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MONTANA

Active
Private limited company (pre-2019)founded 199234 years activeMeuterweg 7, 3050 Oud-Heverlee, BelgiumKBO/BCE: BE 0446.988.272
Summary

MONTANA has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172,251 and a net result of -€7,688. Equity is growing by ~13.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Activity not known1 site
Size
€878,816total assets 2025
Equity
€172,251
Loss
-€7,688
Turnover not published (abridged schema)
Financial health
65 Healthy Checked score 2025
Bankruptcy probability, 12 months
1.0%
Structure
Accounts filed 28 days late1 of 2 deeds read
Why 65- 1 change of registered office in 24 months- Founded in 1992- No main activity registered+ Size: total assets €878,816Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 30% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Average
Solvency 45-1
equity 19.6% of total assets
Liquidity 30-2
short-term debt 44.8% · cash 1.1%
Profitability 65-7
return on assets -0.9%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.4%▲ +0.2 percentage points vs 09-2025 11-2025: 0.7%▲ +0.3 percentage points vs 10-2025 12-2025: 1.0%▲ +0.3 percentage points vs 11-2025 01-2026: 0.1%▼ -0.9 percentage points vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.4%▲ +0.3 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▲ +0.1 percentage points vs 07-2026 09-2026: 0.8%▲ +0.2 percentage points vs 08-2026 10-2026: 1.0%▲ +0.2 percentage points vs 09-2026highest value
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.07 in 2024; short-term debt: 44.8% and cash: 1.1% of total assets), and 80.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 28% on solvency, 16% on liquidity, 43% on profitability and 32% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €878,816
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · Founded in 1992
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · No main activity registered
KBO
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
2 days early
2023
6 days early
2022
on the day
2021
2 days late
2020
9 days late
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average on the deadline day; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 31 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close07-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Active since 1992founded 30-03-1992 34 years View
  • Total assets 20256 fiscal years filed €878,816 View

By topic

Financials

Fiscal year
2025
Total assets
€878,816
Loss
-€7,688
Solvency
19.6%
Total assets▲ 4.0%
Net result
20192025
Go to Financials

Timeline

Events
17
Since
2016
Next accounts
by 31-10-2026
  1. 25-10-2023Annual accounts filed
  2. 31-03-2023Back to profit
  3. 31-03-2023Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Founded
30-03-1992
Year ends
31-03
Peppol
Not found in the Peppol directory
Go to Company details

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