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Mooma

Active
Private limited companyfounded 2023active for 3 yearsSint-Pietersstraat 147, 8520 Kuurne, BelgiumKBO/BCE: BE 0804.052.202
Summary

Mooma has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113,209 and a net result of €65,238. Its solvency ranks better than 40% of 13,576 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Wholesale trade
NACE 46419
2 sites
Size
€401,010total assets 2025
Equity
€113,209
Profit
€65,238
Turnover not published (micro format)
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts filed 25 days late1 of 2 deeds read
Why 85raises riskFounded in 2023lowers riskLiquidity: current ratio 1.19, cash €184,946Size: total assets €401,010Figures for financial year 2025 (filed 25-08-2026)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 72% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Strong
Solvency 53-8
equity 28.2% of total assets
Liquidity 65+9
short-term debt 65.6% · cash 46.1%
Profitability 89-11
return on assets 16.3%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,876 companies, NACE 46, micro)
Last 24 months 11-2024: 2.1% 12-2024: 2.1%● unchanged vs 11-2024 01-2025: 2.4%▲ +0.3 percentage points vs 12-2024 02-2025: 2.6%▲ +0.2 percentage points vs 01-2025 03-2025: 3.0%▲ +0.4 percentage points vs 02-2025 04-2025: 2.9%▼ -0.1 percentage points vs 03-2025 05-2025: 2.9%● unchanged vs 04-2025 06-2025: 3.2%▲ +0.3 percentage points vs 05-2025 07-2025: 3.3%▲ +0.1 percentage points vs 06-2025 08-2025: 3.3%● unchanged vs 07-2025highest value 09-2025: 1.4%▼ -1.9 percentage points vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.3%▼ -0.1 percentage points vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 2.1%▲ +0.7 percentage points vs 07-2026 09-2026: 0.5%▼ -1.6 percentage points vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.19, compared with 1.46 in 2024, below the usual 1.5; short-term debt: 65.6% and cash: 46.1% of total assets), and 71.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 39% on solvency, 71% on liquidity, 84% on profitability and 95% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.19, cash €184,946
NBB · annual accounts
lowers risk · Size: total assets €401,010
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 25-08-2026)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
25 days late
2024
22 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 24 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
20-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Equity above €100,000equity €113,209 ▲132%
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (25 days) Filed on 25 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00466529.

Equity
€113,209▲ 132%
2024 · €48,804
Total assets
€401,010▲ 195%
2024 · €135,742
Net result
€65,238▼ 13.9%
2024 · €75,804
Working capital
€49,211▲ 110%
2024 · €23,386
Trend over the years

