MONSTRUO
ActiveSummary
The computed 12-month bankruptcy probability of MONSTRUO is 2.1% (moderate). The 2025 annual accounts show negative equity (-€38,729) and a net result of €9,629. Equity is shrinking by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 11% of 11502 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability85▲+82
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.86 against 0.99 in 2024; short-term debt: 97.6% and cash: 9.1% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-53.6%
Return on assets
13.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 11502 sector peers (2025).
NBB · sector comparisonPosition among 11502 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
5 d late
2022
33 d early
2021
23 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€38,729▲ 19.9%
2024 · -€48,358
Total assets
€72,202▲ 100%
2024 · €36,027
Net result
€9,629
2024 · -€4,572
Working capital
-€9,598▼ 2,268%
2024 · -€405
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€14,560--€14,653▼ 0.6%-€22,735▼ 55.2%-€3,361▲ 85.2%€11,177
Net result-€14,901below the sector's middle half--€15,004below the sector's middle half▼ 0.7%-€23,881below the sector's middle half▼ 59.2%-€4,572within the sector's middle half▲ 80.9%€9,629within the sector's middle half
Equity-€4,901below the sector's middle half--€19,906below the sector's middle half▼ 306%-€43,787below the sector's middle half▼ 120%-€48,358below the sector's middle half▼ 10.4%-€38,729below the sector's middle half▲ 19.9%
Total assets€21,435below the sector's middle half-€27,325below the sector's middle half▲ 27.5%€41,566below the sector's middle half▲ 52.1%€36,027below the sector's middle half▼ 13.3%€72,202within the sector's middle half▲ 100%
Debt€26,336-€47,231▲ 79.3%€85,353▲ 80.7%€84,385▼ 1.1%€110,931▲ 31.5%
Working capital€10,757within the sector's middle half-€12,033within the sector's middle half▲ 11.9%€15,019within the sector's middle half▲ 24.8%-€405within the sector's middle half-€9,598below the sector's middle half▼ 2,268%
Solvency-22.9%below the sector's middle half--72.8%below the sector's middle half▼ 50.0pp-105.3%below the sector's middle half▼ 32.5pp-134.2%below the sector's middle half▼ 28.9pp-53.6%below the sector's middle half▲ 80.6pp
Current ratio2.29within the sector's middle half-1.91within the sector's middle half▼ 0.381.61within the sector's middle half▼ 0.300.99within the sector's middle half▼ 0.620.86below the sector's middle half▼ 0.12
Return on assets (ROA)-69.5%below the sector's middle half--54.9%below the sector's middle half▲ 14.6pp-57.5%below the sector's middle half▼ 2.5pp-12.7%below the sector's middle half▲ 44.8pp13.3%within the sector's middle half▲ 26.0pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11,177 after a loss of €3,361 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72,202
Fixed assets
€11,314 ▲ 33.1%
Current assets
€60,888 ▲ 121%
Key figures and ratios
EBITDA
€14,728▲
2024 · -€1,656
Cash flow
€13,181▲
2024 · -€2,866
Quick ratio
0.19▼
2024 · 0.19
Debt to equity
-2.86▼
2024 · -1.74
Interest coverage
9.41▲
2024 · -1.05
Debt ≤ 1 year
€70,486▲
2024 · €27,935
Debt > 1 year
€40,445▼
2024 · €56,451
Income taxes
€0▲
2024 · -€4
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,178 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
4.3%
went bankrupt
5.6%
stopped otherwise
89%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,178 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,047 | €606 | €477 | €1,705 | €3,552 | ▲ 108% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €34 | €0 | - | €35 | - |
| Other operating charges640/8 | €150 | - | - | €387 | €602 | ▲ 55.5% |
| Gross operating margin9900 | -€13,364 | -€14,013 | -€22,257 | -€1,269 | €15,365 | ▲ 1,311% |
| Operating profit (loss)9901 | -€14,560 | -€14,653 | -€22,735 | -€3,361 | €11,177 | ▲ 433% |
| Financial income75/76B | - | €11 | €1 | €359 | €18 | ▼ 95.0% |
| Recurring financial income75 | - | €11 | €1 | €359 | €18 | ▼ 95.0% |
| Financial charges65/66B | €341 | €362 | €1,147 | €1,574 | €1,565 | ▼ 0.5% |
| Recurring financial charges65 | €341 | €362 | €1,147 | €1,574 | €1,565 | ▼ 0.5% |
| Profit (loss) for the period before taxes9903 | -€14,901 | -€15,004 | -€23,881 | -€4,576 | €9,629 | ▲ 310% |
| Income taxes67/77 | - | - | - | -€4 | €0 | ▲ 100% |
