Monza Verzekeringen

Active

Private limited companyfounded 2022active for 4 yearsZonnedallaan 17, 1930 Zaventem, BelgiumKBO/BCE: BE 0792.648.168

Summary

Monza Verzekeringen has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,104 and a net result of €3,666. Equity remains stable across the filed financial years (±0% per year). The computed 12-month bankruptcy probability is 1.3% (low).

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Monza VerzekeringenActiveChecked score 65/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€24,924total assets 2025

Equity: €16,104
Profit: €3,666

Turnover not published (micro format)

Financial health

65 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.3%

Structure

2025 accounts 38 days early1 deed in the Belgian Official Gazette

Why 65raises riskNo main activity registeredFounded in 2022lowers riskLiquidity: current ratio 1.71, cash €5,581Figures for financial year 2025 (filed 23-06-2026)Show the evidence

Checked score

Score 2025

65 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 54% of its sector peers (no NACE code, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 90+14

equity 64.6% of total assets

Liquidity 62+6

short-term debt 35.4% · cash 22.4%

Profitability 74+36

return on assets 14.7%

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 2.2% 12-2024: 2.2%● unchanged vs 11-2024 01-2025: 2.2%● unchanged vs 12-2024 02-2025: 2.2%● unchanged vs 01-2025 03-2025: 2.3%▲ +0.1 percentage points vs 02-2025 04-2025: 2.3%● unchanged vs 03-2025 05-2025: 2.4%▲ +0.1 percentage points vs 04-2025 06-2025: 2.4%● unchanged vs 05-2025 07-2025: 2.3%▼ -0.1 percentage points vs 06-2025 08-2025: 3.2%▲ +0.9 percentage points vs 07-2025highest value 09-2025: 1.7%▼ -1.5 percentage points vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.8%▲ +0.1 percentage points vs 02-2026 04-2026: 2.0%▲ +0.2 percentage points vs 03-2026 05-2026: 2.1%▲ +0.1 percentage points vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026 07-2026: 1.3%▼ -0.8 percentage points vs 06-2026lowest value 08-2026: 1.3%● unchanged vs 07-2026lowest value 09-2026: 1.3%● unchanged vs 08-2026lowest value 10-2026: 1.3%● unchanged vs 09-2026lowest value

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.71, compared with 1.02 in 2024, above the usual 1.5; short-term debt: 35.4% and cash: 22.4% of total assets), and 35.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 54% on solvency, 59% on liquidity, 56% on profitability and 46% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

No main activity registered

KBO

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.71, cash €5,581

NBB · annual accounts

Figures for financial year 2025 (filed 23-06-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

38 days early

2024

29 days late

2023

2 days early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 3 accounts on average 4 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (3 of the last 3 filed years within 37 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

23-06-2026 Annual accounts filedfinancial year 2025 · micro…
29-08-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Weakest financial yearnet €12 ▼99.9%

Key points

Total assets 20253 financial years filed €24,924 View
Active since 2022founded 19-10-2022 4 years View

By topic

Financials

Financial year: 2025
Total assets: €24,924
Profit: €3,666
Solvency: 64.6%

Total assets▼ 21.3%

Net result

20232025

Go to Financials

Timeline

Events: 4
Since: 2024
Next accounts: by 31-07-2027

29-07-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Founded: 19-10-2022
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Monza Verzekeringen

What is the company number of Monza Verzekeringen?: 0792.648.168. In Belgium the VAT number is the company number with BE in front: BE 0792.648.168.
Where is Monza Verzekeringen based?: The registered office is at Zonnedallaan 17, 1930 Zaventem.Company details
What is the legal form of Monza Verzekeringen?: Private limited company (BV).
When was Monza Verzekeringen founded?: On 19-10-2022.
Is Monza Verzekeringen still active?: Yes, Monza Verzekeringen is an active enterprise in the KBO register.
What is the turnover of Monza Verzekeringen?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Monza Verzekeringen profitable?: In financial year 2025, Monza Verzekeringen made a profit of €3,666.
Where can I find the annual accounts of Monza Verzekeringen?: Monza Verzekeringen filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Monza Verzekeringen due?: By 31-07-2027, for financial year 2026.Timeline

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Overview