MOOV 360
ActiveSummary
The computed 12-month bankruptcy probability of MOOV 360 is 4.1% (elevated). The 2025 annual accounts show negative equity (-€58,752) and a net result of -€9,502. Equity is shrinking by ~48% per year across the filed fiscal years. Its solvency ranks better than 12% of 18537 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability7▼-86
Solvency0=
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.58 against 0.72 in 2024; short-term debt: 133.4% and cash: 3.7% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-60.1%
Return on assets
-9.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€58,752
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
53 d early
2024
24 d early
2023
34 d late
2022
50 d late
2021
53 d late
2020
33 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 5 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€58,752▼ 19.3%
2024 · -€49,250
Total assets
€97,689▼ 5.6%
2024 · €103,520
Net result
-€9,502
2024 · €20,068
Working capital
-€55,015▼ 49.9%
2024 · -€36,712
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€18,856▼ 187%-€34,926▼ 85.2%-€55,694▼ 59.5%€8,951-€40,696
Net result-€17,641below the sector's middle half▼ 176%-€35,493below the sector's middle half▼ 101%-€39,781below the sector's middle half▼ 12.1%€20,068within the sector's middle half-€9,502below the sector's middle half
Equity€9,891within the sector's middle half▼ 65.4%-€26,621below the sector's middle half-€67,423below the sector's middle half▼ 153%-€49,250below the sector's middle half▲ 27.0%-€58,752below the sector's middle half▼ 19.3%
Total assets€42,123below the sector's middle half▼ 8.9%€76,869within the sector's middle half▲ 82.5%€98,689within the sector's middle half▲ 28.4%€103,520within the sector's middle half▲ 4.9%€97,689within the sector's middle half▼ 5.6%
Debt€31,248▲ 90.2%€102,762▲ 229%€165,638▲ 61.2%€152,770▼ 7.8%€156,440▲ 2.4%
Working capital-€550-€21,068▼ 3,731%-€43,327▼ 106%-€36,712▲ 15.3%-€55,015▼ 49.9%
Solvency23.5%within the sector's middle half▼ 38.3pp-34.6%below the sector's middle half▼ 58.1pp-68.3%below the sector's middle half▼ 33.7pp-47.6%below the sector's middle half▲ 20.7pp-60.1%below the sector's middle half▼ 12.6pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €40,696 after €8,951 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97,689
Fixed assets
€22,429 ▲ 144%
Current assets
€75,260 ▼ 20.2%
Key figures and ratios
EBITDA
-€35,038▼
2024 · €13,497
Cash flow
-€3,844▼
2024 · €24,614
Current ratio
0.58▼
2024 · 0.72
Quick ratio
0.03▼
2024 · 0.19
Debt to equity
-2.66▲
2024 · -3.10
ROA
-9.7%▼
2024 · 19.4%
Interest coverage
-41.61▼
2024 · 9.97
Debt ≤ 1 year
€130,275▼
2024 · €131,045
Debt > 1 year
€26,165▲
2024 · €21,725
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,570 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 88% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a small loss
4.6%
went bankrupt
5.6%
stopped otherwise
88%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,570 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,966 | €3,070 | €3,649 | €4,546 | €5,658 | ▲ 24.5% |
| Other operating charges640/8 | - | - | - | - | €50 | - |
| Gross operating margin9900 | -€15,891 | -€31,856 | -€52,045 | €13,497 | -€34,988 | ▼ 359% |
| Operating profit (loss)9901 | -€18,856 | -€34,926 | -€55,694 | €8,951 | -€40,696 | ▼ 555% |
| Financial income75/76B | €1,020 | €1,020 | €16,970 | €11,997 | €32,036 | ▲ 167% |
| Recurring financial income75 | €1,020 | €1,020 | €16,970 | €11,997 | €32,036 | ▲ 167% |
| Financial charges65/66B | €60 | €1,842 | €1,313 | €1,354 | €842 | ▼ 37.8% |
| Recurring financial charges65 | €60 | €1,842 | €1,313 | €1,354 | €842 | ▼ 37.8% |
| Profit (loss) for the period before taxes9903 | -€17,896 | -€35,748 | -€40,036 | €19,594 | -€9,502 | ▼ 148% |
| Transfer from deferred taxes780 | €255 | €255 | €255 | €474 | - | - |
| Profit (loss) for the period9904 | -€17,641 | -€35,493 | -€39,781 | €20,068 | -€9,502 | ▼ 147% |
| Profit (loss) for the period to be appropriated9905 | -€17,641 | -€35,493 | -€39,781 | €20,068 | -€9,502 | ▼ 147% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €42,123 | €76,869 | €98,689 | €103,520 | €97,689 | ▼ 5.6% |
| Fixed assets21/28 | €11,425 | €11,480 | €13,733 | €9,187 | €22,429 | ▲ 144% |
| Intangible fixed assets21 | €11,425 | €10,355 | €9,247 | €5,422 | €19,384 | ▲ 258% |
| Tangible fixed assets22/27 | - | - | €3,361 | €2,640 | €1,920 | ▼ 27.3% |
