MORBOS
ActiveMORBOS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €11k. Its solvency ranks better than 14% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability21
Solvency34
Growth-
Track record85
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.24; short-term debt: 19.2% and cash: 4.5% of total assets), and 90.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.3%
Return on assets
2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 17007 sector peers (2025).
NBB · sector comparisonPosition among 17007 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€49k
Total assets
€526k
Net result
€11k
Working capital
€-77k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €512k
Fixed assets
€488k
Current assets
€24k
Equity and liabilities €526k
Equity
€49k
Debt
€477k
Debt finances 90.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€-4k
Cash flow
€12k
Solvency
9.3%
Current ratio
0.24
Quick ratio
0.24
Debt / equity
9.73
ROE
22.0%
ROA
2.0%
Interest coverage
-0.42
Debt
€477k
Debt ≤ 1 year
€101k
Debt > 1 year
€374k
Income taxes
€1k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€526k
Formation expenses20€14k
Fixed assets21/28€488k
Financial fixed assets28€488k
Current assets29/58€24k
Amounts receivable within one year40/41€475
Other amounts receivable41€475
Cash at bank and in hand54/58€24k
Equity and liabilities
Total equity and liabilities10/49€526k
Equity10/15€49k
Contributions10/11€1k
Reserves13€48k
Distributable reserves133€48k
Amounts payable17/49€477k
Amounts payable after more than one year17€374k
Financial debts170/4€374k
Amounts payable within one year42/48€101k
Current portion of amounts payable after more than one year42€39k
Trade debts44€323
Suppliers440/4€323
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€60k
Accrued charges and deferred income492/3€1k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€568
Gross operating margin9900€-3k
Operating profit (loss)9901€-5k
Financial income75/76B€26k
Recurring financial income75€26k
Financial charges65/66B€9k
Recurring financial charges65€8k
Non-recurring financial charges66B€300
Profit (loss) for the period before taxes9903€12k
Income taxes67/77€1k
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Appropriation of the result
Profit (loss) to be appropriated9906€11k
Transfer to equity691/2€11k
To other reserves6921€11k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Tram(WB) 36224 FleurusGround area
1,854 m²
Building footprint
221 m²
Volume, LiDAR
668 m³
2 parcels, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
6 Faces Solutions
since 20182.276.970.575
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25102C0065/00E002 | Wallonia | 1,745 m² | 1 · 116 m² | 7.1 m · 2 fl. |
| 52071C0690/00W002 | Wallonia | 109 m² | 1 · 106 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 15,332 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:dbox1495@gmail.com
Phone:0479960433