Montrosa
ActiveThe computed 12-month bankruptcy probability of Montrosa is 6.0% (elevated). The 2025 annual accounts show negative equity (€-13k) and a net result of €-3k. Equity is shrinking by ~57.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 7932 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
12
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
6.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2021222325
2020 to 2025 · latest year €-13k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2023
120 d late
2022
30 d late
2021
75 d late
2020
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-3k▼ 0.2%
2023 · €-3k
2020: €3k
2021: €-2k
2022: €-6k
2023: €-3k
2020 → 2025
Working capital
€-15k▲ 20.1%
2023 · €-18k
2020: €3k
2021: €-18k
2022: €-20k
2023: €-18k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€3k-€411▼ 84.6%€-6k€-8k▼ 50.1%€-13k▼ 53.6%
Operating result€5k-€-1k€-6k▼ 313%€-3k▲ 53.5%€-3k▲ 4.4%
Net result€3k-€-2k€-6k▼ 166%€-3k▲ 53.3%€-3k▼ 0.2%
Result per fiscal year
Operating resultNet result
The operating result is €-3k in 2025, compared with €-3k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €2k
Fixed assets
€2k▼ 83.5%
Current assets
€353▼ 41.1%
Key figures and ratios
EBITDA
€2k▲
2023 · €1k
Cash flow
€1k▼
2023 · €1k
Debt
€15k▼
2023 · €19k
Debt ≤ 1 year
€15k▼
2023 · €19k
Income taxes
€239▲
2023 · €114
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€10k€2k▼
Fixed assets21/28€10k€2k▼
Tangible fixed assets22/27€10k€2k▼
Furniture and vehicles24€10k€2k▼
Current assets29/58€599€353▼
Amounts receivable within one year40/41€599€353▼
Other amounts receivable41€599€353▼
Equity and liabilities
Total equity and liabilities10/49€10k€2k▼
Equity10/15€-8k€-13k▼
Contributions10/11€0-
Profit (loss) carried forward14€-8k€-13k▼
Amounts payable17/49€19k€15k▼
Amounts payable within one year42/48€19k€15k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€15k€9k▼
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Gross operating margin9900€1k€2k▲
Operating profit (loss)9901€-3k€-3k▲
Profit (loss) for the period before taxes9903€-3k€-3k▲
Income taxes67/77€114€239▲
Profit (loss) for the period9904€-3k€-3k▼
Profit (loss) for the period to be appropriated9905€-3k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-13k▼
Profit (loss) brought forward from the previous period14P€-6k€-10k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2024
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 120 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 4881180 UkkelGround area
175 m²
Building footprint
172 m²
Volume, LiDAR
1,845 m³
Parcel 21016B0194/00H009, Brussels · tallest building 19.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Alsembergsesteenweg 488, 1180 Ukkel
since 20202.310.809.818
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0194/00H009 | Brussels | 175 m² | 1 · 172 m² | 19.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GANICRICE
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Of 6,157 companies in sector 46190 we hold annual accounts for 2,567. 183 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2020
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
46900Non-specialised wholesale trade
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+3200000000