Financials
- Fiscal year
- 2024
- Total assets
- €284,863
- Profit
- €5,701
- Solvency
- 99.7%
MONU SPRL
ActiveSummary
MONU SPRL has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €284,137 and a net result of €5,701. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 19371 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Real estate agency activities
NACE 68310NACE 68311
1 site
Size
€284,863total assets 2024
- Equity
- €284,137
- Profit
- €5,701
Structure
Accounts 64 d overdue0 of 1 deed read
Why 96- 1 financial year not filed after the legal deadline; latest accounts 31 days late; 3 of the last 3 late- Figures for FY 2024 (filed 31-08-2025)+ Liquidity: current ratio 392.63, cash €204,085+ Equity €284,137 (99.7% of total assets)Show the evidence
Checked score
Score 2024
96
/ 100
Excellent
Probability in this band: under 0.55%
Better than 70% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
100=
equity 99.7% of total assets
Liquidity
100=
short-term debt 0.3% · cash 71.6%
Profitability
43+19
return on assets 2.0%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● 0.0% vs 11-2024
01-2025: 0.1%▼ -14.6% vs 12-2024
02-2025: 0.1%● 0.0% vs 01-2025
03-2025: 0.1%▼ -1.5% vs 02-2025
04-2025: 0.1%▼ -3.8% vs 03-2025
05-2025: 0.1%▼ -6.3% vs 04-2025
06-2025: 0.1%▲ +4.2% vs 05-2025
07-2025: 0.1%▼ -4.8% vs 06-2025
08-2025: 0.2%▲ +41.5% vs 07-2025highest value
09-2025: 0.1%▼ -68.3% vs 08-2025
10-2025: 0.1%▲ +1.9% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%▼ -9.3% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%▼ -2.0% vs 02-2026lowest value
04-2026: < 0.1%● 0.0% vs 03-2026lowest value
05-2026: < 0.1%● 0.0% vs 04-2026lowest value
06-2026: < 0.1%▲ +2.1% vs 05-2026
07-2026: < 0.1%● 0.0% vs 06-2026
08-2026: 0.1%▲ +44.9% vs 07-2026
09-2026: 0.1%▲ +5.6% vs 08-2026
10-2026: 0.1%▲ +42.7% vs 09-2026
- Liquidity: current ratio 392.63, cash €204,085 lowers the probability
- 1 financial year not filed after the legal deadline; latest accounts 31 days late; 3 of the last 3 late raises the probability
- Equity €284,137 (99.7% of total assets) lowers the probability
- Figures for FY 2024 (filed 31-08-2025) raises the probability
Credit up to €25,000 at 30 days acceptable
short-term debt: 0.3% and cash: 71.6% of total assets, and 0.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 98%, profitability 38%, growth against the median 52%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
31 d late
2022
32 d late
2021
31 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 41 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €5,701
- Liquidity times 7current ratio 392.63
Key points
By topic
Timeline
- Events
- 16
- Since
- 2016
- 31-08-2025Annual accounts filed
- 31-12-2024Back to profit
- 31-12-2024Liquidity times 7
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 02-04-2012
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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