MORAYANE

Active

Private limited companyfounded 20196 yrs activeVrije-Academielaan 78, 1070 Anderlecht, BelgiumKBO/BCE: BE 0736.570.983

The computed 12-month bankruptcy probability of MORAYANE is 8.7% (elevated). The 2024 annual accounts show negative equity (€-19k) and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 1306 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

15 / 100

Critical▲ +8 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency33=

Growth32=

Stability100

Bankruptcy probability, 12 months

8.7% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.21 against 0.48 in 2023), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-162.4%

Return on assets

-91.9%

Age of the figures

20 mo

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 52

Relative position

BE, all sectors

reference

Sector 52

higher

← fewer bankruptcies more bankruptcies →

Negative equity

Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

NBB · annual accounts 2024

Equity per financial year

2021222324

2020 to 2024 · latest year -€19k

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-09-2025, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

40 d late

2023

13 d early

2022

23 d late

2021

9 d early

2020

9 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€-19k▼ 130%

2023 · €-8k

2020: €5k 2021: €6k 2022: €15k 2023: €-8k

2020 → 2024

Total assets

€12k▼ 57.2%

2023 · €28k

2020: €18k 2021: €15k 2022: €35k 2023: €28k

2020 → 2024

Net result

€-11k▲ 52.9%

2023 · €-23k

2020: €2k 2021: €681 2022: €9k 2023: €-23k

2020 → 2024

Working capital

€-25k▼ 30.0%

2023 · €-19k

2020: €3k 2021: €4k 2022: €10k 2023: €-19k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€5k-€6k▲ 13.3%€15k▲ 155%€-8k€-19k▼ 130%

Operating result€2k-€717▼ 61.7%€9k▲ 1,181%€-22k€-9k▲ 59.5%

Net result€2k-€681▼ 57.9%€9k▲ 1,221%€-23k€-11k▲ 52.9%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €9k in 2024 against €22k in 2023; the loss shrinks.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €12k

44.2%

55.8%

Fixed assets €5k▼ 50.0%

Current assets €7k▼ 61.6%

Key figures and ratios

2024 value · change against 2023

EBITDA

€-3k▲

2023 · €-16k

Cash flow

€-6k▲

2023 · €-18k

Solvency

-162.4%▼

2023 · -30.1%

Current ratio

0.21▼

2023 · 0.48

Quick ratio

0.21▼

2023 · 0.48

Debt / equity

-1.62▲

2023 · -4.32

ROE

56.6%▼

2023 · 276.8%

ROA

-91.9%▼

2023 · -83.4%

Interest coverage

-18.27▲

2023 · -154.37

Debt

€31k▼

2023 · €36k

Debt ≤ 1 year

€31k▼

2023 · €36k

Income taxes

€2k▲

2023 · €1k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€28k€12k▼

Fixed assets21/28€11k€5k▼

Tangible fixed assets22/27€11k€5k▼

Furniture and vehicles24€11k€5k▼

Current assets29/58€17k€7k▼

Amounts receivable within one year40/41€12k€5k▼

Trade receivables40€8k€2k▼

Other amounts receivable41€4k€3k▼

Cash at bank and in hand54/58€5k€1k▼

Equity and liabilities

Total equity and liabilities10/49€28k€12k▼

Equity10/15€-8k€-19k▼

Contributions10/11€4k€4k=

Profit (loss) carried forward14€-12k€-23k▼

Amounts payable17/49€36k€31k▼

Amounts payable within one year42/48€36k€31k▼

Trade debts44€29k€4k▼

Suppliers440/4€29k€4k▼

Taxes, remuneration and social security45-€4k

Taxes450/3-€4k

Other amounts payable47/48€7k€24k▲

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=

Other operating charges640/8€2k€3k▲

Gross operating margin9900€-15k€-155▲

Operating profit (loss)9901€-22k€-9k▲

Financial income75/76B€217€115▼

Recurring financial income75€217€115▼

Non-recurring financial income76B€217€115▼

Financial charges65/66B€506€191▼

Recurring financial charges65€106€191▲

Non-recurring financial charges66B€400-

Profit (loss) for the period before taxes9903€-22k€-9k▲

Income taxes67/77€1k€2k▲

Profit (loss) for the period9904€-23k€-11k▲

Profit (loss) for the period to be appropriated9905€-23k€-11k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-12k€-23k▼

Profit (loss) brought forward from the previous period14P€11k€-12k▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 2Filings 5

2025

09-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 40 days late

2024

18-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €-23k ▼357%

Net result drops to €-23k, the lowest in the series; recovery starts the following year.

23-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 23 days late

2022

31-12

Financial Highest result since 2020net €9k ▲1221%

Operating result €9k, net result €9k, both a record.

22-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

22-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Anderlecht · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vrije-Academielaan 781070 Anderlecht

Ground area

232 m²

Building footprint

94 m²

Volume, LiDAR

1,078 m³

Parcel 21308H0332/00G000, Brussels · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

MORAYANE

Vrije-Academielaan 78, 1070 AnderlechtWholesale of other food products

since 20192.295.070.577

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21308H0332/00G000	Brussels	232 m²	1 · 93 m²	13.5 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Anderlecht2.295.070.577

1 permission

Vervoer kamer t° levensmiddelen · since 19-06-2020

Parcel delivery

Notified to the BIPT

since 07-10-2025

Similar companies · same sector, comparable size

Of 3,176 companies in sector 52250 we hold annual accounts for 1,943. 765 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded18-10-2019

Fiscal year end31-12

Activities, NACEBEL

52250Logistics services

52290Warehousing and support activities for transportation

46190Agents in non-specialised wholesale trade

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.