MonuMint
ActiveSummary
The computed 12-month bankruptcy probability of MonuMint is 1.9% (moderate). The 2025 annual accounts show equity of €622,055 and a net result of €34,383. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 31% of 1917 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability40▼-3
Solvency53▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 2.84 against 2.36 in 2024; short-term debt: 5.4% and cash: 0.1% of total assets), but 72.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
about 50% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.8%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
25 d early
2024
56 d early
2023
65 d early
2022
45 d early
2021
61 d early
2020
61 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 52 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€622,055▲ 5.9%
2024 · €587,672
Total assets
€2.2m▲ 2.0%
2024 · €2.2m
Net result
€34,383▼ 12.1%
2024 · €39,097
Working capital
€222,871▲ 55.6%
2024 · €143,245
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 25, Manufacture of fabricated metal products, except machinery and equipment, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€99,606€97,739▼ 1.9%€164,404▲ 68.2%€90,566▼ 44.9%€84,769▼ 6.4%
Net result€85,530above the sector's middle half€79,726above the sector's middle half▼ 6.8%€117,947above the sector's middle half▲ 47.9%€39,097above the sector's middle half▼ 66.9%€34,383above the sector's middle half▼ 12.1%
Equity€350,902above the sector's middle half▲ 112%€430,628above the sector's middle half▲ 22.7%€548,575above the sector's middle half▲ 27.4%€587,672above the sector's middle half▲ 7.1%€622,055above the sector's middle half▲ 5.9%
Total assets€1.2mabove the sector's middle half▲ 85.3%€1.5mabove the sector's middle half▲ 23.6%€2.2mabove the sector's middle half▲ 43.4%€2.2mabove the sector's middle half▲ 1.5%€2.2mabove the sector's middle half▲ 2.0%
Debt€868,470▲ 76.3%€1.1m▲ 23.9%€1.6m▲ 49.9%€1.6m▼ 0.4%€1.6m▲ 0.6%
Working capital-€93,106below the sector's middle half▼ 5.9%-€159,929below the sector's middle half▼ 71.8%-€61,291below the sector's middle half▲ 61.7%€143,245above the sector's middle half€222,871above the sector's middle half▲ 55.6%
Solvency28.8%within the sector's middle half▲ 3.6pp28.6%within the sector's middle half▼ 0.2pp25.4%within the sector's middle half▼ 3.2pp26.8%within the sector's middle half▲ 1.4pp27.8%within the sector's middle half▲ 1.0pp
Current ratio0.58below the sector's middle half▲ 0.330.51below the sector's middle half▼ 0.070.77below the sector's middle half▲ 0.262.36within the sector's middle half▲ 1.602.84within the sector's middle half▲ 0.48
Return on assets (ROA)7.0%within the sector's middle half▲ 12.3pp5.3%within the sector's middle half▼ 1.7pp5.5%within the sector's middle half▲ 0.2pp1.8%within the sector's middle half▼ 3.7pp1.5%within the sector's middle half▼ 0.2pp
above
within
below
the middle half (P25 to P75) of NACE 25, Manufacture of fabricated metal products, except machinery and equipment, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.2m
Fixed assets
€1.9m ▼ 2.6%
Current assets
€343,884 ▲ 38.5%
Equity and liabilities €2.2m
Equity
€622,055 ▲ 5.9%
Debt
€1.6m ▲ 0.6%
Debt's share of the balance-sheet total falls from 73.2% to 72.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€145,697▼
2024 · €150,947
Cash flow
€95,311▼
2024 · €99,478
Debt to equity
2.60▼
2024 · 2.73
ROE
5.5%▼
2024 · 6.7%
Interest coverage
2.35▼
2024 · 2.68
Debt ≤ 1 year
€121,013▲
2024 · €104,959
Debt > 1 year
€1.5m▼
2024 · €1.5m
Income taxes
€3,526
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,368 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.7%
went bankrupt
1.4%
stopped otherwise
97%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,755 | €36,826 | €44,740 | €60,380 | €60,929 | ▲ 0.9% |
| Other operating charges640/8 | €3,124 | €6,571 | €8,668 | €11,155 | €8,550 | ▼ 23.4% |
| Gross operating margin9900 | €126,485 | €141,135 | €217,811 | €162,102 | €154,247 | ▼ 4.8% |
| Operating profit (loss)9901 | €99,606 | €97,739 | €164,404 | €90,566 | €84,769 | ▼ 6.4% |
| Financial income75/76B | €95 | €149 | €1,913 | €4,808 | €15,236 | ▲ 217% |
| Recurring financial income75 | €95 | €149 | €1,913 | €4,808 | €15,236 | ▲ 217% |
| Financial charges65/66B | €14,172 | €17,627 | €48,369 | €56,278 | €62,096 | ▲ 10.3% |
| Recurring financial charges65 | €14,172 | €17,627 | €48,369 | €56,278 | €62,096 | ▲ 10.3% |
| Profit (loss) for the period before taxes9903 | €85,530 | €80,260 | €117,947 | €39,097 | €37,909 | ▼ 3.0% |
| Income taxes67/77 | - | €534 | €0 | - | €3,526 | - |
| Profit (loss) for the period9904 | €85,530 | €79,726 | €117,947 | €39,097 | €34,383 | ▼ 12.1% |
