Summary
MONTEVIDEO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.0m and a net result of -€192,425. Equity is growing by ~4.4% per year across the filed fiscal years. The company has been active since 2001 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 11-03-2026 was due by 11-10-2026 and was filed on 12-05-2026, 152 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
152 d early
2025
20 d late
2024
1 d early
2023
91 d late
2022
32 d late
2021
120 d late
2020
243 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 50 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
History
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Financials · fiscal year 2025, micro schema
Equity
€4.0m▼ 4.6%
2024 · €4.2m
Net result
-€192,425
2024 · €19,950
Total assets
€13.8m▲ 0.3%
2024 · €13.8m
Solvency
29.0%▼ 1.5pp
2024 · 30.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€160,772▲ 107%€74,022▼ 54.0%-€42,732€43,270-€1,230
Net result€492,348above the sector's middle half▼ 20.0%€47,972within the sector's middle half▼ 90.3%-€97,735below the sector's middle half€19,950within the sector's middle half-€192,425below the sector's middle half
Equity€4.2mabove the sector's middle half▲ 13.2%€4.3mabove the sector's middle half▲ 1.1%€4.2mabove the sector's middle half▼ 2.3%€4.2mabove the sector's middle half▲ 0.5%€4.0mabove the sector's middle half▼ 4.6%
Total assets€13.7mabove the sector's middle half▲ 2.8%€13.6mabove the sector's middle half▼ 0.4%€13.6mabove the sector's middle half▼ 0.1%€13.8mabove the sector's middle half▲ 1.1%€13.8mabove the sector's middle half▲ 0.3%
Debt€9.5m▼ 1.3%€9.4m▼ 1.1%€9.4m▲ 0.9%€9.6m▲ 1.3%€9.8m▲ 2.4%
Working capital-€6.2mbelow the sector's middle half▲ 5.5%-€6.2mbelow the sector's middle half▲ 0.8%-€6.3mbelow the sector's middle half▼ 1.6%-€6.3mbelow the sector's middle half▲ 0.3%-€6.5mbelow the sector's middle half▼ 3.4%
Solvency30.9%within the sector's middle half▲ 2.8pp31.4%within the sector's middle half▲ 0.5pp30.7%within the sector's middle half▼ 0.7pp30.5%within the sector's middle half▼ 0.2pp29.0%within the sector's middle half▼ 1.5pp
Current ratio0.34below the sector's middle half▲ 0.040.34below the sector's middle half=0.33below the sector's middle half=0.34below the sector's middle half▲ 0.010.34below the sector's middle half▼ 0.01
Return on assets (ROA)3.6%within the sector's middle half▼ 1.0pp0.4%below the sector's middle half▼ 3.2pp-0.7%below the sector's middle half▼ 1.1pp0.1%below the sector's middle half▲ 0.9pp-1.4%below the sector's middle half▼ 1.5pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1,230 after €43,270 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.8m
Fixed assets
€10.5m ▲ 0.2%
Current assets
€3.3m ▲ 0.5%
Equity and liabilities €13.8m
Equity
€4.0m ▼ 4.6%
Debt
€9.8m ▲ 2.4%
Debt's share of the balance-sheet total rises from 69.5% to 71.0%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-4.8%▼
2024 · 0.5%
Debt ≤ 1 year
€9.8m▲
2024 · €9.6m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €1,634 | €2,015 | €1,806 | €9,296 | €88 | ▼ 99.1% |
| Gross operating margin9900 | €162,406 | €76,038 | -€40,926 | €52,566 | -€1,142 | ▼ 102% |
| Operating profit (loss)9901 | €160,772 | €74,022 | -€42,732 | €43,270 | -€1,230 | ▼ 103% |
| Financial income75/76B | €350,000 | €1,250 | - | €1,450 | €120 | ▼ 91.7% |
| Recurring financial income75 | €350,000 | €1,250 | - | €1,450 | €120 | ▼ 91.7% |
| Financial charges65/66B | €18,424 | €27,300 | €6,061 | €24,770 | €191,315 | ▲ 672% |
| Recurring financial charges65 | €18,424 | €27,300 | €6,061 | €24,770 | €191,315 | ▲ 672% |
| Profit (loss) for the period before taxes9903 | €492,348 | €47,972 | -€48,793 | €19,950 | -€192,425 | ▼ 1,065% |
| Income taxes67/77 | - | - | €48,942 | - | - | - |
| Profit (loss) for the period9904 | €492,348 | €47,972 | -€97,735 | €19,950 | -€192,425 | ▼ 1,065% |
| Profit (loss) for the period to be appropriated9905 | €492,348 | €47,972 | -€97,735 | €19,950 | -€192,425 | ▼ 1,065% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €13.7m | €13.6m | €13.6m | €13.8m | €13.8m | ▲ 0.3% |
