MOOVIC
ActiveSummary
MOOVIC has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,969 and a net result of -€4,484. Equity has been growing by about 31% per year since 2020. Its solvency ranks better than 24% of 825 sector peers (NACE 58, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 02-07-2020 Normal situation
- Activity
- Publishing activities NACE 58130and 5 others
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Board and ownership
Board
- REYNENS RégineDirector · since 02-07-2020
- LAMBOTTE BRUNODirector · since 25-08-2021
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
Annual accounts 2025
- Gross margin
- €49,521
- ▼ 11.2%
- Turnover
- ≈ €200,000
- estimated
- Loss
- €4,484
- Equity
- €17,969
- ▼ 20.0%
- Total assets
- €394,838
- ▼ 27.3%
Score breakdownraises riskNo registered site in the KBOEquity €17,969 (4.6% of total assets)lowers riskSector: Publishing activities (NACE 58)Size: total assets €394,838Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 25% of micro companies in publishing (NACE 58)
Financial strength · tick: 2024
Weak
Solvency
30+1
equity 4.6% of total assets
Liquidity
10+8
short-term debt 95.4% · cash 8.4%
Profitability
67-3
return on assets -1.1%
Bankruptcy probability within 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 1.1%● unchanged vs 12-2024
02-2025: 1.1%● unchanged vs 01-2025
03-2025: 1.1%● unchanged vs 02-2025
04-2025: 1.2%▲ +0.1 percentage points vs 03-2025
05-2025: 1.4%▲ +0.2 percentage points vs 04-2025
06-2025: 1.5%▲ +0.1 percentage points vs 05-2025
07-2025: 1.5%● unchanged vs 06-2025
08-2025: 2.2%▲ +0.7 percentage points vs 07-2025
09-2025: 2.8%▲ +0.6 percentage points vs 08-2025highest value
10-2025: 1.1%▼ -1.7 percentage points vs 09-2025
11-2025: 1.1%● unchanged vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.2%▲ +0.1 percentage points vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.4%▲ +0.2 percentage points vs 04-2026
06-2026: 0.5%▼ -0.9 percentage points vs 05-2026
07-2026: 0.3%▼ -0.2 percentage points vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.4%▲ +0.1 percentage points vs 08-2026
10-2026: 0.3%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.03 (1.01 in 2024), below the usual 1.5. Short-term debt is 95.4% and cash 8.4% of total assets. 95.4% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 58, micro). It does better than 23% of them on solvency, 8% on liquidity, 46% on profitability and 24% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 825 sector peers (2025).
NBB · sector comparisonPosition among 825 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 days early
2024
29 days late
2023
33 days early
2022
5 days early
2021
26 days late
2020
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 5 days before the deadline. In the sector (NACE 58), the median for financial year 2024 was 7 days before the deadline, and 37% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 29-06-2026 at the NBB all 6 filings
Turnover
≈ €200,000
Estimated: probably between €120,000 and €360,000
Total assets
€394,838▼ 27.3%
2024 · €543,121
Net result
-€4,484
2024 · €3,595
Working capital
€10,186▲ 47.6%
2024 · €6,900
In the rankings
#7 company by total assets in Lasne, Publishing and media sector
Multi-year overview
2020 to 2025, 6 financial yearsOperating result
€348
▼ 95.9%
2025
20202025
Net result
-€4,484
2025
lowest quarter of the sector
20202025
Equity
€17,969
▼ 20.0%
2025
middle half of the sector
20202025
Total assets
€394,838
▼ 27.3%
2025
highest quarter of the sector
20202025
Debt
€376,868
▼ 27.6%
2025
20202025
Working capital
€10,186
▲ 47.6%
2025
middle half of the sector
20202025
Solvency
4.6%
▲ 0.4pp
2025
lowest quarter of the sector
20202025
Current ratio
1.03
▲ 0.01
2025
middle half of the sector
20202025
Return on assets (ROA)