| Furniture and vehicles24 | - | - | €3,361 | €2,640 | €1,920 | ▼ 27.3% |
| Financial fixed assets28 | - | €1,125 | €1,125 | €1,125 | €1,125 | = |
| Current assets29/58 | €30,698 | €65,389 | €84,956 | €94,334 | €75,260 | ▼ 20.2% |
| Stocks and contracts in progress3 | €22,763 | €43,574 | €60,460 | €69,418 | €71,612 | ▲ 3.2% |
| Stocks30/36 | €22,763 | €43,574 | €60,460 | €69,418 | €71,612 | ▲ 3.2% |
| Amounts receivable within one year40/41 | €4,188 | €8,396 | €1,026 | €7,862 | - | - |
| Trade receivables40 | €4,188 | €8,396 | €1,026 | €7,862 | - | - |
| Cash at bank and in hand54/58 | €3,451 | €13,127 | €23,470 | €16,505 | €3,648 | ▼ 77.9% |
| Deferred charges and accrued income490/1 | €295 | €293 | - | €549 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €42,123 | €76,869 | €98,689 | €103,520 | €97,689 | ▼ 5.6% |
| Equity10/15 | €9,891 | -€26,621 | -€67,423 | -€49,250 | -€58,752 | ▼ 19.3% |
| Contributions10/11 | €30,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Profit (loss) carried forward14 | -€24,044 | -€59,536 | -€99,318 | -€79,250 | -€88,752 | ▼ 12.0% |
| Investment grants15 | €3,935 | €2,915 | €1,895 | - | - | - |
| Provisions and deferred taxes16 | €984 | €729 | €474 | - | - | - |
| Deferred taxes168 | €984 | €729 | €474 | - | - | - |
| Amounts payable17/49 | €31,248 | €102,762 | €165,638 | €152,770 | €156,440 | ▲ 2.4% |
| Amounts payable after more than one year17 | - | €16,250 | €37,356 | €21,725 | €26,165 | ▲ 20.4% |
| Financial debts170/4 | - | €16,250 | €37,356 | €21,725 | €26,165 | ▲ 20.4% |
| Amounts payable within one year42/48 | €31,248 | €86,458 | €128,283 | €131,045 | €130,275 | ▼ 0.6% |
| Current portion of amounts payable after more than one year42 | - | €6,321 | €16,699 | €17,872 | €22,473 | ▲ 25.7% |
| Financial debts43 | - | €40,460 | - | - | - | - |
| Other loans439 | - | €40,460 | - | - | - | - |
| Trade debts44 | €5,100 | €7,880 | €14,958 | €11,788 | €1,348 | ▼ 88.6% |
| Suppliers440/4 | €5,100 | €7,880 | €14,958 | €11,788 | €1,348 | ▼ 88.6% |
| Advances received on contracts in progress46 | - | - | - | - | €2,970 | - |
| Taxes, remuneration and social security45 | €48 | €1,567 | €546 | €2,352 | €1,611 | ▼ 31.5% |
| Taxes450/3 | €48 | €1,567 | €546 | €2,352 | €1,611 | ▼ 31.5% |
| Other amounts payable47/48 | €26,100 | €30,230 | €96,079 | €99,032 | €101,873 | ▲ 2.9% |
| Accrued charges and deferred income492/3 | - | €55 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€17,641 | -€35,493 | -€39,781 | €20,068 | -€9,502 | ▼ 147% |
| + Depreciation and write-downs630 | €2,966 | €3,070 | €3,649 | €4,546 | €5,658 | ▲ 24.5% |
| Operating cash flow (approximation) | -€14,675 | -€32,423 | -€36,132 | €24,614 | -€3,844 | ▼ 116% |
| Investment in fixed assets (approximation) | - | -€3,125 | -€5,902 | €0 | -€18,900 | - |
| Change in cash | - | €9,676 | €10,343 | -€6,965 | -€12,857 | ▼ 84.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €20,068
Net result €20,068 after 4 loss-making years.
03-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 34 days late
2023
31-12
Financial
Weakest financial yearnet -€39,781
Net result drops to -€39,781, the lowest in the series; recovery starts the following year.
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 50 days late
2022
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue St. Gertrude 281410 WaterlooGround area
7,406 m²
Building footprint
1,655 m²
Volume, LiDAR
29,823 m³
Parcel 21446F0030/00A000, Brussels · tallest building 28.5 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
MOOV 360
since 20202.308.505.374
MOOV 360 BRUXELLES
since 20212.312.406.457
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21446F0030/00A000 | Brussels | 7,406 m² | 1 · 1,655 m² | 28.5 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SPORT CONVERTOR
BE 0659.755.495
Lasne · Eq €9,748
SECODO
BE 0764.395.335
Wavre · Eq €10,049
SKALES
BE 1006.738.947
Antwerpen · Eq €10,057
KINERGIQUE
BE 0876.549.903
Sint-Genesius-Rode · Eq €9,513
Naos Optics
BE 0786.373.258
Oosterzele · Eq €9,499
Of 1,314 companies in sector 47639 we hold annual accounts for 624. 287 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47639Retail sale of other sporting goods
47120Other non-specialised retail sale
73300Public relations and communication consultancy
Contact
E-mail
daphne.dulait@gmail.comWaterloo
Phone
0475961704Waterloo
E-invoicing
Reachable via Peppol
Peppol ID
0208:0755548935
Also
9925:BE0755548935
Registered
19-08-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.