Monteco
ActiveMonteco has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €294k and a net result of €-1.38M. Its solvency ranks better than 18% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
5
/ 100
Critical▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-67
Solvency1▼-32
Growth52
Stability94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.15 against 0.1 in 2024), and 99.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.9%
Return on assets
-4.1%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9099 sector peers (2025).
NBB · sector comparisonPosition among 9099 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
24 d early
2024
72 d early
2023
21 d early
2022
75 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€1.23M
EBIT margin
41.2%
Net result
€-1.38M▼ 52.0%
2024 · €-906k
2024: €-906k
2024 → 2025
Working capital
€-27.66M▼ 131%
2024 · €-11.96M
2024: €-11.96M
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€1.23M-
Equity€-1.23M-€294k
Operating result€506k-€-92k
Net result€-906k-€-1.38M▼ 52.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €92k after €506k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33.51M
Fixed assets
€28.74M▼ 2.6%
Current assets
€4.78M▲ 279%
Equity and liabilities €33.51M
Equity
€294k
Debt
€33.22M
Debt finances 99.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€1.18M▼
2024 · €1.29M
Cash flow
€-100k▲
2024 · €-120k
Solvency
0.9%▲
2024 · -4.0%
Current ratio
0.15▲
2024 · 0.10
Quick ratio
0.15▲
2024 · 0.10
ROE
-468.2%▼
2024 · 73.6%
ROA
-4.1%▼
2024 · -2.9%
Interest coverage
0.92▲
2024 · 0.91
Debt
€33.22M▲
2024 · €31.99M
Debt ≤ 1 year
€32.44M▲
2024 · €13.22M
A ratio outside any meaningful range has been withheld (balance sheet total €33.51M, equity €294k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30.76M€33.51M▲
Fixed assets21/28€29.49M€28.74M▼
Tangible fixed assets22/27€29.49M€28.74M▼
Land and buildings22€29.49M€28.73M▼
Plant, machinery and equipment23€8k€7k▼
Current assets29/58€1.26M€4.78M▲
Amounts receivable within one year40/41-€588k
Trade receivables40-€588k
Cash at bank and in hand54/58€243k€3.23M▲
Deferred charges and accrued income490/1€1.02M€954k▼
Equity and liabilities
Total equity and liabilities10/49€30.76M€33.51M▲
Equity10/15€-1.23M€294k▲
Contributions10/11€1.13M€4.03M▲
Profit (loss) carried forward14€-2.36M€-3.73M▼
Amounts payable17/49€31.99M€33.22M▲
Amounts payable after more than one year17€18.50M-
Financial debts170/4€18.50M-
Amounts payable within one year42/48€13.22M€32.44M▲
Financial debts43-€32.07M
Credit institutions430/8-€32.07M
Trade debts44€6k€354k▲
Suppliers440/4€6k€354k▲
Taxes, remuneration and social security45-€13k
Taxes450/3-€13k
Other amounts payable47/48€13.21M-
Accrued charges and deferred income492/3€265k€781k▲
Income statement
Code20242025
Turnover70€1.23M-
Goods, raw materials, services and sundry goods60/61€17k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€785k€1.28M▲
Other operating charges640/8€199k€332k▲
Gross operating margin9900€1.49M€1.52M▲
Operating profit (loss)9901€506k€-92k▼
Financial charges65/66B€1.41M€1.28M▼
Recurring financial charges65€1.41M€1.28M▼
Profit (loss) for the period before taxes9903€-906k€-1.38M▼
Profit (loss) for the period9904€-906k€-1.38M▼
Profit (loss) for the period to be appropriated9905€-906k€-1.38M▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2.36M€-3.73M▼
Profit (loss) brought forward from the previous period14P€-1.45M€-2.36M▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €200kEq €294k
Equity rises from €-1.23M to €294k.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervurenlaan 242a1150 Sint-Pieters-WoluweGround area
4.5 ha
Building footprint
3.9 ha
Volume, LiDAR
623,925 m³
2 parcels, Brussels · tallest building 34.0 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Monteco
since 20212.326.529.459
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21814P0441/00B000 | Brussels | 4.4 ha | 1 · 3.9 ha | 34.0 m · 6 fl. |
| 21019A0199/02B002 | Brussels | 984 m² | 1 · 330 m² | 29.4 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AG HEYLEN WAREHOUSES
BE 0633.928.058
Herentals · Eq €294k
de fabrieke
BE 0823.439.136
Poperinge · Eq €294k
S-CONCEPT
BE 0806.017.837
Aarschot · Eq €294k
LOOISE BANDENCENTRALE
BE 0458.473.963
Tessenderlo-Ham · Eq €294k
BVO GROUP
BE 0793.751.889
Aalst · Eq €293k
Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 4,381 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2021
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.monteco.be