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MOONFLY ESTATES

Active
Private limited companyfounded 20242 yrs activeLuikersteenweg 258, 3920 Lommel, BelgiumKBO/BCE: BE 1004.679.577
Summary

The computed 12-month bankruptcy probability of MOONFLY ESTATES is 1.6% (moderate). The 2025 annual accounts show equity of €35,617 and a net result of -€15,236. Its solvency ranks better than 40% of 1317 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability34▼-23
Solvency33▼-13
Growth32
Track record82
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 4.72 against 8.92 in 2024; short-term debt: 0.8% and cash: 3.1% of total assets), but 92.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
7.7%
Return on assets
-3.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
153 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 92 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 January 2024, MOONFLY ESTATES was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€35,617▼ 30.0%
2024 · €50,853
Total assets
€462,828▲ 88.9%
2024 · €244,948
Net result
-€15,236
2024 · €853
Working capital
€13,721▲ 0.2%
2024 · €13,697
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€5,634--€3,133
Net result€853--€15,236
Equity€50,853-€35,617▼ 30.0%
Total assets€244,948-€462,828▲ 88.9%
Debt€194,095-€427,212▲ 120%
Working capital€13,697-€13,721▲ 0.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
  • 2025 Total assets +89% on 2024. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2024: €5,634€5,634Net result 2024: €853€853Operating result 2025: -€3,133-€3,133Net result 2025: -€15,236-€15,23620242025-€20,000-€10,000€0€10,000Operating result 2024: €5,634€5,630Net result 2024: €853€853Operating result 2025: -€3,133-€3,130Net result 2025: -€15,236-€15,20020242025
The operating result turns negative in 2025: a loss of €3,133 after €5,634 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €462,828
Fixed assets €445,421 ▲ 94.1%
Current assets €17,408 ▲ 12.9%
Equity and liabilities €462,828
Equity €35,617 ▼ 30.0%
Debt €427,212 ▲ 120%
Debt's share of the balance-sheet total rises from 79.2% to 92.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€28,862▲
2024 · €19,818
Cash flow
€16,759▲
2024 · €15,036
Current ratio
4.72▼
2024 · 8.92
Debt to equity
11.99▲
2024 · 3.82
ROE
-42.8%▼
2024 · 1.7%
ROA
-3.3%▼
2024 · 0.3%
Interest coverage
2.30▼
2024 · 4.49
Debt ≤ 1 year
€3,687▲
2024 · €1,729
Debt > 1 year
€410,513▲
2024 · €188,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 865 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency under 10%
  • a small loss
1.3% went bankrupt
1.6% stopped otherwise
97% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 865 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€244,948€462,828▲
Formation expenses20€34-
Fixed assets21/28€229,488€445,421▲
Tangible fixed assets22/27€229,291€445,166▲
Land and buildings22€223,480€433,126▲
Furniture and vehicles24€5,811€10,294▲
Other tangible fixed assets26-€1,747
Financial fixed assets28€197€255▲
Current assets29/58€15,426€17,408▲
Amounts receivable within one year40/41€939€2,876▲
Trade receivables40€939€1,266▲
Other amounts receivable41-€1,610
Cash at bank and in hand54/58€14,338€14,391▲
Deferred charges and accrued income490/1€149€141▼
Equity and liabilities
Total equity and liabilities10/49€244,948€462,828▲
Equity10/15€50,853€35,617▼
Contributions10/11€50,000€50,000=
Reserves13€853€853=
Distributable reserves133€853€853=
Profit (loss) carried forward14--€15,236
Amounts payable17/49€194,095€427,212▲
Amounts payable after more than one year17€188,000€410,513▲
Financial debts170/4€188,000€410,513▲
Amounts payable within one year42/48€1,729€3,687▲
Trade debts44€1,057€1,831▲
Suppliers440/4€1,057€1,831▲
Taxes, remuneration and social security45€672€636▼
Taxes450/3€672€636▼
Other amounts payable47/48-€1,220
