MONTMARTRE
ActiveThe computed 12-month bankruptcy probability of MONTMARTRE is 1.5% (moderate). The 2024 annual accounts show equity of €559k and a net result of €70k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 37% of 2935 sector peers (fiscal year 2024). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▲+12
Solvency46▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.11 in 2023; short-term debt: 29.2% and cash: 0.1% of total assets), and 79.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
117 d late
2022
70 d late
2021
60 d late
2020
79 d late
2019
11 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€559k▲ 14.3%
2023 · €489k
2018: €238k
2019: €525k
2020: €525k
2021: €464k
2022: €462k
2023: €489k
2018 → 2024
Total assets
€2.71M▼ 2.0%
2023 · €2.76M
2018: €952k
2019: €2.16M
2020: €2.33M
2021: €2.95M
2022: €2.83M
2023: €2.76M
2018 → 2024
Net result
€70k▲ 155%
2023 · €27k
2018: €-26k
2019: €287k
2020: €287k
2021: €-60k
2022: €-2k
2023: €27k
2018 → 2024
Working capital
€-681k▲ 2.5%
2023 · €-698k
2018: €-137k
2019: €-986k
2020: €-986k
2021: €-711k
2022: €-692k
2023: €-698k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€525k-€464k▼ 11.7%€462k▼ 0.4%€489k▲ 5.9%€559k▲ 14.3%
Operating result€366k-€-12k€32k€85k▲ 163%€143k▲ 67.8%
Net result€287k-€-60k€-2k▲ 96.9%€27k€70k▲ 155%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 68% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.71M
Fixed assets
€2.60M▼ 2.9%
Current assets
€110k▲ 27.5%
Equity and liabilities €2.71M
Equity
€559k▲ 14.3%
Provisions
€177k▼ 0.4%
Debt
€1.97M▼ 5.9%
The debt ratio falls from 75.9% to 72.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€253k▲
2023 · €196k
Cash flow
€180k▲
2023 · €138k
Solvency
20.6%▲
2023 · 17.7%
Current ratio
0.14▲
2023 · 0.11
Quick ratio
0.11▲
2023 · 0.08
Debt / equity
3.53▼
2023 · 4.29
ROE
12.5%▲
2023 · 5.6%
ROA
2.6%▲
2023 · 1.0%
Interest coverage
5.95▲
2023 · 4.75
Debt
€1.97M▼
2023 · €2.10M
Debt ≤ 1 year
€791k▲
2023 · €785k
Debt > 1 year
€1.17M▼
2023 · €1.30M
Income taxes
€33k▲
2023 · €18k
Staff costs
€497k▼
2023 · €517k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.76M€2.71M▼
Fixed assets21/28€2.68M€2.60M▼
Tangible fixed assets22/27€2.67M€2.59M▼
Land and buildings22€427k€394k▼
Plant, machinery and equipment23€407k€363k▼
Furniture and vehicles24€12k€18k▲
Other tangible fixed assets26€1.83M€1.82M▼
Financial fixed assets28€6k€6k=
Current assets29/58€87k€110k▲
Stocks and contracts in progress3€26k€21k▼
Stocks30/36€26k€21k▼
Amounts receivable within one year40/41€47k€82k▲
Trade receivables40€44k€78k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€11k€6k▼
Equity and liabilities
Total equity and liabilities10/49€2.76M€2.71M▼
Equity10/15€489k€559k▲
Contributions10/11€44k€44k=
Reserves13€446k€515k▲
Tax-exempt reserves132€271k€268k▼
Distributable reserves133€175k€247k▲
Provisions and deferred taxes16€177k€177k▼
Provisions for liabilities and charges160/5€110k€110k=
Pensions and similar obligations160€110k€110k=
Deferred taxes168€68k€67k▼
Amounts payable17/49€2.10M€1.97M▼
Amounts payable after more than one year17€1.30M€1.17M▼
Financial debts170/4€1.30M€1.17M▼
Amounts payable within one year42/48€785k€791k▲
Current portion of amounts payable after more than one year42€128k€127k▼
Financial debts43€5k€23k▲
Credit institutions430/8€5k€23k▲
Trade debts44€186k€205k▲
Suppliers440/4€186k€205k▲
Taxes, remuneration and social security45€95k€110k▲
Taxes450/3€56k€75k▲
Remuneration and social security454/9€39k€35k▼
Other amounts payable47/48€370k€327k▼
Accrued charges and deferred income492/3€13k€9k▼
Income statement
Code20232024
Remuneration, social security and pensions62€517k€497k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€111k€110k▼
Other operating charges640/8€3k€8k▲
Gross operating margin9900€716k€757k▲
Operating profit (loss)9901€85k€143k▲
Financial income75/76B€625€2k▲
Recurring financial income75€625€2k▲
Financial charges65/66B€41k€42k▲
Recurring financial charges65€41k€42k▲
Profit (loss) for the period before taxes9903€44k€102k▲
Transfer from deferred taxes780€713€713=
Income taxes67/77€18k€33k▲
Profit (loss) for the period9904€27k€70k▲
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€30k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€73k▲
Transfer to equity691/2€30k€73k▲
To other reserves6921€30k€73k▲
Social balance
Average headcount (FTE)9087-5.6
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial
Equity above €500kEq €559k ▲14.3%
2 profitable years in a row build equity to €559k.
25-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 117 days late
2023
31-12
Financial
Back to profitnet €27k
Net result €27k after 2 loss-making years.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 60 days late
2021
31-12
Financial
Weakest financial yearnet €-60k ▼121%
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
18-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 79 days late
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €287k
Net result €287k after one loss-making year.
31-12
Financial
Equity above €500kEq €525k ▲120%
Equity rises from €238k to €525k.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blokstraat 72440 GeelGround area
4,074 m²
Building footprint
672 m²
Volume, LiDAR
3,296 m³
2 parcels, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
DE LAMBERI
since 19972.068.007.435
Den Thijs
since 20192.289.775.367
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13372C1912/00A000 | Flanders | 3,893 m² | 1 · 491 m² | 10.5 m · 1 fl. |
| 13372A0585/00M006 | Flanders | 181 m² | 1 · 181 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGeel2.289.775.367
Similar companies · same sector, comparable size
HILL 62
BE 0836.046.562
Ieper · Eq €561k
DE ROSKAM
BE 0452.226.767
Wetteren · Eq €562k
eat
BE 0455.216.446
Jette · Eq €556k
BIEBAER
BE 0471.150.675
Tielt · Eq €563k
RUSO
BE 0447.891.758
Zoutleeuw · Eq €554k
Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 1,868 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-1994
Fiscal year end31-12
Activities, NACEBEL
55401
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.