-1.1%
▼ 1.8pp
2025
middle half of the sector
20202025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202020212022202320242025
Operating result€1,670-€8,309▲ 398%€11,028▲ 32.7%€14,168▲ 28.5%€8,420▼ 40.6%€348▼ 95.9%
Net result€900within the sector's middle half-€4,813within the sector's middle half▲ 435%€5,064within the sector's middle half▲ 5.2%€6,081within the sector's middle half▲ 20.1%€3,595within the sector's middle half▼ 40.9%-€4,484below the sector's middle half
Equity€2,900below the sector's middle half-€7,713within the sector's middle half▲ 166%€12,777within the sector's middle half▲ 65.7%€18,858within the sector's middle half▲ 47.6%€22,453within the sector's middle half▲ 19.1%€17,969within the sector's middle half▼ 20.0%
Total assets€281,131within the sector's middle half-€350,213above the sector's middle half▲ 24.6%€657,417above the sector's middle half▲ 87.7%€478,553above the sector's middle half▼ 27.2%€543,121above the sector's middle half▲ 13.5%€394,838above the sector's middle half▼ 27.3%
Debt€278,231-€342,500▲ 23.1%€644,640▲ 88.2%€459,695▼ 28.7%€520,668▲ 13.3%€376,868▼ 27.6%
Working capital€2,172within the sector's middle half--€21,553below the sector's middle half-€27,423below the sector's middle half▼ 27.2%€2,313within the sector's middle half€6,900within the sector's middle half▲ 198%€10,186within the sector's middle half▲ 47.6%
Solvency1.0%below the sector's middle half-2.2%below the sector's middle half▲ 1.2pp1.9%below the sector's middle half▼ 0.3pp3.9%below the sector's middle half▲ 2.0pp4.1%below the sector's middle half▲ 0.2pp4.6%below the sector's middle half▲ 0.4pp
Current ratio1.01within the sector's middle half-0.94within the sector's middle half▼ 0.070.96within the sector's middle half▲ 0.021.01within the sector's middle half▲ 0.051.01within the sector's middle half▲ 0.011.03within the sector's middle half▲ 0.01
Return on assets (ROA)0.3%within the sector's middle half-1.4%within the sector's middle half▲ 1.1pp0.8%within the sector's middle half▼ 0.6pp1.3%within the sector's middle half▲ 0.5pp0.7%within the sector's middle half▼ 0.6pp-1.1%within the sector's middle half▼ 1.8pp
above
within
below
The sector band is the middle half of the companies in Publishing activities (NACE 58). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 96% lower than in 2024 and the lowest since 2021. It is the second fall in a row.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €394,838
Fixed assets
€7,783 ▼ 50.0%
Current assets
€387,054 ▼ 26.6%
Equity and liabilities €394,838
Equity
€17,969 ▼ 20.0%
Debt
€376,868 ▼ 27.6%
Debt's share of the balance-sheet total falls from 95.9% to 95.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8,117▼
2024 · €16,303
Cash flow
€3,286▼
2024 · €11,479
Debt to equity
20.97▼
2024 · 23.19
ROE
-25.0%▼
2024 · 16.0%
Interest coverage
79.60▲
2024 · 62.98
Debt ≤ 1 year
€376,868▼
2024 · €520,668
Income taxes
€4,738▲
2024 · €4,325
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,405 | €18,899 | €1,936 | €4,912 | €0 |
| Intangible fixed assets | €30,030 | - | - | - | - |
| Depreciation and write-downs of the year | €4,254 | €7,965 | €7,037 | €7,884 | €7,770 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1,925 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €40 | €4,254 | €7,965 | €7,037 | €7,884 | €7,770 | ▼ 1.4% |
| Other operating charges640/8 | - | €53,712 | €56,105 | €40,238 | €39,435 | €41,404 | ▲ 5.0% |
| Non-recurring operating charges66A | - | - | €3,787 | - | - | - | - |
| Gross operating margin9900 | €20,948 | €66,275 | €78,885 | €61,442 | €55,738 | €49,521 | ▼ 11.2% |
| Operating profit (loss)9901 | €1,670 | €8,309 | €11,028 | €14,168 | €8,420 | €348 | ▼ 95.9% |
| Financial income75/76B | - | €11 | €394 | €174 | €119 | €9 | ▼ 92.6% |
