MOONSTONE BIJOU
ActiveMOONSTONE BIJOU has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €10k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 82.81 against 94.21 in 2024; short-term debt: 1.2% and cash: 78.6% of total assets), and 1.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.8%
Return on assets
9.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €105k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
1 d early
2023
16 d late
2022
31 d late
2021
29 d late
2020
30 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▲ 10.5%
2024 · €95k
2018: €90k
2019: €104k
2020: €86k
2021: €68k
2022: €85k
2023: €88k
2024: €95k
2018 → 2025
Total assets
€106k▲ 10.6%
2024 · €96k
2018: €207k
2019: €237k
2020: €196k
2021: €161k
2022: €93k
2023: €92k
2024: €96k
2018 → 2025
Net result
€10k▲ 50.6%
2024 · €7k
2018: €-2k
2019: €15k
2020: €-18k
2021: €-18k
2022: €17k
2023: €3k
2024: €7k
2018 → 2025
Working capital
€105k▲ 10.5%
2024 · €95k
2018: €67k
2019: €81k
2020: €65k
2021: €42k
2022: €85k
2023: €88k
2024: €95k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€85k▲ 25.5%€88k▲ 3.6%€95k▲ 7.5%€105k▲ 10.5%
Operating result€-15k-€22k€4k▼ 83.7%€6k▲ 77.1%€15k▲ 130%
Net result€-18k-€17k€3k▼ 82.5%€7k▲ 118%€10k▲ 50.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 130% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €106k
Equity
€105k▲ 10.5%
Debt
€1k▲ 25.9%
The debt ratio rises from 1.1% to 1.2%. Equity and debt are higher.
Key figures and ratios
Solvency
98.8%▼
2024 · 98.9%
Current ratio
82.81▼
2024 · 94.21
Quick ratio
65.09▼
2024 · 71.92
Debt / equity
0.01▲
2024 · 0.01
ROE
9.5%▲
2024 · 7.0%
ROA
9.4%▲
2024 · 6.9%
Debt
€1k▲
2024 · €1k
Debt ≤ 1 year
€1k▲
2024 · €1k
Income taxes
€5k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€96k€106k▲
Current assets29/58€96k€106k▲
Stocks and contracts in progress3€23k€23k=
Stocks30/36€23k€23k=
Cash at bank and in hand54/58€73k€83k▲
Equity and liabilities
Total equity and liabilities10/49€96k€106k▲
Equity10/15€95k€105k▲
Contributions10/11€20k€20k=
Reserves13€24k€33k▲
Distributable reserves133€24k€33k▲
Profit (loss) carried forward14€50k€51k▲
Amounts payable17/49€1k€1k▲
Amounts payable within one year42/48€1k€1k▲
Trade debts44€125-
Suppliers440/4€125-
Taxes, remuneration and social security45€893€1k▲
Taxes450/3€893€1k▲
Income statement
Code20242025
Other operating charges640/8€542€400▼
Gross operating margin9900€7k€15k▲
Operating profit (loss)9901€6k€15k▲
Financial income75/76B€2k€330▼
Recurring financial income75€2k€330▼
Financial charges65/66B€185€241▲
Recurring financial charges65€185€241▲
Profit (loss) for the period before taxes9903€8k€15k▲
Income taxes67/77€1k€5k▲
Profit (loss) for the period9904€7k€10k▲
Profit (loss) for the period to be appropriated9905€7k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€60k▲
Profit (loss) brought forward from the previous period14P€50k€50k▲
Transfer to equity691/2€6k€9k▲
To other reserves6921€6k€9k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €105k ▲10.5%
4 profitable years in a row build equity to €105k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 94.21
Current ratio from 25.75 to 94.21; short-term debt falls from €4k to €1k.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 25.75
Current ratio from 12.62 to 25.75; short-term debt falls from €7k to €4k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 12.62
Current ratio from 2.32 to 12.62; short-term debt falls from €32k to €7k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial
Equity above €100kEq €104k ▲16.2%
Equity rises from €90k to €104k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos du Vignoble 11380 LasneGround area
947 m²
Building footprint
220 m²
Parcel 25051D0022/00F002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Un amour de diamant
since 19872.029.615.429
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051D0022/00F002 | Wallonia | 947 m² | 1 · 220 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,017 companies in sector 47770 we hold annual accounts for 898. 701 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-1987
Fiscal year end31-12
Activities, NACEBEL
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:unamourdediamant@gmail.com
Fax:02/652.40.07
E-mail:moonstonebijou@hotmail.com
Phone:02/652.40.07