%▲
2024 · 1.4%
ROA
4.2%▲
2024 · 1.2%
Interest coverage
227.91▲
2024 · 64.04
Debt
€28k▼
2024 · €38k
Debt ≤ 1 year
€28k▼
2024 · €36k
Income taxes
€10k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€449k€458k▲
Fixed assets21/28€358k€337k▼
Tangible fixed assets22/27€358k€337k▼
Land and buildings22€308k€296k▼
Furniture and vehicles24€50k€42k▼
Financial fixed assets28€25€25=
Current assets29/58€90k€121k▲
Amounts receivable within one year40/41€24k€20k▼
Trade receivables40€23k€20k▼
Other amounts receivable41€2k€300▼
Cash at bank and in hand54/58€64k€99k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€449k€458k▲
Equity10/15€411k€430k▲
Contributions10/11€6k€6k=
Reserves13€70k€89k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€68k€89k▲
Profit (loss) carried forward14€335k€335k▲
Amounts payable17/49€38k€28k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€36k€28k▼
Current portion of amounts payable after more than one year42€5k€2k▼
Trade debts44€184€3k▲
Suppliers440/4€184€3k▲
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€12k€9k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€19k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€21k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€36k€53k▲
Operating profit (loss)9901€10k€29k▲
Financial charges65/66B€517€222▼
Recurring financial charges65€517€222▼
Profit (loss) for the period before taxes9903€10k€29k▲
Income taxes67/77€4k€10k▲
Profit (loss) for the period9904€6k€19k▲
Profit (loss) for the period to be appropriated9905€6k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€340k€354k▲
Profit (loss) brought forward from the previous period14P€335k€335k=
Transfer to equity691/2€6k€19k▲
To other reserves6921€6k€19k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-9k ▼117%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
12-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
30-09
Financial
Highest result since 2018net €54k ▲286%
Operating result €77k, net result €54k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 44 days late
2018
07-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vergotestraat 171030 SchaarbeekGround area
1,000 m²
Building footprint
281 m²
Volume, LiDAR
2,774 m³
Parcel 21911C0143/00A014, Brussels · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
more AD Vice
since 20072.165.214.105
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21911C0143/00A014 | Brussels | 1,000 m² | 1 · 281 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LASER
BE 0695.936.396
Hotton · Eq €430k
Jurefor
BE 0478.184.165
Merelbeke-Melle · Eq €431k
THING
BE 0720.642.692
Gent · Eq €431k
ACTIV
BE 0466.527.636
Roeselare · Eq €430k
T&W CONSULTING
BE 0675.434.556
Antwerpen · Eq €430k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 35,820 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-2007
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.