Mont Bleu
ActiveMont Bleu has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €-1k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 93% of 6994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▼-8
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 17.79; short-term debt: 5.5% and cash: 22.3% of total assets), and 5.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
9 d early
2023
9 d early
2022
4 d early
2021
12 d late
2020
59 d late
2019
105 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€139k▼ 0.8%
2024 · €140k
2018: €86k
2019: €108k
2020: €152k
2021: €154k
2022: €141k
2023: €140k
2024: €140k
2018 → 2025
Total assets
€147k▲ 4.1%
2024 · €141k
2018: €118k
2019: €130k
2020: €210k
2021: €189k
2022: €158k
2023: €153k
2024: €141k
2018 → 2025
Net result
€-1k
2024 · €174
2018: €20k
2019: €22k
2020: €49k
2021: €1k
2022: €-12k
2023: €-2k
2024: €174
2018 → 2025
Working capital
€134k▼ 2.6%
2024 · €138k
2018: €86k
2019: €108k
2020: €152k
2021: €146k
2022: €140k
2023: €138k
2024: €138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€154k-€141k▼ 8.0%€140k▼ 1.2%€140k▲ 0.1%€139k▼ 0.8%
Operating result€-2k-€-11k▼ 596%€-1k▲ 90.0%€685€-627
Net result€1k-€-12k€-2k▲ 85.8%€174€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €627 after €685 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€4k▲ 118%
Current assets
€142k▲ 2.4%
Equity and liabilities €147k
Equity
€139k▼ 0.8%
Debt
€8k▲ 633%
The debt ratio rises from 0.8% to 5.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€820▼
2024 · €1k
Cash flow
€333▼
2024 · €679
Solvency
94.5%▼
2024 · 99.2%
Current ratio
17.79
Quick ratio
17.79
Debt / equity
0.06▲
2024 · 0.01
ROE
-0.8%▼
2024 · 0.1%
ROA
-0.8%▼
2024 · 0.1%
Interest coverage
1.31▼
2024 · 2.20
Debt
€8k▲
2024 · €1k
Debt ≤ 1 year
€8k▲
2024 · €1k
Income taxes
€15▼
2024 · €115
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€147k▲
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27€2k€4k▲
Plant, machinery and equipment23€2k€4k▲
Current assets29/58€139k€142k▲
Amounts receivable within one year40/41€83k€108k▲
Trade receivables40€1k€25k▲
Other amounts receivable41€81k€83k▲
Current investments50/53€1k€1k=
Cash at bank and in hand54/58€54k€33k▼
Deferred charges and accrued income490/1€653-
Equity and liabilities
Total equity and liabilities10/49€141k€147k▲
Equity10/15€140k€139k▼
Contributions10/11€12k€12k=
Reserves13€132k€132k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€130k€132k▲
Profit (loss) carried forward14€-4k€-5k▼
Amounts payable17/49€1k€8k▲
Amounts payable within one year42/48€1k€8k▲
Trade debts44€1k€843▼
Suppliers440/4€1k€843▼
Taxes, remuneration and social security45€71€7k▲
Taxes450/3€71€4k▲
Remuneration and social security454/9-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€505€1k▲
Other operating charges640/8€575€591▲
Gross operating margin9900€2k€1k▼
Operating profit (loss)9901€685€-627▼
Financial income75/76B€145€155▲
Recurring financial income75€145€155▲
Financial charges65/66B€541€627▲
Recurring financial charges65€541€627▲
Profit (loss) for the period before taxes9903€289€-1k▼
Income taxes67/77€115€15▼
Profit (loss) for the period9904€174€-1k▼
Profit (loss) for the period to be appropriated9905€174€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-5k▼
Profit (loss) brought forward from the previous period14P€-5k€-4k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €174
Net result €174 after 2 loss-making years.
31-12
Financial
Liquidity times 11current ratio 127.36
Current ratio from 11.33 to 127.36; short-term debt falls from €13k to €1k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-12k ▼1057%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
31-12
Financial
Highest result since 2018net €49k ▲129%
Operating result €72k, net result €49k, both a record.
31-12
Financial
Equity above €150kEq €152k ▲41.3%
3 profitable years in a row build equity to €152k.
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
2019
31-12
Financial
Equity above €100kEq €108k ▲25.1%
2 profitable years in a row build equity to €108k.
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 153 days late
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 66 days late
2015
29-12
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 151 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Renaat de Rudderlaan 192650 EdegemGround area
323 m²
Building footprint
125 m²
Volume, LiDAR
656 m³
Parcel 11472C0188/00K004, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mont Bleu BVBA
since 20112.205.257.089
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472C0188/00K004 | Flanders | 323 m² | 1 · 125 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 555 EUR awarded · 555 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 555 EUR | 555 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,485 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2011
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.