MONTINTO
ActiveMONTINTO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €-54. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 64% of 11238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+37
Solvency84▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 2.97 in 2024; short-term debt: 41% and cash: 44.2% of total assets), and 41% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59%
Return on assets
0%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-54
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
18 d early
2024
2 d early
2023
14 d late
2022
12 d early
2021
4 d early
2020
26 d early
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▼ 0.1%
2024 · €75k
2019: €32k
2020: €58k
2021: €101k
2022: €131k
2023: €132k
2024: €75k
2019 → 2025
Total assets
€128k▲ 12.5%
2024 · €113k
2019: €92k
2020: €102k
2021: €154k
2022: €192k
2023: €197k
2024: €113k
2019 → 2025
Net result
€-54▲ 99.9%
2024 · €-57k
2019: €14k
2020: €26k
2021: €43k
2022: €29k
2023: €1k
2024: €-57k
2019 → 2025
Working capital
€75k▼ 0.1%
2024 · €75k
2019: €31k
2020: €57k
2021: €101k
2022: €131k
2023: €132k
2024: €75k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€131k▲ 29.0%€132k▲ 1.0%€75k▼ 43.0%€75k▼ 0.1%
Operating result€55k-€38k▼ 31.2%€2k▼ 94.4%€-57k€-45▲ 99.9%
Net result€43k-€29k▼ 32.2%€1k▼ 95.5%€-57k€-54▲ 99.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €45 in 2025 against €57k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€270=
Current assets
€127k▲ 12.5%
Equity and liabilities €128k
Equity
€75k▼ 0.1%
Debt
€52k▲ 37.4%
The debt ratio rises from 33.5% to 41.0%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
59.0%▼
2024 · 66.5%
Current ratio
2.44▼
2024 · 2.97
Quick ratio
2.44▼
2024 · 2.97
Debt / equity
0.69▲
2024 · 0.50
ROE
-0.1%▲
2024 · -75.5%
ROA
0.0%▲
2024 · -50.2%
Debt
€52k▲
2024 · €38k
Debt ≤ 1 year
€52k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€128k▲
Fixed assets21/28€270€270=
Financial fixed assets28€270€270=
Current assets29/58€113k€127k▲
Amounts receivable within one year40/41€93k€71k▼
Trade receivables40€40k€71k▲
Other amounts receivable41€53k-
Cash at bank and in hand54/58€20k€56k▲
Equity and liabilities
Total equity and liabilities10/49€113k€128k▲
Equity10/15€75k€75k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€55k€55k▼
Amounts payable17/49€38k€52k▲
Amounts payable within one year42/48€38k€52k▲
Trade debts44€14k€42k▲
Suppliers440/4€14k€42k▲
Taxes, remuneration and social security45€24k€10k▼
Taxes450/3€24k€10k▼
Other amounts payable47/48€136€136=
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€14k▲
Gross operating margin9900€-50k€14k▲
Operating profit (loss)9901€-57k€-45▲
Financial income75/76B€0€190▲
Recurring financial income75€0€190▲
Financial charges65/66B€198€199▲
Recurring financial charges65€198€199▲
Profit (loss) for the period before taxes9903€-57k€-54▲
Income taxes67/77€104-
Profit (loss) for the period9904€-57k€-54▲
Profit (loss) for the period to be appropriated9905€-57k€-54▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€55k▼
Profit (loss) brought forward from the previous period14P€112k€55k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-57k ▼4346%
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €43k ▲69.7%
Operating result €55k, net result €43k, both a record.
31-12
Financial
Equity above €100kEq €101k ▲75%
3 profitable years in a row build equity to €101k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jachtlaan 1351040 EtterbeekGround area
1,667 m²
Building footprint
150 m²
Volume, LiDAR
859 m³
2 parcels, Brussels, Wallonia · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MONTINTO
since 20182.382.013.360
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782D1203/00H000 | Wallonia | 1,592 m² | 1 · 87 m² | - |
| 21364B0183/00H003 | Brussels | 75 m² | 1 · 63 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Rian Trading
BE 0669.965.043
Ranst · Eq €75k
JOMALI IMPORT EXPORT
BE 0790.325.613
Bonheiden · Eq €75k
BEPURE
BE 0756.517.351
Dendermonde · Eq €75k
DISTRI CARE PHARMA
BE 0455.995.218
Nivelles · Eq €76k
THE M-GROUP
BE 0729.621.033
Elsene · Eq €76k
Of 1,428 companies in sector 46389 we hold annual accounts for 855. 548 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-03-2018
Fiscal year end31-12
Activities, NACEBEL
46389Wholesale of other food products
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.