| Profit (loss) for the period to be appropriated9905 | €85,530 | €79,726 | €117,947 | €39,097 | €34,383 | ▼ 12.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.5m | €2.2m | €2.2m | €2.2m | ▲ 2.0% |
| Fixed assets21/28 | €1.1m | €1.3m | €2.0m | €1.9m | €1.9m | ▼ 2.6% |
| Tangible fixed assets22/27 | €1.1m | €1.3m | €2.0m | €1.9m | €1.9m | ▼ 2.6% |
| Land and buildings22 | €959,719 | €1.2m | €1.9m | €1.9m | €1.8m | ▼ 2.0% |
| Plant, machinery and equipment23 | €129,486 | €115,986 | €102,486 | €88,986 | €75,486 | ▼ 15.2% |
| Financial fixed assets28 | €346 | €346 | €346 | €346 | €346 | = |
| Current assets29/58 | €129,821 | €167,121 | €202,874 | €248,204 | €343,884 | ▲ 38.5% |
| Amounts receivable after more than one year29 | - | - | - | €85,000 | €316,767 | ▲ 273% |
| Other amounts receivable291 | - | - | - | €85,000 | €316,767 | ▲ 273% |
| Amounts receivable within one year40/41 | €129,027 | €150,523 | €196,693 | €157,757 | €9,743 | ▼ 93.8% |
| Trade receivables40 | €54,157 | €75,000 | €65,387 | €10,223 | €0 | ▼ 100% |
| Other amounts receivable41 | €74,870 | €75,523 | €131,307 | €147,534 | €9,743 | ▼ 93.4% |
| Cash at bank and in hand54/58 | €794 | €16,598 | €4,268 | €638 | €2,138 | ▲ 235% |
| Deferred charges and accrued income490/1 | - | - | €1,913 | €4,808 | €15,236 | ▲ 217% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.5m | €2.2m | €2.2m | €2.2m | ▲ 2.0% |
| Equity10/15 | €350,902 | €430,628 | €548,575 | €587,672 | €622,055 | ▲ 5.9% |
| Contributions10/11 | €300,000 | €300,000 | €300,000 | €300,000 | €300,000 | = |
| Profit (loss) carried forward14 | €50,902 | €130,628 | €248,575 | €287,672 | €322,055 | ▲ 12.0% |
| Amounts payable17/49 | €868,470 | €1.1m | €1.6m | €1.6m | €1.6m | ▲ 0.6% |
| Amounts payable after more than one year17 | €644,187 | €746,708 | €1.3m | €1.5m | €1.5m | ▼ 1.1% |
| Financial debts170/4 | €644,187 | €746,708 | €1.3m | €1.5m | €1.5m | ▼ 1.1% |
| Amounts payable within one year42/48 | €222,927 | €327,050 | €264,165 | €104,959 | €121,013 | ▲ 15.3% |
| Current portion of amounts payable after more than one year42 | €55,455 | €71,264 | €100,266 | €103,309 | €110,517 | ▲ 7.0% |
| Financial debts43 | €75,000 | €60,000 | €65,000 | €0 | - | - |
| Credit institutions430/8 | €75,000 | €60,000 | €65,000 | €0 | - | - |
| Trade debts44 | €42,472 | €91,337 | €54,779 | €1,650 | €10,496 | ▲ 536% |
| Suppliers440/4 | €42,472 | €91,337 | €54,779 | €1,650 | €10,496 | ▲ 536% |
| Other amounts payable47/48 | €50,000 | €104,450 | €44,120 | €0 | - | - |
| Accrued charges and deferred income492/3 | €1,357 | €2,461 | €7,996 | €13,633 | €24,408 | ▲ 79.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €85,530 | €79,726 | €117,947 | €39,097 | €34,383 | ▼ 12.1% |
| + Depreciation and write-downs630 | €23,755 | €36,826 | €44,740 | €60,380 | €60,929 | ▲ 0.9% |
| Operating cash flow (approximation) | €109,285 | €116,552 | €162,687 | €99,478 | €95,311 | ▼ 4.2% |
| Investment in fixed assets (approximation) | - | -€287,000 | -€663,706 | -€47,902 | -€10,000 | ▲ 79.1% |
| Change in cash | - | €15,804 | -€12,330 | -€3,629 | €1,500 | ▲ 141% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 2.36
Current ratio from 0.77 to 2.36; short-term debt falls from €264,165 to €104,959.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €117,947 ▲47.9%
Operating result €164,404, net result €117,947, both a record.
31-12
Financial
Equity above €500,000Eq €548,575 ▲27.4%
3 profitable years in a row build equity to €548,575.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €85,530
Net result €85,530 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €350,902 ▲112%
Equity rises from €165,372 to €350,902.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2019
Ground area
2,353 m²
Building footprint
366 m²
Parcel 11807G0150/10A000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
MonuMint
since 20192.296.864.978
MonuMint
since 20212.325.495.618
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0150/10A000 | Flanders | 2,353 m² | 1 · 366 m² | 0.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
-
33.33%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
INDUSTRIAL INJECTION PLASTICS- ETN. VAN WYNENDAELE JAN
BE 0457.241.964
Wichelen · Eq €653,853
Dumont Instruments & Co
BE 0418.455.327
Vorst · Eq €658,281
bo-solutions
BE 0436.244.830
Roeselare · Eq €661,689
SURTECHNO
BE 0473.892.807
Pelt · Eq €664,990
MELIOR MACHINES
BE 0552.634.239
Sint-Lievens-Houtem · Eq €682,191
Of 108 companies in sector 25639 we hold annual accounts for 81. 61 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
25639Manufacture of fabricated metal products, except machinery and equipment
32110Other manufacturing
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Contact
E-mail
info@monumint.be
Phone
032051420Antwerpen
E-invoicing
Reachable via Peppol
Peppol ID
0208:0736476161
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.