MONTAGE HULP SIMONS
ActiveMONTAGE HULP SIMONS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €9k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 70% of 1887 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+2
Solvency91▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.57 in 2024; short-term debt: 33.8% and cash: 18.5% of total assets), and 33.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.2%
Return on assets
5.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
8 d late
2023
104 d late
2022
60 d late
2021
31 d late
2020
19 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▼ 3.7%
2024 · €101k
2018: €71k
2019: €58k
2020: €57k
2021: €115k
2022: €99k
2023: €94k
2024: €101k
2018 → 2025
Total assets
€147k▼ 9.3%
2024 · €162k
2018: €311k
2019: €256k
2020: €283k
2021: €265k
2022: €227k
2023: €184k
2024: €162k
2018 → 2025
Net result
€9k▲ 20.6%
2024 · €7k
2018: €10k
2019: €-12k
2020: €-1k
2021: €58k
2022: €-16k
2023: €-5k
2024: €7k
2018 → 2025
Working capital
€-6k▲ 77.4%
2024 · €-26k
2018: €-36k
2019: €-48k
2020: €-70k
2021: €-54k
2022: €-69k
2023: €-63k
2024: €-26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€99k▼ 14.3%€94k▼ 4.9%€101k▲ 7.7%€97k▼ 3.7%
Operating result€63k-€-15k€-2k▲ 86.4%€8k€10k▲ 25.6%
Net result€58k-€-16k€-5k▲ 70.6%€7k€9k▲ 20.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 26% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€103k▼ 19.0%
Current assets
€44k▲ 26.1%
Equity and liabilities €147k
Equity
€97k▼ 3.7%
Debt
€50k▼ 18.6%
The debt ratio falls from 37.7% to 33.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€37k▼
2024 · €48k
Cash flow
€36k▼
2024 · €47k
Solvency
66.2%▲
2024 · 62.3%
Current ratio
0.88▲
2024 · 0.57
Quick ratio
0.88▲
2024 · 0.57
Debt / equity
0.51▼
2024 · 0.60
ROE
8.9%▲
2024 · 7.1%
ROA
5.9%▲
2024 · 4.4%
Interest coverage
194.75▲
2024 · 85.98
Debt
€50k▼
2024 · €61k
Debt ≤ 1 year
€50k▼
2024 · €61k
Income taxes
€866
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€162k€147k▼
Fixed assets21/28€127k€103k▼
Tangible fixed assets22/27€127k€103k▼
Land and buildings22€106k€92k▼
Plant, machinery and equipment23€7k€7k▼
Furniture and vehicles24€14k€5k▼
Current assets29/58€35k€44k▲
Amounts receivable within one year40/41€29k€17k▼
Trade receivables40€29k€15k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€6k€27k▲
Equity and liabilities
Total equity and liabilities10/49€162k€147k▼
Equity10/15€101k€97k▼
Contributions10/11€14k€2k▼
Reserves13€60k€69k▲
Tax-exempt reserves132€29k€29k=
Distributable reserves133€31k€40k▲
Profit (loss) carried forward14€26k€26k=
Amounts payable17/49€61k€50k▼
Amounts payable within one year42/48€61k€50k▼
Current portion of amounts payable after more than one year42€11k-
Trade debts44€14k€14k▼
Suppliers440/4€14k€14k▼
Taxes, remuneration and social security45€2k€866▼
Taxes450/3-€866
Remuneration and social security454/9€2k-
Other amounts payable47/48€34k€35k▲
Income statement
Code20242025
Remuneration, social security and pensions62€-2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€27k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€49k€39k▼
Operating profit (loss)9901€8k€10k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€557€188▼
Recurring financial charges65€557€188▼
Profit (loss) for the period before taxes9903€7k€10k▲
Income taxes67/77-€866
Profit (loss) for the period9904€7k€9k▲
Profit (loss) for the period to be appropriated9905€7k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€35k▲
Profit (loss) brought forward from the previous period14P€19k€26k▲
Transfer to equity691/2-€9k
To other reserves6921-€9k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €101k ▲7.7%
Equity rises from €94k to €101k.
12-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 104 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €-16k ▼128%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €58k
Net result €58k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €115k ▲102%
Equity rises from €57k to €115k.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
06-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 128 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kooiveldstraat 83900 PeltGround area
873 m²
Building footprint
529 m²
Volume, LiDAR
2,556 m³
2 parcels, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Montage Hulp Simons
since 20052.149.031.832
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72029C0332/00M000 | Flanders | 548 m² | 1 · 249 m² | 7.0 m · 2 fl. |
| 72012C0711/00Z000 | Flanders | 325 m² | 1 · 280 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VANGENEUGDEN PROJECTS
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VANHOVE
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O.C.C.M.
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Of 3,988 companies in sector 25110 we hold annual accounts for 2,148. 1,621 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2005
Fiscal year end31-12
Abbreviation NL
M.H.S.
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
28110
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:filipenchantal@telenet.be