Accrued charges and deferred income492/3€4,367€13,012▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,184€31,996▲
Other operating charges640/8€715€1,387▲
Gross operating margin9900€20,532€30,249▲
Operating profit (loss)9901€5,634-€3,133▼
Financial income75/76B-€468
Recurring financial income75-€468
Financial charges65/66B€4,413€12,571▲
Recurring financial charges65€4,413€12,571▲
Profit (loss) for the period before taxes9903€1,221-€15,236▼
Income taxes67/77€368-
Profit (loss) for the period9904€853-€15,236▼
Profit (loss) for the period to be appropriated9905€853-€15,236▼
Appropriation of the result
Profit (loss) to be appropriated9906€853-€15,236▼
Transfer to equity691/2€853-
To other reserves6921€853-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,184€31,996▲ 126%
Other operating charges640/8€715€1,387▲ 94.0%
Gross operating margin9900€20,532€30,249▲ 47.3%
Operating profit (loss)9901€5,634-€3,133▼ 156%
Financial income75/76B-€468-
Recurring financial income75-€468-
Financial charges65/66B€4,413€12,571▲ 185%
Recurring financial charges65€4,413€12,571▲ 185%
Profit (loss) for the period before taxes9903€1,221-€15,236▼ 1,348%
Income taxes67/77€368--
Profit (loss) for the period9904€853-€15,236▼ 1,886%
Profit (loss) for the period to be appropriated9905€853-€15,236▼ 1,886%
Line20242025Change
Assets
Total assets20/58€244,948€462,828▲ 88.9%
Formation expenses20€34--
Fixed assets21/28€229,488€445,421▲ 94.1%
Tangible fixed assets22/27€229,291€445,166▲ 94.1%
Land and buildings22€223,480€433,126▲ 93.8%
Furniture and vehicles24€5,811€10,294▲ 77.1%
Other tangible fixed assets26-€1,747-
Financial fixed assets28€197€255▲ 29.4%
Current assets29/58€15,426€17,408▲ 12.9%
Amounts receivable within one year40/41€939€2,876▲ 206%
Trade receivables40€939€1,266▲ 34.9%
Other amounts receivable41-€1,610-
Cash at bank and in hand54/58€14,338€14,391▲ 0.4%
Deferred charges and accrued income490/1€149€141▼ 5.3%
Equity and liabilities
Total equity and liabilities10/49€244,948€462,828▲ 88.9%
Equity10/15€50,853€35,617▼ 30.0%
Contributions10/11€50,000€50,000=
Reserves13€853€853=
Distributable reserves133€853€853=
Profit (loss) carried forward14--€15,236-
Amounts payable17/49€194,095€427,212▲ 120%
Amounts payable after more than one year17€188,000€410,513▲ 118%
Financial debts170/4€188,000€410,513▲ 118%
Amounts payable within one year42/48€1,729€3,687▲ 113%
Trade debts44€1,057€1,831▲ 73.2%
Suppliers440/4€1,057€1,831▲ 73.2%
Taxes, remuneration and social security45€672€636▼ 5.3%
Taxes450/3€672€636▼ 5.3%
Other amounts payable47/48-€1,220-
Accrued charges and deferred income492/3€4,367€13,012▲ 198%
Line20242025Change
Profit (loss) for the period9904€853-€15,236▼ 1,886%
+ Depreciation and write-downs630€14,184€31,996▲ 126%
Operating cash flow (approximation)€15,036€16,759▲ 11.5%
Investment in fixed assets (approximation)--€247,928-
Change in cash-€53-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
519 m²
Building footprint
128 m²
Volume, LiDAR
460 m³
Parcel 72345B0913/00T002, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
MOONFLY ESTATES
Luikersteenweg 258, 3920 LommelHoliday cottages, homes and apartments
since 20242.356.588.076
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72345B0913/00T002 Flanders 519 m² 1 · 128 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,007 companies in sector 55203 we hold annual accounts for 693. 478 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
55203Holiday cottages, homes and apartments
68201Renting and operating of own or leased residential real estate, excluding social housing
71112Activities of interior architects
81100Combined facilities support activities
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID 0208:1004679577
Also 9925:BE1004679577
Registered 15-11-2024

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.