| Fixed assets21/28 | €10.5m | €10.5m | €10.5m | €10.5m | €10.5m | ▲ 0.2% |
| Financial fixed assets28 | €10.5m | €10.5m | €10.5m | €10.5m | €10.5m | ▲ 0.2% |
| Current assets29/58 | €3.2m | €3.2m | €3.2m | €3.3m | €3.3m | ▲ 0.5% |
| Amounts receivable within one year40/41 | €3.2m | €3.2m | €3.1m | €3.2m | €3.1m | ▼ 3.5% |
| Trade receivables40 | €265,368 | €205,636 | €175,686 | €287,276 | €150,880 | ▼ 47.5% |
| Other amounts receivable41 | €3.0m | €3.0m | €2.9m | €3.0m | €3.0m | ▲ 0.8% |
| Cash at bank and in hand54/58 | €3,078 | €747 | €30,346 | €51,766 | €180,383 | ▲ 248% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €13.7m | €13.6m | €13.6m | €13.8m | €13.8m | ▲ 0.3% |
| Equity10/15 | €4.2m | €4.3m | €4.2m | €4.2m | €4.0m | ▼ 4.6% |
| Contributions10/11 | €18.9m | €18.9m | €18.9m | €18.9m | €18.9m | = |
| Reserves13 | €17,502 | €17,502 | €17,502 | €17,502 | €17,502 | = |
| Non-distributable reserves130/1 | €17,502 | €17,502 | €17,502 | €17,502 | €17,502 | = |
| Reserves not available under the articles1311 | €17,502 | €17,502 | €17,502 | €17,502 | €17,502 | = |
| Profit (loss) carried forward14 | -€14.7m | -€14.7m | -€14.8m | -€14.8m | -€15.0m | ▼ 1.3% |
| Amounts payable17/49 | €9.5m | €9.4m | €9.4m | €9.6m | €9.8m | ▲ 2.4% |
| Amounts payable within one year42/48 | €9.5m | €9.4m | €9.4m | €9.6m | €9.8m | ▲ 2.4% |
| Financial debts43 | €50,122 | €49,044 | €23,547 | - | - | - |
| Credit institutions430/8 | €50,122 | €49,044 | €23,547 | - | - | - |
| Trade debts44 | - | €3,660 | €4,846 | €58,824 | €3,813 | ▼ 93.5% |
| Suppliers440/4 | - | €3,660 | €4,846 | €58,824 | €3,813 | ▼ 93.5% |
| Taxes, remuneration and social security45 | - | - | €35,000 | €10,185 | €681 | ▼ 93.3% |
| Taxes450/3 | - | - | €9,161 | €1,997 | €681 | ▼ 65.9% |
| Remuneration and social security454/9 | - | - | €25,839 | €8,188 | - | - |
| Other amounts payable47/48 | €9.4m | €9.3m | €9.4m | €9.5m | €9.8m | ▲ 3.1% |
| Accrued charges and deferred income492/3 | €2,400 | €2,400 | €2,400 | €2,400 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €492,348 | €47,972 | -€97,735 | €19,950 | -€192,425 | ▼ 1,065% |
| Operating cash flow (approximation) | €492,348 | €47,972 | -€97,735 | €19,950 | -€192,425 | ▼ 1,065% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€240 | -€20,000 | ▼ 8,235% |
| Change in cash | - | -€2,331 | €29,598 | €21,420 | €128,617 | ▲ 500% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
12-05
NBB filing
Annual accounts filed
fiscal year 2026 · unclassified schema
2025
31-12
Financial
Weakest financial yearnet -€192,425
Net result drops to -€192,425, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €19,950
Net result €19,950 after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
07-06
KBO administration
UBO non-compliance
event 30-05-2024
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 120 days late
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 243 days late
2021
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 235 days late
2020
20-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 204 days late
2019
31-12
Financial
Highest result since 2018net €894,822 ▲119%
Net result €894,822, the highest in the series.
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2002
Ground area
3,933 m²
Building footprint
500 m²
Volume, LiDAR
3,380 m³
2 parcels, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Tulpenlaan 24, 2970 Schilde
since 20022.096.000.843
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041C0248/00H002 | Flanders | 3,435 m² | 1 · 299 m² | 8.8 m · 2 fl. |
| 11041B0537/00B000 | Flanders | 498 m² | 1 · 201 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
3 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 3
-
60%
-
50%
-
50%
According to the 2025 annual accounts of MONTEVIDEO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,800. 8,848 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-12-2001
Fiscal year end11-03
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68202Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0476298803
Registered
03-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Branches
1 branchBranch