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MONTIMMO

Active
Private limited company (pre-2019)founded 200322 yrs activeRollebaanstraat 37, 8730 Beernem, BelgiumKBO/BCE: BE 0861.074.938
Summary

MONTIMMO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €149,959 and a net result of €29,636. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 17% of 37955 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisWatch ReportCompare
MONTIMMOActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Activities of head offices
NACE 70100NACE 74142
1 site
Size
€990,698total assets 2024
Equity
€149,959
Profit
€29,636
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2024
Bankruptcy chance 12 m
1.3%
Structure
Accounts 65 d overdue
Why 54Capped at 59: a confirmed filing finding- Figures for FY 2024 (filed 21-11-2025)- Liquidity: current ratio 0.47, cash €10,422- 1 financial year not filed after the legal deadline; latest accounts 104 days late; 3 of the last 3 late+ Size: total assets €990,698Show the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 34% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 40+5
equity 15.1% of total assets
Liquidity 37+1
short-term debt 33.0% · cash 1.1%
Profitability 62+3
return on assets 3.0%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,788 companies)
Last 24 months 11-2024: 1.8% 12-2024: 2.2%▲ +20.7% vs 11-2024 01-2025: 3.3%▲ +47.3% vs 12-2024highest value 02-2025: 0.7%▼ -78.8% vs 01-2025 03-2025: 0.7%▲ +4.5% vs 02-2025 04-2025: 0.7%▲ +2.2% vs 03-2025 05-2025: 0.8%▲ +8.4% vs 04-2025 06-2025: 0.9%▲ +7.1% vs 05-2025 07-2025: 1.0%▲ +12.7% vs 06-2025 08-2025: 1.4%▲ +42.7% vs 07-2025 09-2025: 1.6%▲ +14.5% vs 08-2025 10-2025: 1.9%▲ +20.7% vs 09-2025 11-2025: 2.0%▲ +5.8% vs 10-2025 12-2025: 0.5%▼ -76.9% vs 11-2025 01-2026: 0.5%▼ -0.6% vs 12-2025lowest value 02-2026: 0.5%▲ +1.3% vs 01-2026 03-2026: 0.5%▲ +3.6% vs 02-2026 04-2026: 0.5%▲ +2.3% vs 03-2026 05-2026: 0.5%▲ +6.8% vs 04-2026 06-2026: 0.5%▲ +0.2% vs 05-2026 07-2026: 0.6%▲ +10.7% vs 06-2026 08-2026: 0.9%▲ +60.3% vs 07-2026 09-2026: 1.1%▲ +14.7% vs 08-2026 10-2026: 1.3%▲ +22.0% vs 09-2026
  • Figures for FY 2024 (filed 21-11-2025) raises the probability
  • Size: total assets €990,698 lowers the probability for this profile
  • Liquidity: current ratio 0.47, cash €10,422 raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 104 days late; 3 of the last 3 late raises the probability
Credit up to €8,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.47 against 0.49 in 2023; short-term debt: 33% and cash: 1.1% of total assets), and 84.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 20%, liquidity 17%, profitability 28%, growth against the median 70%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Figures for FY 2024 (filed 21-11-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €990,698
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.47, cash €10,422
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 104 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 37955 sector peers (2024).
NBB · sector comparison
Position among 37955 sector peers
Solvency
better than 17%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-11-2025, 104 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
104 d late
2023
153 d late
2022
32 d late
2021
3 d early
2020
2 d late
2019
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 48 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Highest result since 2018net €29,636 ▲831%
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Among the weakest 18% on solvencysector median 58.1% · 37,955 companies 15.1% View
  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
  • Positive: 7 profitable years in a rowprofit 2024: €29,636 7 years View

By topic

Financials

Fiscal year
2024
Total assets
€990,698
Profit
€29,636
Solvency
15.1%
Total assets▼ 19.2%
Net result
20182024
Go to Financials

Timeline

Events
12
Since
2016
  1. 12-11-2025Annual accounts filed
  2. 31-12-2024Highest result since 2018
  3. 31-12-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Activities of head officesNACE 70100
Founded
15-10-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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