2024 to 2025, 2 financial years

The operating result falls in 2025; 2025 is 12% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€88,589 2025 Net result€65,238 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€100,906-€88,589▼ 12.2%
Net result€75,804above the sector's middle half-€65,238above the sector's middle half▼ 13.9%
Equity€48,804within the sector's middle half-€113,209within the sector's middle half▲ 132%
Total assets€135,742within the sector's middle half-€401,010above the sector's middle half▲ 195%
Debt€86,937-€287,800▲ 231%
Working capital€23,386within the sector's middle half-€49,211within the sector's middle half▲ 110%
Solvency36.0%within the sector's middle half-28.2%within the sector's middle half▼ 7.7pp
Current ratio1.46within the sector's middle half-1.19within the sector's middle half▼ 0.28
Return on assets (ROA)55.8%above the sector's middle half-16.3%above the sector's middle half▼ 39.6pp
above within below the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €401,010
Fixed assets €88,601 ▲ 42.8%
Current assets €312,409 ▲ 324%
Equity and liabilities €401,010
Equity €113,209 ▲ 132%
Debt €287,800 ▲ 231%
Debt's share of the balance-sheet total rises from 64.0% to 71.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€107,115▼
2024 · €118,742
Cash flow
€83,764▼
2024 · €93,640
Quick ratio
0.85▼
2024 · 1.46
Debt to equity
2.54▲
2024 · 1.78
ROE
57.6%▼
2024 · 155.3%
Interest coverage
73.42▲
2024 · 39.85
Debt ≤ 1 year
€263,198▲
2024 · €50,315
Debt > 1 year
€24,602▼
2024 · €36,623
Income taxes
€21,892▼
2024 · €23,100
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€135,742€401,010▲
Fixed assets21/28€62,041€88,601▲
Tangible fixed assets22/27€62,041€88,601▲
Furniture and vehicles24€57,936€53,813▼
Other tangible fixed assets26€4,106€34,788▲
Current assets29/58€73,700€312,409▲
Stocks and contracts in progress3-€88,298
Stocks30/36-€88,298
Amounts receivable within one year40/41€45,977€35,353▼
Trade receivables40€38,599€35,353▼
Other amounts receivable41€7,377-
Cash at bank and in hand54/58€24,905€184,946▲
Deferred charges and accrued income490/1€2,819€3,811▲
Equity and liabilities
Total equity and liabilities10/49€135,742€401,010▲
Equity10/15€48,804€113,209▲
Contributions10/11€3,000€3,000=
Reserves13€45,804€110,209▲
Distributable reserves133€45,804€110,209▲
Amounts payable17/49€86,937€287,800▲
Amounts payable after more than one year17€36,623€24,602▼
Financial debts170/4€36,623€24,602▼
Amounts payable within one year42/48€50,315€263,198▲
Current portion of amounts payable after more than one year42€11,494€12,021▲
Financial debts43-€100,000
Credit institutions430/8-€100,000
Trade debts44€2,022€5,698▲
Suppliers440/4€2,022€5,698▲
Taxes, remuneration and social security45€27,799€57,563▲
Taxes450/3€27,799€57,563▲
Other amounts payable47/48€9,000€87,916▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,836€18,526▲
Other operating charges640/8€1,153€1,256▲
Gross operating margin9900€119,895€108,370▼
Operating profit (loss)9901€100,906€88,589▼
Financial income75/76B€977€1▼
Recurring financial income75€977€1▼
Financial charges65/66B€2,980€1,459▼
Recurring financial charges65€2,980€1,459▼
Profit (loss) for the period before taxes9903€98,904€87,130▼
Income taxes67/77€23,100€21,892▼
Profit (loss) for the period9904€75,804€65,238▼
Profit (loss) for the period to be appropriated9905€75,804€65,238▼
Appropriation of the result
Profit (loss) to be appropriated9906€75,804€65,238▼
Transfer to equity691/2€45,804€64,405▲
To other reserves6921€45,804€64,405▲
Profit to be distributed694/7€30,000€833▼
Return on contributions (dividend)694€30,000€833▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,836€18,526▲ 3.9%
Other operating charges640/8€1,153€1,256▲ 8.9%
Gross operating margin9900€119,895€108,370▼ 9.6%
Operating profit (loss)9901€100,906€88,589▼ 12.2%
Financial income75/76B€977€1▼ 99.9%
Recurring financial income75€977€1▼ 99.9%
Financial charges65/66B€2,980€1,459▼ 51.0%
Recurring financial charges65€2,980€1,459▼ 51.0%
Profit (loss) for the period before taxes9903€98,904€87,130▼ 11.9%
Income taxes67/77€23,100€21,892▼ 5.2%
Profit (loss) for the period9904€75,804€65,238▼ 13.9%
Profit (loss) for the period to be appropriated9905€75,804€65,238▼ 13.9%
Line20242025Change
Assets
Total assets20/58€135,742€401,010▲ 195%
Fixed assets21/28€62,041€88,601▲ 42.8%
Tangible fixed assets22/27€62,041€88,601▲ 42.8%
Furniture and vehicles24€57,936€53,813▼ 7.1%
Other tangible fixed assets26€4,106€34,788▲ 747%
Current assets29/58€73,700€312,409▲ 324%
Stocks and contracts in progress3-€88,298-
Stocks30/36-€88,298-
Amounts receivable within one year40/41€45,977€35,353▼ 23.1%
Trade receivables40€38,599€35,353▼ 8.4%
Other amounts receivable41€7,377--
Cash at bank and in hand54/58€24,905€184,946▲ 643%
Deferred charges and accrued income490/1€2,819€3,811▲ 35.2%
Equity and liabilities
Total equity and liabilities10/49€135,742€401,010▲ 195%
Equity10/15€48,804€113,209▲ 132%
Contributions10/11€3,000€3,000=
Reserves13€45,804€110,209▲ 141%
Distributable reserves133€45,804€110,209▲ 141%
Amounts payable17/49€86,937€287,800▲ 231%
Amounts payable after more than one year17€36,623€24,602▼ 32.8%
Financial debts170/4€36,623€24,602▼ 32.8%
Amounts payable within one year42/48€50,315€263,198▲ 423%
Current portion of amounts payable after more than one year42€11,494€12,021▲ 4.6%
Financial debts43-€100,000-
Credit institutions430/8-€100,000-
Trade debts44€2,022€5,698▲ 182%
Suppliers440/4€2,022€5,698▲ 182%
Taxes, remuneration and social security45€27,799€57,563▲ 107%
Taxes450/3€27,799€57,563▲ 107%
Other amounts payable47/48€9,000€87,916▲ 877%
Line20242025Change
Profit (loss) for the period9904€75,804€65,238▼ 13.9%
+ Depreciation and write-downs630€17,836€18,526▲ 3.9%
Operating cash flow (approximation)€93,640€83,764▼ 10.5%
Investment in fixed assets (approximation)--€45,086-
Change in cash-€160,041-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 25-08-2026 2026-00466529
31-12-2024 micro format 22-08-2025 2025-00396310

Similar companies · same sector, comparable size

Of the 231 active companies whose main activity is wholesale trade (NACE 46419), figures are known for 132. 96 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

Mooma was incorporated on 17 July 2023 as a private limited company.1 The company has filed 2 sets of annual accounts, the latest for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 25 days late
2025
31-12
Financial Equity above €100,000equity €113,209 ▲132%
A profit in every financial year since 2024 builds equity to €113,209.
22-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 22 days late
29-01
Gazette deed Appointment: Bart GOOSSENS (director)
3 facts ▸
  • General meeting, 10-01-2025
  • Director appointment, Bart GOOSSENS (director)
  • Other provision, “bestuurder, aanvaarding mandaat” (deed in Dutch)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded17-07-2023
Financial year end31-12
Activities, NACEBEL 2025
46419Wholesale trade
46130Agents in the wholesale of timber and building materials
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
47811Retail sale of cars and light vans (up to 3.5 tonnes)
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0804052202
Also 9925:BE0804052202
Registered 22-12-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 20 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Kuurne · 2 establishment units since 2023
registered office establishment All 2 establishment units on the map
Ground area
3,150 m²
Building footprint
278 m²
Building volume
1,661 m³
2 parcels, Flanders · tallest building 9.4 m. Linked by address, not a title deed.
2 establishment units
Mooma
Sint-Pietersstraat 147, 8520 KuurneWholesale trade
since 2023unit no. 2.350.540.226
Mooma Automotive
Pullaarsteenweg 93, 2870 Puurs-Sint-AmandsAgents specialised in the wholesale of other particular products
since 2025unit no. 2.370.819.263
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
34023A0261/00G002 Flanders 2,743 m² 1 · 206 m² 7.0 m · 2
12032C0290/00C002 Flanders 407 m² 1 · 73 m² 9.4 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.