Montis Development
ActiveSummary
Montis Development has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €-212. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37=
Solvency36=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.85 in 2024; short-term debt: 47.6% and cash: 0% of total assets), but 89% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
7 d early
2024
358 d late
2023
92 d late
2022
120 d late
2021
106 d late
2020
117 d late
2019
119 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€81k▼ 0.3%
2024 · €82k
2019: €18k
2020: €63k
2021: €-7k
2022: €74k
2023: €82k
2024: €82k
2019 → 2025
Total assets
€740k=
2024 · €741k
2019: €487k
2020: €742k
2021: €792k
2022: €669k
2023: €719k
2024: €741k
2019 → 2025
Net result
€-212▲ 12.8%
2024 · €-243
2019: €-895
2020: €45k
2021: €-69k
2022: €81k
2023: €8k
2024: €-243
2019 → 2025
Working capital
€301k▼ 0.1%
2024 · €301k
2019: €184k
2020: €422k
2021: €486k
2022: €294k
2023: €301k
2024: €301k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-7k-€74k€82k▲ 10.6%€82k▼ 0.3%€81k▼ 0.3%
Operating result€-66k-€168k€14k▼ 91.8%€-118€-100▲ 15.3%
Net result€-69k-€81k€8k▼ 90.3%€-243€-212▲ 12.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €100 in 2025 against €118 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €740k
Fixed assets
€87k =
Current assets
€653k =
Equity and liabilities €740k
Equity
€81k ▼ 0.3%
Debt
€659k =
Debt's share of the balance-sheet total stays at 89.0%.
Key figures and ratios
Current ratio
1.85=
2024 · 1.85
Quick ratio
1.76=
2024 · 1.76
Debt to equity
8.10▲
2024 · 8.08
ROE
-0.3%▲
2024 · -0.3%
ROA
0.0%▲
2024 · 0.0%
Debt ≤ 1 year
€352k=
2024 · €353k
Debt > 1 year
€307k=
2024 · €307k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€741k€740k=
Fixed assets21/28€87k€87k=
Financial fixed assets28€87k€87k=
Current assets29/58€654k€653k=
Stocks and contracts in progress3€34k€34k=
Stocks30/36€34k€34k=
Amounts receivable within one year40/41€603k€607k▲
Trade receivables40€13k€13k=
Other amounts receivable41€590k€594k▲
Current investments50/53€4k€1▼
Cash at bank and in hand54/58€119€7▼
Deferred charges and accrued income490/1€11k€11k=
Equity and liabilities
Total equity and liabilities10/49€741k€740k=
Equity10/15€82k€81k▼
Contributions10/11€19k€19k=
Reserves13€63k€63k▼
Distributable reserves133€63k€63k▼
Amounts payable17/49€659k€659k=
Amounts payable after more than one year17€307k€307k=
Financial debts170/4€307k€307k=
Amounts payable within one year42/48€353k€352k=
Trade debts44€66k€66k=
Suppliers440/4€66k€66k=
Advances received on contracts in progress46€25k€25k=
Taxes, remuneration and social security45€7k€7k=
Taxes450/3€7k€7k=
Other amounts payable47/48€254k€254k=
Income statement
Code20242025
Other operating charges640/8€118-
Gross operating margin9900-€-100
Operating profit (loss)9901€-118€-100▲
Financial charges65/66B€125€112▼
Recurring financial charges65€125€112▼
Profit (loss) for the period before taxes9903€-243€-212▲
Profit (loss) for the period9904€-243€-212▲
Profit (loss) for the period to be appropriated9905€-243€-212▲
Appropriation of the result
Profit (loss) to be appropriated9906€-243€-212▲
Transfer from equity791/2€243€212▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
State Gazette act
Registered office · Legal-form changeRegistered-office move2 facts ▸
State Gazette act
Registered office · Legal-form change
Registered-office move2 facts ▸
- Board meeting, 23-07-2026
- Registered-office move, 2860 Sint-Katelijne-Waver, Mechelsesteenweg 135
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 358 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 92 days late
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 120 days late
2022
31-12
Financial
Back to profitnet €81k
Net result €81k after one loss-making year.
14-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 106 days late
2021
31-12
Financial
Weakest financial yearnet €-69k ▼254%
Net result drops to €-69k, the lowest in the series; recovery starts the following year.
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 117 days late
2020
31-12
Financial
Back to profitnet €45k
Net result €45k after one loss-making year.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg(CEN) 1352860 Sint-Katelijne-WaverGround area
1,018 m²
Building footprint
290 m²
Volume, LiDAR
1,773 m³
2 parcels, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Montis Development
since 20182.281.533.832
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005D0175/00L002 | Flanders | 576 m² | 1 · 133 m² | 10.5 m · 2 fl. |
| 12422C0372/00W000 | Flanders | 442 m² | 1 · 157 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,250 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.