Montesano
ActiveMontesano has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3k and a net result of €32k. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 25% of 26049 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+26
Solvency28▲+28
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.3%
Return on assets
31%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 26049 sector peers (2024).
NBB · sector comparisonPosition among 26049 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
50 d early
2023
92 d early
2022
139 d early
2021
136 d early
2020
61 d early
2019
76 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€3k
2023 · €-29k
2018: €-11k
2019: €-33k
2020: €-49k
2021: €-43k
2022: €-35k
2023: €-29k
2018 → 2024
Total assets
€103k▲ 124%
2023 · €46k
2018: €32k
2019: €800
2020: €3k
2021: €1k
2022: €805
2023: €46k
2018 → 2024
Net result
€32k▲ 377%
2023 · €7k
2018: €-4k
2019: €-23k
2020: €-16k
2021: €-1k
2022: €7k
2023: €7k
2018 → 2024
Working capital
€-24k▲ 17.2%
2023 · €-29k
2018: €-28k
2020: €-50k
2021: €-43k
2022: €-36k
2023: €-29k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-49k-€-43k▲ 12.7%€-35k▲ 16.9%€-29k▲ 19.0%€3k
Operating result€-16k-€-764▲ 95.1%€7k€8k▲ 4.2%€41k▲ 425%
Net result€-16k-€-1k▲ 93.3%€7k€7k▼ 6.5%€32k▲ 377%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 425% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €103k
Fixed assets
€28k▲ 3,373%
Current assets
€76k▲ 66.9%
Equity and liabilities €103k
Equity
€3k
Debt
€100k
Debt finances 96.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€41k
Cash flow
€33k
Solvency
3.3%▲
2023 · -62.3%
Current ratio
0.76▲
2023 · 0.61
Quick ratio
0.00▼
2023 · 0.00
Debt / equity
29.51▲
2023 · -2.61
ROE
946.8%
ROA
31.0%▲
2023 · 14.6%
Interest coverage
298.59
Debt
€100k▲
2023 · €75k
Debt ≤ 1 year
€100k▲
2023 · €75k
Income taxes
€9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€46k€103k▲
Fixed assets21/28€800€28k▲
Tangible fixed assets22/27-€27k
Plant, machinery and equipment23-€535
Furniture and vehicles24-€26k
Financial fixed assets28€800€800=
Current assets29/58€45k€76k▲
Stocks and contracts in progress3€45k€76k▲
Stocks30/36€45k€76k▲
Amounts receivable within one year40/41€213€15▼
Trade receivables40€213€15▼
Equity and liabilities
Total equity and liabilities10/49€46k€103k▲
Equity10/15€-29k€3k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-55k€-22k▲
Investment grants15€7k€7k=
Amounts payable17/49€75k€100k▲
Amounts payable within one year42/48€75k€100k▲
Financial debts43€133€40▼
Credit institutions430/8€133€40▼
Trade debts44€31k€53k▲
Suppliers440/4€31k€53k▲
Taxes, remuneration and social security45€6k€19k▲
Taxes450/3€6k€19k▲
Other amounts payable47/48€38k€28k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€507
Other operating charges640/8€4k€2k▼
Gross operating margin9900€11k€43k▲
Operating profit (loss)9901€8k€41k▲
Financial charges65/66B€1k€138▼
Recurring financial charges65€1k€138▼
Profit (loss) for the period before taxes9903€7k€41k▲
Income taxes67/77-€9k
Profit (loss) for the period9904€7k€32k▲
Profit (loss) for the period to be appropriated9905€7k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-55k€-22k▲
Profit (loss) brought forward from the previous period14P€-61k€-55k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €32k ▲377%
Operating result €41k, net result €32k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after 4 loss-making years.
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruindersweg(E) 283630 MaasmechelenGround area
1,370 m²
Building footprint
405 m²
Volume, LiDAR
2,286 m³
Parcel 73013D0649/00B000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Montesano
since 20162.252.465.407
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73013D0649/00B000 | Flanders | 1,370 m² | 1 · 405 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 460 companies in sector 47712 we hold annual accounts for 269. 68 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2016
Fiscal year end31-12
Activities, NACEBEL
47712Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.