| Recurring financial income75 | - | €11 | €394 | €174 | €119 | €9 | ▼ 92.6% |
| Financial charges65/66B | - | €155 | €381 | €308 | €618 | €102 | ▼ 83.5% |
| Recurring financial charges65 | €56 | €155 | €381 | €308 | €259 | €102 | ▼ 60.6% |
| Non-recurring financial charges66B | - | - | - | - | €359 | - | - |
| Profit (loss) for the period before taxes9903 | €1,615 | €8,166 | €11,042 | €14,034 | €7,920 | €254 | ▼ 96.8% |
| Income taxes67/77 | €714 | €3,353 | €5,978 | €7,953 | €4,325 | €4,738 | ▲ 9.5% |
| Profit (loss) for the period9904 | €900 | €4,813 | €5,064 | €6,081 | €3,595 | -€4,484 | - |
| Profit (loss) for the period to be appropriated9905 | €900 | €4,813 | €5,064 | €6,081 | €3,595 | -€4,484 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €281,131 | €350,213 | €657,417 | €478,553 | €543,121 | €394,838 | ▼ 27.3% |
| Fixed assets21/28 | €2,085 | €29,266 | €40,200 | €18,525 | €15,553 | €7,783 | ▼ 50.0% |
| Intangible fixed assets21 | - | €26,170 | €20,164 | €14,158 | €8,152 | €2,146 | ▼ 73.7% |
| Tangible fixed assets22/27 | €485 | €1,496 | €18,436 | €2,767 | €5,801 | €4,037 | ▼ 30.4% |
| Furniture and vehicles24 | - | €1,496 | €18,436 | €2,767 | €2,458 | €1,047 | ▼ 57.4% |
| Other tangible fixed assets26 | - | - | - | - | €3,343 | €2,991 | ▼ 10.5% |
| Financial fixed assets28 | €1,600 | €1,600 | €1,600 | €1,600 | €1,600 | €1,600 | = |
| Current assets29/58 | €279,046 | €320,947 | €617,217 | €460,028 | €527,568 | €387,054 | ▼ 26.6% |
| Amounts receivable within one year40/41 | €217,758 | €311,155 | €502,736 | €353,716 | €405,885 | €246,824 | ▼ 39.2% |
| Trade receivables40 | - | €296,490 | €502,736 | €353,716 | €405,885 | €246,408 | ▼ 39.3% |
| Other amounts receivable41 | - | €14,665 | - | - | - | €416 | - |
| Current investments50/53 | - | - | €90,000 | €90,000 | €90,000 | €90,000 | = |
| Cash at bank and in hand54/58 | €56,016 | €810 | €13,831 | €8,025 | €9,055 | €33,150 | ▲ 266% |
| Deferred charges and accrued income490/1 | - | €8,982 | €10,650 | €8,287 | €22,627 | €17,081 | ▼ 24.5% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €281,131 | €350,213 | €657,417 | €478,553 | €543,121 | €394,838 | ▼ 27.3% |
| Equity10/15 | €2,900 | €7,713 | €12,777 | €18,858 | €22,453 | €17,969 | ▼ 20.0% |
| Contributions10/11 | - | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €900 | €5,713 | €10,777 | €16,858 | €16,858 | €16,858 | = |
| Distributable reserves133 | - | €5,713 | €10,777 | €16,858 | €16,858 | €16,858 | = |
| Profit (loss) carried forward14 | - | - | - | - | €3,595 | -€889 | - |
| Amounts payable17/49 | €278,231 | €342,500 | €644,640 | €459,695 | €520,668 | €376,868 | ▼ 27.6% |
| Amounts payable within one year42/48 | €276,874 | €342,500 | €644,640 | €457,715 | €520,668 | €376,868 | ▼ 27.6% |
| Financial debts43 | - | - | - | - | €6,754 | €6,844 | ▲ 1.3% |
| Credit institutions430/8 | - | - | - | - | €6,754 | €6,844 | ▲ 1.3% |
| Trade debts44 | €252,104 | €328,794 | €603,086 | €387,069 | €454,806 | €309,417 | ▼ 32.0% |
| Suppliers440/4 | - | €328,794 | €603,086 | €387,069 | €454,806 | €309,417 | ▼ 32.0% |
| Advances received on contracts in progress46 | - | - | - | €30,000 | €20,000 | €20,000 | = |
| Taxes, remuneration and social security45 | - | €13,368 | €17,427 | €24,732 | €16,535 | €30,317 | ▲ 83.3% |
| Taxes450/3 | - | €13,368 | €17,427 | €24,732 | €16,535 | €30,317 | ▲ 83.3% |
| Other amounts payable47/48 | - | €338 | €24,127 | €15,914 | €22,573 | €10,291 | ▼ 54.4% |
| Accrued charges and deferred income492/3 | - | - | - | €1,980 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €900 | €4,813 | €5,064 | €6,081 | €3,595 | -€4,484 | - |
| + Depreciation and write-downs630 | €40 | €4,254 | €7,965 | €7,037 | €7,884 | €7,770 | ▼ 1.4% |
| Operating cash flow (approximation) | €941 | €9,066 | €13,029 | €13,118 | €11,479 | €3,286 | ▼ 71.4% |
