Monumenta
ActiveMonumenta has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €-5k. Equity is shrinking by ~9% per year across the filed fiscal years. Its solvency ranks better than 50% of 1985 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency91▼-6
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 10.53 against 15.04 in 2024), but 53.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.5%
Return on assets
-13.8%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
50 d early
2024
55 d early
2023
55 d early
2022
53 d early
2021
52 d early
2020
58 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€16k▼ 22.9%
2024 · €21k
2018: €40k
2019: €36k
2020: €38k
2021: €46k
2022: €49k
2023: €36k
2024: €21k
2018 → 2025
Total assets
€34k▼ 10.4%
2024 · €38k
2018: €47k
2019: €36k
2020: €39k
2021: €46k
2022: €55k
2023: €40k
2024: €38k
2018 → 2025
Net result
€-5k▲ 68.9%
2024 · €-15k
2018: €17k
2019: €-5k
2020: €2k
2021: €8k
2022: €3k
2023: €-13k
2024: €-15k
2018 → 2025
Working capital
€30k▼ 11.2%
2024 · €34k
2018: €32k
2019: €30k
2020: €33k
2021: €41k
2022: €44k
2023: €33k
2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€49k▲ 7.4%€36k▼ 27.2%€21k▼ 42.5%€16k▼ 22.9%
Operating result€8k-€4k▼ 56.9%€-13k€-15k▼ 13.7%€-5k▲ 69.8%
Net result€8k-€3k▼ 58.1%€-13k€-15k▼ 13.6%€-5k▲ 68.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €15k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€358▼ 70.5%
Current assets
€34k▼ 8.4%
Equity and liabilities €34k
Equity
€16k▼ 22.9%
Debt
€18k▲ 4.3%
The debt ratio rises from 46.0% to 53.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-4k▲
2024 · €-13k
Cash flow
€-4k▲
2024 · €-14k
Solvency
46.5%▼
2024 · 54.0%
Current ratio
10.53▼
2024 · 15.04
Quick ratio
10.53▼
2024 · 15.04
Debt / equity
1.15▲
2024 · 0.85
ROE
-29.7%▲
2024 · -73.8%
ROA
-13.8%▲
2024 · -39.9%
Interest coverage
-20.44▲
2024 · -84.58
Debt
€18k▲
2024 · €17k
Debt ≤ 1 year
€3k▲
2024 · €2k
Debt > 1 year
€15k=
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€34k▼
Fixed assets21/28€1k€358▼
Tangible fixed assets22/27€1k€358▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€1k€358▼
Current assets29/58€37k€34k▼
Amounts receivable within one year40/41€6k€254▼
Trade receivables40€6k€254▼
Other amounts receivable41€64€0▼
Cash at bank and in hand54/58€31k€33k▲
Deferred charges and accrued income490/1€127€132▲
Equity and liabilities
Total equity and liabilities10/49€38k€34k▼
Equity10/15€21k€16k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€45€45=
Profit (loss) carried forward14-€-5k
Amounts payable17/49€17k€18k▲
Amounts payable after more than one year17€15k€15k=
Financial debts170/4€15k€15k=
Amounts payable within one year42/48€2k€3k▲
Trade debts44€66€92▲
Suppliers440/4€66€92▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€13€13=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€858▼
Other operating charges640/8€726€741▲
Gross operating margin9900€-13k€-3k▲
Operating profit (loss)9901€-15k€-5k▲
Financial charges65/66B€158€179▲
Recurring financial charges65€158€179▲
Profit (loss) for the period before taxes9903€-15k€-5k▲
Profit (loss) for the period9904€-15k€-5k▲
Profit (loss) for the period to be appropriated9905€-15k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-5k▲
Transfer from equity791/2€15k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity times 17current ratio 551.41
Current ratio from 32.14 to 551.41; short-term debt falls from €1k to €74.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity times 12current ratio 73.70
Current ratio from 6.04 to 73.70; short-term debt falls from €6k to €414.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Neufstraat 92100 AntwerpenGround area
204 m²
Building footprint
85 m²
Volume, LiDAR
683 m³
Parcel 11344A0541/00E003, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Monumenta
since 20162.256.503.377
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11344A0541/00E003 | Flanders | 204 m² | 1 · 85 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,256 companies in sector 71113 we hold annual accounts for 656. 472 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-08-2016
Fiscal year end31-12
Activities, NACEBEL
71113Urban planning and landscape architecture
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68310Real estate agency activities
68311Real estate activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.