Montymar
ActiveThe computed 12-month bankruptcy probability of Montymar is 3.0% (moderate). The 2024 annual accounts show equity of €8k and a net result of €-1k. Its solvency ranks better than 50% of 26043 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
35
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability11
Solvency57
Growth-
Track record67
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.05; short-term debt: 68.2% and cash: 2.5% of total assets), and 68.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
31.8%
Return on assets
-6%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-11-2025, 102 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
102 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€8k
Total assets
€24k
Net result
€-1k
Working capital
€862
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €24k
Fixed assets
€7k
Current assets
€17k
Equity and liabilities €24k
Equity
€8k
Debt
€16k
Debt finances 68.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€-690
Cash flow
€-691
Solvency
31.8%
Current ratio
1.05
Quick ratio
0.24
Debt / equity
2.15
ROE
-18.8%
ROA
-6.0%
Interest coverage
-632.83
Debt
€16k
Debt ≤ 1 year
€16k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€24k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Plant, machinery and equipment23€5k
Furniture and vehicles24€2k
Current assets29/58€17k
Stocks and contracts in progress3€13k
Stocks30/36€13k
Amounts receivable within one year40/41€3k
Trade receivables40€2k
Other amounts receivable41€1k
Cash at bank and in hand54/58€598
Equity and liabilities
Total equity and liabilities10/49€24k
Equity10/15€8k
Contributions10/11€9k
Profit (loss) carried forward14€-1k
Amounts payable17/49€16k
Amounts payable within one year42/48€16k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Other amounts payable47/48€11k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€734
Gross operating margin9900€-690
Operating profit (loss)9901€-1k
Financial charges65/66B€1
Recurring financial charges65€1
Profit (loss) for the period before taxes9903€-1k
Profit (loss) for the period9904€-1k
Profit (loss) for the period to be appropriated9905€-1k
Appropriation of the result
Profit (loss) to be appropriated9906€-1k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 102 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boomsesteenweg 3712020 AntwerpenGround area
974 m²
Building footprint
236 m²
Volume, LiDAR
1,639 m³
2 parcels, Flanders · tallest building 12.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Montymar
since 20242.355.860.180
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0135/00P010 | Flanders | 805 m² | 1 · 135 m² | 11.2 m · 1 fl. |
| 11809I2302/00W003 | Flanders | 169 m² | 1 · 101 m² | 12.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A & I INVEST MANAGEMENT
BE 1010.312.210
Kraainem · Eq €8k
Denys Automotive
BE 1010.234.709
Lokeren · Eq €8k
RK INTERNATIONAL
BE 0727.427.249
Charleroi · Eq €8k
AF CAR
BE 0540.783.809
Châtelet · Eq €8k
S-World
BE 0824.447.144
Braine-le-Comte · Eq €8k
Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 1,858 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2024
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
47830Retail sale of motorcycles and motorcycle parts and accessories
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:benasri@telenet.be
Phone:0477558689