Equity
€337,150 ▲ 141%
Equity rose in 2025 from €139,629 to €337,150.
MONTE GROUP
Lifetime
2 annual accounts with figures on one time axispeak €298,980 (2025)
€298,980▲ 56.8%
peak €197,520 (2025)
€197,520▲ 46.7%
peak €337,150 (2025)
€337,150▲ 141%
€201,983▲ 149%
Board1 name since 2023
1 directorMKRTCHYAN,Arthuur
Documentsfilings and deeds
26-06-202635 days before the deadline
2025micro format
Gross margin from €190,667 to €298,980Result from €134,629 to €197,520Equity from €139,629 to €337,150Debts from €81,041 to €201,983Cash from €180,264 to €432,775
Key points
from the 2025 annual accountsStaff
1 employees on 31-12-2025
In 2025, 3 people joined and 2 left.
Position in the sector
€197,520
Higher net result than 95% of companies in specialised construction. Sector median €10,184 · 35,124 companies.
Checked score
91
Excellent
Financially stronger than 85% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.5%
01-2025: 5.0%▲ +0.5 percentage points vs 12-2024
02-2025: 5.2%▲ +0.2 percentage points vs 01-2025
03-2025: 5.2%● unchanged vs 02-2025
04-2025: 5.1%▼ -0.1 percentage points vs 03-2025
05-2025: 5.1%● unchanged vs 04-2025
06-2025: 5.5%▲ +0.4 percentage points vs 05-2025
07-2025: 5.6%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -5.3 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.1%▼ -0.2 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.3%▲ +0.2 percentage points vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Founded in 2023
lowers risk
Liquidity: current ratio 3.20, cash €432,775
Figures for financial year 2025 (filed on 26-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 68% of them on solvency, 85% on liquidity, 92% on profitability and 94% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as MONTE GROUP has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MONTE GROUP itself is lower: 0.3% within 12 months. It rests on far more data about MONTE GROUP than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for MONTE GROUP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.2 (2.57 in 2024), above the usual 1.5. Short-term debt is 30.4% and cash 80.3% of total assets. 37.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
35 days early
2024
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 18 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Sint-Truiden to Alken
New registered office: Steenweg 298, 3570 Alken · Previous registered office: Vliegveldlaan 120 3800 Sint-Truiden België · General meeting of 30-09-2026 · Gazette deed
Registered office moved within Sint-Truiden
New registered office: Vliegveldlaan 120-3800 Sint-Truiden · Previous registered office: Hasseltsesteenweg 82 bus 4, 3800 Sint-Truiden · General meeting of 04-03-2024 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804036562
Incorporation
Founding capital of €5,000, 1,000 shares · Founder: MKRTCHYAN, Arthuur · Appointment: MKRTCHYAN, Arthuur (director) · published on 19-07-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MONTE GROUP Alken | €539,132 | €298,980 | 62.5% | - |
| Husly Stabroek | €553,279 | €283,847 | 18.6% | 3.1 |
| Dirk Derycke Nazareth-De Pinte | €560,067 | €272,144 | 85.1% | - |
| DEVUYST ECHAFAUDAGES Florennes | €457,804 | €285,599 | 18.4% | - |
| DRMAT Ninove | €533,903 | €338,092 | -11.8% | 2.3 |
| JT-PROJECTS Pajottegem | €491,288 | €338,907 | 35.1% | - |
| Tuin- en Klinkerwerken Bours Maaseik | €486,961 | €289,631 | 39.5% | - |
These companies have the same main activity as MONTE GROUP: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €458,000 and €560,000, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 17-07-2023Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 7 others
- Joint committees
- 149.01Electricians: installation and distribution
- 124Construction · annual accounts 2025
- Establishment unit
- 2.347.894.6013800 Sint-Truiden, since 17-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 30-10-2023
Annual accounts 2025
- ≈ €910,000estimated
- €539,132▲ 144%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 26-06-2026, 35 days before the end of the filing period
Insights on MONTE GROUP
MONTE GROUP has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €337,150 and a net result of €197,520.
Its solvency ranks better than 68% of 35,136 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MONTE GROUP
- What is the company number of MONTE GROUP?
- The company number of MONTE GROUP is 0804.036.562. The VAT number is the same number with BE in front: BE 0804.036.562.
- Where is MONTE GROUP based?
- The registered office is at Steenweg 298, 3570 Alken.Company details
- What does MONTE GROUP do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of MONTE GROUP?
- MONTE GROUP is a private limited company (BV).
- When was MONTE GROUP founded?
- MONTE GROUP was founded on 17-07-2023.
- Is MONTE GROUP still active?
- Yes, MONTE GROUP is an active enterprise in the KBO register.
- How many employees does MONTE GROUP have?
- MONTE GROUP had an average of 0.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does MONTE GROUP fall under?
- In its 2025 annual accounts, MONTE GROUP states joint committees 149.01 (Electricians: installation and distribution) and 124 (Construction).
- What is the turnover of MONTE GROUP?
- The turnover in financial year 2025 is ≈ €910,000. This figure is estimated from the gross margin of €298,980 and 34 comparable companies (NACE 43990). It probably lies between €570,000 and €1.2m.
- Is MONTE GROUP profitable?
- In financial year 2025, MONTE GROUP made a profit of €197,520.
- Where can I find the annual accounts of MONTE GROUP?
- MONTE GROUP filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MONTE GROUP due?
- MONTE GROUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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