Moors Consulting
ActiveMoors Consulting has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €64k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 22% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-5
Solvency43▼-29
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.85 in 2024; short-term debt: 75.4% and cash: 30% of total assets), and 82.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.5%
Return on assets
20%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 31540 sector peers (2025).
NBB · sector comparisonPosition among 31540 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
41 d early
2022
56 d late
2021
81 d late
2020
3 d early
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€56k▼ 62.8%
2024 · €151k
2019: €43k
2020: €55k
2021: €62k
2022: €105k
2023: €73k
2024: €151k
2019 → 2025
Total assets
€321k▲ 0.1%
2024 · €321k
2019: €102k
2020: €118k
2021: €86k
2022: €172k
2023: €247k
2024: €321k
2019 → 2025
Net result
€64k▼ 18.7%
2024 · €79k
2019: €36k
2020: €12k
2021: €10k
2022: €43k
2023: €57k
2024: €79k
2019 → 2025
Working capital
€37k▼ 68.8%
2024 · €119k
2019: €42k
2020: €22k
2021: €28k
2022: €78k
2023: €25k
2024: €119k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€105k▲ 70.5%€73k▼ 30.6%€151k▲ 107%€56k▼ 62.8%
Operating result€14k-€62k▲ 340%€80k▲ 27.9%€118k▲ 48.7%€101k▼ 14.8%
Net result€10k-€43k▲ 335%€57k▲ 31.2%€79k▲ 38.3%€64k▼ 18.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €321k
Fixed assets
€42k▼ 32.0%
Current assets
€279k▲ 7.8%
Equity and liabilities €321k
Equity
€56k▼ 62.8%
Debt
€265k▲ 56.1%
The debt ratio rises from 52.9% to 82.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€120k▼
2024 · €140k
Cash flow
€84k▼
2024 · €100k
Solvency
17.5%▼
2024 · 47.1%
Current ratio
1.15▼
2024 · 1.85
Quick ratio
1.15▼
2024 · 1.85
Debt / equity
4.71▲
2024 · 1.12
ROE
114.1%▲
2024 · 52.3%
ROA
20.0%▼
2024 · 24.6%
Interest coverage
8.68▼
2024 · 13.03
Debt
€265k▲
2024 · €170k
Debt ≤ 1 year
€242k▲
2024 · €140k
Debt > 1 year
€15k▼
2024 · €25k
Income taxes
€23k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€321k€321k▲
Fixed assets21/28€62k€42k▼
Tangible fixed assets22/27€62k€42k▼
Furniture and vehicles24€62k€42k▼
Current assets29/58€259k€279k▲
Amounts receivable within one year40/41€253k€181k▼
Trade receivables40€243k€172k▼
Other amounts receivable41€10k€8k▼
Cash at bank and in hand54/58€4k€96k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€321k€321k▲
Equity10/15€151k€56k▼
Contributions10/11€19k€19k=
Reserves13€132k€52k▼
Distributable reserves133€132k€52k▼
Profit (loss) carried forward14-€-15k
Amounts payable17/49€170k€265k▲
Amounts payable after more than one year17€25k€15k▼
Financial debts170/4€25k€15k▼
Amounts payable within one year42/48€140k€242k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Financial debts43€498€63▼
Credit institutions430/8€498€63▼
Trade debts44€372€3k▲
Suppliers440/4€372€3k▲
Taxes, remuneration and social security45€28k€5k▼
Taxes450/3€28k€5k▼
Other amounts payable47/48€102k€223k▲
Accrued charges and deferred income492/3€4k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€20k▼
Other operating charges640/8€387€522▲
Gross operating margin9900€140k€121k▼
Operating profit (loss)9901€118k€101k▼
Financial charges65/66B€11k€14k▲
Recurring financial charges65€11k€14k▲
Profit (loss) for the period before taxes9903€108k€87k▼
Income taxes67/77€29k€23k▼
Profit (loss) for the period9904€79k€64k▼
Profit (loss) for the period to be appropriated9905€79k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€64k▼
Transfer from equity791/2-€80k
Transfer to equity691/2€78k-
To other reserves6921€78k-
Profit to be distributed694/7€859€159k▲
Return on contributions (dividend)694€859€159k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €79k ▲38.3%
Operating result €118k, net result €79k, both a record.
31-12
Financial
Equity above €150kEq €151k ▲107%
6 profitable years in a row build equity to €151k.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 56 days late
2022
31-12
Financial
Equity above €100kEq €105k ▲70.5%
4 profitable years in a row build equity to €105k.
20-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 81 days late
2021
31-12
Financial
Weakest financial yearnet €10k ▼16.7%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dunberg(LUB) 203210 LubbeekGround area
521 m²
Building footprint
115 m²
Volume, LiDAR
185 m³
Parcel 24066B0382/00G000, Flanders · tallest building 4.1 m. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24066B0382/00G000 | Flanders | 521 m² | 1 · 115 m² | 4.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LTR
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Of 5,694 companies in sector 70100 we hold annual accounts for 3,489. 2,089 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2018
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.