Moodlaw
ActiveMoodlaw has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-1k) and a net result of €-9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 12708 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▲+9
Solvency21▼-19
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.5 against 0.77 in 2024; short-term debt: 69.9% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.9%
Return on assets
-26.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-1k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
6 d early
2023
5 d early
2022
2 d early
2021
1 d early
2020
on the day
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-1k
2024 · €8k
2018: €-7k
2019: €-3k
2020: €5k
2021: €15k
2022: €13k
2023: €21k
2024: €8k
2018 → 2025
Total assets
€36k▼ 33.5%
2024 · €54k
2018: €69k
2019: €48k
2020: €51k
2021: €59k
2022: €36k
2023: €81k
2024: €54k
2018 → 2025
Net result
€-9k▲ 27.4%
2024 · €-13k
2018: €12k
2019: €4k
2020: €8k
2021: €10k
2022: €-2k
2023: €8k
2024: €-13k
2018 → 2025
Working capital
€-12k▼ 102%
2024 · €-6k
2018: €-50k
2019: €-31k
2020: €-12k
2021: €13k
2022: €12k
2023: €5k
2024: €-6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€13k▼ 10.8%€21k▲ 61.9%€8k▼ 61.8%€-1k
Operating result€16k-€-207€12k€-11k€-7k▲ 32.8%
Net result€10k-€-2k€8k€-13k€-9k▲ 27.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €11k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€23k▼ 28.3%
Current assets
€12k▼ 41.5%
Key figures and ratios
EBITDA
€2k▲
2024 · €-2k
Cash flow
€-264▲
2024 · €-4k
Solvency
-3.9%▼
2024 · 15.0%
Current ratio
0.50▼
2024 · 0.77
Quick ratio
0.50▼
2024 · 0.77
Debt / equity
-26.71▼
2024 · 5.68
ROA
-26.4%▼
2024 · -24.2%
Interest coverage
1.10▲
2024 · -0.84
Debt
€37k▼
2024 · €46k
Debt ≤ 1 year
€25k▼
2024 · €27k
Debt > 1 year
€12k▼
2024 · €18k
Income taxes
€445▲
2024 · €415
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€36k▼
Fixed assets21/28€32k€23k▼
Tangible fixed assets22/27€32k€23k▼
Furniture and vehicles24€32k€23k▼
Financial fixed assets28€73€73=
Current assets29/58€21k€12k▼
Amounts receivable within one year40/41€13k€11k▼
Trade receivables40€13k€11k▼
Cash at bank and in hand54/58€7k€0▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€54k€36k▼
Equity10/15€8k€-1k▼
Contributions10/11€13k€13k=
Outside capital11€13k-
Other1109/19€13k-
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€-13k€-22k▼
Amounts payable17/49€46k€37k▼
Amounts payable after more than one year17€18k€12k▼
Financial debts170/4€18k€12k▼
Amounts payable within one year42/48€27k€25k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€10k€8k▼
Suppliers440/4€10k€8k▼
Taxes, remuneration and social security45€10k€5k▼
Taxes450/3€7k€2k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€1k€2k▲
Accrued charges and deferred income492/3€291€300▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€831€1k▲
Gross operating margin9900€-730€3k▲
Operating profit (loss)9901€-11k€-7k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-13k€-9k▲
Income taxes67/77€415€445▲
Profit (loss) for the period9904€-13k€-9k▲
Profit (loss) for the period to be appropriated9905€-13k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-22k▼
Profit (loss) brought forward from the previous period14P€316€-13k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-13k ▼262%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Auguste Reyerslaan 351030 SchaarbeekGround area
2,248 m²
Building footprint
1,930 m²
Volume, LiDAR
55,932 m³
2 parcels, Brussels · tallest building 46.6 m, ±13 floors. Linked by address, not a title deed.
2 establishment units
Auguste Reyerslaan 35, 1030 Schaarbeek
since 20112.205.593.324
Louizalaan 251, 1050 Elsene
since 20262.392.745.322
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0135/00T003 | Brussels | 1,574 m² | 1 · 1,579 m² | 46.6 m · 13 fl. |
| 21905C0095/00N006 | Brussels | 674 m² | 1 · 350 m² | 31.2 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Pauline Demanet-Legal Counsel
BE 1031.277.967
Brussel · Eq €8k
BASTIANELLI ROMAIN – AVOCAT
BE 0780.768.143
Charleroi · Eq €8k
Advocatenkantoor Paule Van Lerberghe
BE 1015.366.207
Antwerpen · Eq €8k
CASALEGIS
BE 0635.916.459
Beveren-Kruibeke-Zwijndrecht · Eq €8k
Advocaten Van Tittelboom - Van Cauter - Hemmeryckx
BE 0770.646.588
Herzele · Eq €8k
Of 22,055 companies in sector 69101 we hold annual accounts for 9,053. 4,173 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2011
Fiscal year end30-09
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:026489166