| Investment in fixed assets (approximation) | - | -€31,435 | -€18,899 | €14,639 | -€4,912 | €0 | - |
| Change in cash | - | -€55,206 | €13,020 | -€5,805 | €1,029 | €24,095 | ▲ 23× |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 849 companies had the same profile as MOOVIC has now. Two years later, 91.9% were still going and 4.7% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency under 10%
- a small loss
91.9%
was still going
3.3%
stopped otherwise
4.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MOOVIC itself is lower: 0.3% within 12 months. It rests on far more data about MOOVIC than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 849 companies, not a prediction for MOOVIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-06-2026 | 2026-00228525 | |
| 31-12-2024 | micro format | 29-08-2025 | 2025-00465072 | |
| 31-12-2023 | micro format | 28-06-2024 | 2024-00188918 | |
| 31-12-2022 | micro format | 26-07-2023 | 2023-00281317 | |
| 31-12-2021 | micro format | 26-08-2022 | 2022-20340272 | |
| 31-12-2020 | micro format | 16-07-2021 | 2021-36700411 |
Board & ownership
Directors
Directors
2 directors
REYNENS Régine
Current
LAMBOTTE BRUNO
Current
Owners and capital
Owners
Mandate history
2 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| REYNENS Régine |
|
| LAMBOTTE BRUNO |
|
Network & group
MOOVIC shares no director with another company.
Companies at the same address
3 other companiesConnections & network
2 current directorsThe network starts from the directors of MOOVIC. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
29-06
micro format · 32 days before the deadline
2025
31-12
Financial
Weakest financial yearnet -€4,484
The net result drops to -€4,484, the lowest from 2020 to 2025.
29-08
micro format · 29 days late
2024
28-06
micro format · 33 days before the deadline
06-05
Gazette deed
Registered office moved within LasneNew seat: chaussée de Louvain 431 H à 1380 Lasne · Previous seat: Rue de l'Espiniat 4 à 1380 Lasne2 points ▸
Gazette deed
Registered office moved within Lasne
New seat: chaussée de Louvain 431 H à 1380 Lasne · Previous seat: Rue de l'Espiniat 4 à 1380 Lasne2 points ▸
- General meeting, 18-04-2024
- Registered-office move, chaussée de Louvain 431 H à 1380 Lasne
2023
31-12
Financial
Highest result from 2020 to 2025net €6,081 ▲20.1%
The operating result of €14,168 and the net result of €6,081 are both a record.
26-07
micro format · 5 days before the deadline
2022
26-08
micro format · 26 days late
2021
16-07
micro format · 15 days before the deadline
2020
06-07
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
MOOVIC in French
Enterprise number
0749.707.753
Legal form
Private limited company
Status
Active, normale toestand
Founded
02-07-2020
Entity type
Legal entity
Registered office and establishments
Registered office
Chaussée de Louvain 431H, 1380 Lasne, Belgium
Activities
NACEBEL 202558130
Publishing activities main activity
58190
Other publishing activities, excluding software publishing
63910
Web portal activities
74202
Other professional, scientific and technical activities
93192
Activities of independent sportspeople
93199
Other sports activities
Codes under NACEBEL 2008
58140
Publishing activities main activity
58190
Publishing activities
63120
Computing infrastructure, data processing, hosting and other information service activities
74202
Other professional, scientific and technical activities
93192
Sports, amusement and recreation activities
93199
Other sports activities
Invoicing and payment
VAT number
BE 0749.707.753
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
417 m²
Building footprint
413 m²
Building volume
3,375 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25076F0006/00A006 | Wallonia | 417 m² | 1 · 413 m² | 10.0 m · 3 |