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MONUMENT GRAMME

Active
Public limited companyfounded 2004active for 22 yearsWesterring 13, 9700 Oudenaarde, BelgiumKBO/BCE: BE 0866.244.147
Summary

The computed 12-month bankruptcy probability of MONUMENT GRAMME is 1.6% (moderate). The 2025 annual accounts show equity of €8.5m and a net result of €404,101. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 90% of 5,669 sector peers (NACE 68, financial year 2025). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
#5 company by equity in Oudenaarde, Real estate sector1 site
Size
€609,542turnover 2025
Equity
€8.5m
Profit
€404,101
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Structure
Parent
Monument Immo Management · 100%
Board
4 members
  • Tincan BelgiumChair · permanent representative Maarten Van Breusegem
  • KA ManagementManaging director · permanent representative Koen Ally
Auditor: 3R, Leboutte & C°Accounts 37 days early
Why 66raises risk3 changes of registered office in 24 monthsLiquidity: current ratio 1.23lowers riskSector: Real estate activities (NACE 68)Figures for financial year 2025 (filed 24-06-2026)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 87% of its sector peers (NACE 68, small)
Financial strength · tick = 2024
Strong
Solvency 100+43
equity 94.0% of total assets
Liquidity 100+86
short-term debt 5.4%
Profitability 83+28
return on assets 4.5%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,970 companies, NACE 68, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.3 percentage points vs 06-2025 08-2025: 0.6%▲ +0.3 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 1.8%▲ +1.1 percentage points vs 04-2026 06-2026: 1.8%● unchanged vs 05-2026highest value 07-2026: 1.6%▼ -0.2 percentage points vs 06-2026 08-2026: 1.6%● unchanged vs 07-2026 09-2026: 1.6%● unchanged vs 08-2026 10-2026: 1.6%● unchanged vs 09-2026
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.23, compared with 1.07 in 2024; short-term debt: 5.4% of total assets), and 6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 92% on solvency, 99% on liquidity, 93% on profitability and 65% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 3 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Liquidity: current ratio 1.23
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Figures for financial year 2025 (filed 24-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
37 days early
2024
43 days early
2023
78 days early
2022
87 days early
2021
69 days early
2020
93 days early
2019
112 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 74 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Appointments: VeRo (managing director) and KA…Permanent representatives: Vanmaercke Veroniek Johanna…
  3. Resignations: Monument Immo Management (director) and…Permanent representatives: Stéphanie Wilmotte, Pieter…

Key points

  • Positive: Among the best 11% on solvencysector median 38.5% · 5,669 companies 94.0% View
  • Board changedlatest change 05-03-2026 · 4 in office 2 joined · 2 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by Monument Immo Managementultimately: Monument Re Limited 100% View
  • Positive: Turnover rose in 2025from €461,440 to €609,542 ▲ 32.1% View
  • Positive: 5 profitable years in a rowprofit 2025: €404,101 5 years View

By topic

Financials

Financial year
2025
Turnover
€609,542
Profit
€404,101
Solvency
94.0%
Turnover▲ 32.1%
Net result
20182025
Go to Financials

Board & ownership

Board
4 members
Parent
Monument Immo Management · 100%
Auditor
3R, Leboutte & C°
  • Tincan BelgiumChair
  • Fanny MeunierDirector
  • KA ManagementManaging director
  • VEROManaging director
Go to Board & ownership

Timeline

Events
57
Since
2004
Next accounts
by 31-07-2027
  1. 11-09-2025Appointments: Monument Immo Management SA (director) and…
  2. 22-07-2025Registered office
  3. 18-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased non-residential…NACE 68203
Founded
08-07-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
17
Annual meeting
First Thursday of June at 20:10
Purpose
Alle vastgoedtransacties uit te voeren, in het bijzonder de ontwikkeling, aankoop, het…
Go to Articles of association

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