| Profit (loss) for the period9904 | -€14,901 | -€15,004 | -€23,881 | -€4,572 | €9,629 | ▲ 311% |
| Profit (loss) for the period to be appropriated9905 | -€14,901 | -€15,004 | -€23,881 | -€4,572 | €9,629 | ▲ 311% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €21,435 | €27,325 | €41,566 | €36,027 | €72,202 | ▲ 100% |
| Formation expenses20 | €143 | - | - | - | - | - |
| Fixed assets21/28 | €2,171 | €2,060 | €1,783 | €8,498 | €11,314 | ▲ 33.1% |
| Intangible fixed assets21 | €1,671 | €1,560 | €1,083 | €7,918 | €7,429 | ▼ 6.2% |
| Tangible fixed assets22/27 | - | - | - | - | €3,305 | - |
| Furniture and vehicles24 | - | - | - | - | €3,305 | - |
| Financial fixed assets28 | €500 | €500 | €700 | €580 | €580 | = |
| Current assets29/58 | €19,122 | €25,265 | €39,783 | €27,529 | €60,888 | ▲ 121% |
| Stocks and contracts in progress3 | €14,955 | €8,152 | €27,399 | €22,117 | €47,697 | ▲ 116% |
| Stocks30/36 | €14,955 | €8,152 | €27,399 | €22,117 | €47,697 | ▲ 116% |
| Amounts receivable within one year40/41 | €546 | €585 | €11,313 | €4,187 | €6,366 | ▲ 52.0% |
| Trade receivables40 | €546 | €585 | €10,108 | €4,187 | €6,366 | ▲ 52.0% |
| Other amounts receivable41 | - | - | €1,205 | €0 | - | - |
| Cash at bank and in hand54/58 | €3,534 | €16,435 | €1,047 | €1,115 | €6,606 | ▲ 492% |
| Deferred charges and accrued income490/1 | €87 | €93 | €25 | €110 | €220 | ▲ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €21,435 | €27,325 | €41,566 | €36,027 | €72,202 | ▲ 100% |
| Equity10/15 | -€4,901 | -€19,906 | -€43,787 | -€48,358 | -€38,729 | ▲ 19.9% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | -€14,901 | -€29,906 | -€53,787 | -€58,358 | -€48,729 | ▲ 16.5% |
| Amounts payable17/49 | €26,336 | €47,231 | €85,353 | €84,385 | €110,931 | ▲ 31.5% |
| Amounts payable after more than one year17 | €17,972 | €33,998 | €60,589 | €56,451 | €40,445 | ▼ 28.4% |
| Financial debts170/4 | €17,972 | €33,998 | €60,589 | €56,451 | €40,445 | ▼ 28.4% |
| Amounts payable within one year42/48 | €8,364 | €13,232 | €24,764 | €27,935 | €70,486 | ▲ 152% |
| Financial debts43 | - | - | - | €489 | €249 | ▼ 49.1% |
| Credit institutions430/8 | - | - | - | €489 | €249 | ▼ 49.1% |
| Trade debts44 | €767 | €612 | €8,237 | €980 | €10,338 | ▲ 955% |
| Suppliers440/4 | €767 | €612 | €8,237 | €980 | €10,338 | ▲ 955% |
| Taxes, remuneration and social security45 | €82 | €246 | €0 | €2,460 | €1,471 | ▼ 40.2% |
| Taxes450/3 | €82 | €246 | €0 | €2,460 | €1,471 | ▼ 40.2% |
| Other amounts payable47/48 | €7,516 | €12,375 | €16,527 | €24,006 | €58,429 | ▲ 143% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€14,901 | -€15,004 | -€23,881 | -€4,572 | €9,629 | ▲ 311% |
| + Depreciation and write-downs630 | €1,047 | €606 | €477 | €1,705 | €3,552 | ▲ 108% |
| Operating cash flow (approximation) | -€13,855 | -€14,398 | -€23,404 | -€2,866 | €13,181 | ▲ 560% |
| Investment in fixed assets (approximation) | - | -€496 | -€200 | -€8,420 | -€6,367 | ▲ 24.4% |
| Change in cash | - | €12,901 | -€15,388 | €68 | €5,490 | ▲ 7,942% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9,629
Net result €9,629 after 4 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Weakest financial yearnet -€23,881
Net result drops to -€23,881, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2021
Ground area
1.2 ha
Building footprint
5,428 m²
Volume, LiDAR
32,879 m³
2 parcels, Wallonia · tallest building 15.4 m, ±2 floors. Linked by address, not a title deed.
25
companies at this address
See who is registered here
1 establishment unit
MONSTRUO
since 20212.315.572.914
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25743G0163/00F000 | Wallonia | 1.1 ha | 1 · 5,428 m² | 15.3 m · 2 fl. |
| 25062G0225/00F000 | Wallonia | 1,146 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVillers-la-Ville2.315.572.914
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,583 companies in sector 46349 we hold annual accounts for 991. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
46349Wholesale of beverages, general range
58290Other software publishing
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
Contact
E-mail
contact@monstruobeer.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0764299523
Registered
03-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.