Morais Cleaning Services
ActiveThe computed 12-month bankruptcy probability of Morais Cleaning Services is 1.9% (moderate). The 2024 annual accounts show equity of €30k and a net result of €13k. Equity is growing by ~44.4% per year across the filed fiscal years. Its solvency ranks better than 70% of 5897 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+31
Solvency85▼-15
Growth52=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.31 against 11.13 in 2023; short-term debt: 13.9% and cash: 3.3% of total assets), and 39.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
60.3%
Return on assets
24.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
28 d late
2022
29 d late
2021
122 d late
2020
30 d late
2019
48 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k▲ 15,620%
2023 · €80
2021: €22k
2022: €5k
2023: €80
2021 → 2024
Working capital
€23k▲ 44.8%
2023 · €16k
2018: €-4k
2019: €-4k
2020: €-4k
2021: €10k
2022: €15k
2023: €16k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-3k-€13k€18k▲ 40.7%€18k▲ 0.5%€30k▲ 70.6%
Operating result€26k€7k▼ 71.7%€959▼ 86.9%€14k▲ 1,351%
Net result€22k€5k▼ 76.5%€80▼ 98.4%€13k▲ 15,620%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1,351% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €50k
Fixed assets
€20k▲ 1,020%
Current assets
€30k▲ 71.5%
Equity and liabilities €50k
Equity
€30k▲ 70.6%
Debt
€20k▲ 1,169%
The debt ratio rises from 8.1% to 39.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2023 · €2k
Cash flow
€18k▲
2023 · €874
Solvency
60.3%▼
2023 · 91.9%
Current ratio
4.31▼
2023 · 11.13
Quick ratio
4.31▼
2023 · 11.13
Debt / equity
0.66▲
2023 · 0.09
ROE
41.4%▲
2023 · 0.4%
ROA
24.9%▲
2023 · 0.4%
Interest coverage
12.38▲
2023 · 9.16
Debt
€20k▲
2023 · €2k
Debt ≤ 1 year
€7k▲
2023 · €2k
Debt > 1 year
€13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€19k€50k▲
Fixed assets21/28€2k€20k▲
Tangible fixed assets22/27€2k€20k▲
Plant, machinery and equipment23€1k€625▼
Furniture and vehicles24€689€20k▲
Current assets29/58€18k€30k▲
Amounts receivable within one year40/41€16k€28k▲
Trade receivables40€10k€12k▲
Other amounts receivable41€6k€16k▲
Cash at bank and in hand54/58€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€19k€50k▲
Equity10/15€18k€30k▲
Contributions10/11€9k€9k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€7k€20k▲
Amounts payable17/49€2k€20k▲
Amounts payable after more than one year17-€13k
Financial debts170/4-€13k
Amounts payable within one year42/48€2k€7k▲
Current portion of amounts payable after more than one year42-€6k
Trade debts44€824€1k▲
Suppliers440/4€824€1k▲
Taxes, remuneration and social security45€750€136▼
Taxes450/3€750-
Remuneration and social security454/9-€136
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€794€5k▲
Other operating charges640/8€180€1k▲
Gross operating margin9900€2k€20k▲
Operating profit (loss)9901€959€14k▲
Financial income75/76B€72€165▲
Recurring financial income75€72€165▲
Financial charges65/66B€796€2k▲
Recurring financial charges65€191€2k▲
Non-recurring financial charges66B€605-
Profit (loss) for the period before taxes9903€235€13k▲
Income taxes67/77€155-
Profit (loss) for the period9904€80€13k▲
Profit (loss) for the period to be appropriated9905€80€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€20k▲
Profit (loss) brought forward from the previous period14P€7k€7k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €80 ▼98.4%
Net result drops to €80, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 11.13
Current ratio from 2.29 to 11.13; short-term debt falls from €12k to €2k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 122 days late
2021
31-12
Financial
Liquidity times 15current ratio 1.88
Current ratio from 0.12 to 1.88.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tarantellastraat 21070 AnderlechtGround area
194 m²
Building footprint
127 m²
Volume, LiDAR
1,184 m³
Parcel 21302A0013/00P008, Brussels · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Morais Cleaning Services
since 20212.316.016.441
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0013/00P008 | Brussels | 194 m² | 1 · 127 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,353 companies in sector 81210 we hold annual accounts for 2,734. 2,193 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2014
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.