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MONSEREZ PROJECTS

Active
Public limited companyfounded 1983active for 43 yearsKoolskampstraat 58, 8740 Pittem, BelgiumKBO/BCE: BE 0424.724.792
Summary

MONSEREZ PROJECTS has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €386,926 and a net result of -€23,930. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 33% of 883 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
MONSEREZ PROJECTSActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Activities of interior architects
NACE 71112
Oldest company in Pittem, Professional and technical services sector1 site
Size
€1.4mtotal assets 2025
Equity
€386,926
Loss
-€23,930
Total assets -62%: branch of activity transferred
Financial health
86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts filed 29 days late4 of 10 deeds summarised
Why 86raises riskSector: Specialised construction activities (NACE 43)Loss of €23,930 (financial year 2025)lowers riskSize: total assets €1.4mFigures for financial year 2025 (filed 29-08-2026)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 16% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 52-25
equity 27.0% of total assets
Liquidity 25-16
short-term debt 58.8% · cash 4.7%
Profitability 22-53
return on assets -1.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,639 companies, NACE 43, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.5%▲ +0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.3%▼ -0.6 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.4%▲ +0.1 percentage points vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.2 percentage points vs 07-2026 09-2026: 0.2%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.08, compared with 0.72 in 2024, below 1; short-term debt: 58.8% and cash: 4.7% of total assets), and 73% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 28% on solvency, 15% on liquidity, 15% on profitability and 5% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €1.4m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Figures for financial year 2025 (filed 29-08-2026)
NBB · annual accounts
raises risk · Loss of €23,930 (financial year 2025)
NBB · annual accounts
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
29 days late
2024
30 days late
2023
30 days late
2022
31 days late
2021
30 days late
2020
27 days late
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days after the deadline; the sector median (NACE 71) for financial year 2024 is 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Eddy Monserez (director)Reappointment: Siska Monserez (director)
  2. Annual accounts filedfinancial year 2025 · full…
  3. Capital & shares · Name ·…Resignation: Stijn Vandekerckhove (director) ·…

Key points

  • Caution: From profit to loss in 2025after €198,918 in 2024 -€23,930 View
  • Positive: Oldest company in Pittem, Professional and technical services sectorin the Checked rankings No. 1 View
  • Caution: Board changedlatest change 24-06-2026 · 1 in office 1 joined · 2 left View
  • Branch transferred to PLANCHETcontribution on 05-09-2025 2025 View

By topic

Financials

Financial year
2025
Total assets
€1.4m
Loss
-€23,930
Solvency
27.0%
Total assets▼ 62.4%
Net result
20182025
Go to Financials

Timeline

Events
50
Since
1984
Next accounts
by 31-07-2027
  1. 31-12-2025Weakest financial year
  2. 17-09-2025Restructuring
  3. 30-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Activities of interior architectsNACE 71112
Founded
20-06-1983
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
22
Financial year
From 1 July to 30 June
Annual meeting
Third Wednesday of December at 19:00
Purpose
“Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten…” (deed in Dutch)
Go to Articles of association

Key facts about MONSEREZ PROJECTS

What is the company number of MONSEREZ PROJECTS?
0424.724.792. In Belgium the VAT number is the company number with BE in front: BE 0424.724.792.
Where is MONSEREZ PROJECTS based?
The registered office is at Koolskampstraat 58, 8740 Pittem.Company details
What does MONSEREZ PROJECTS do?
According to the KBO register, the main activity is activities of interior architects (NACE 71112).
What is the legal form of MONSEREZ PROJECTS?
Public limited company (NV).
When was MONSEREZ PROJECTS founded?
On 20-06-1983.
Is MONSEREZ PROJECTS still active?
Yes, MONSEREZ PROJECTS is an active enterprise in the KBO register.
How many employees does MONSEREZ PROJECTS have?
On average 12.8 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of MONSEREZ PROJECTS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is MONSEREZ PROJECTS profitable?
In financial year 2025, MONSEREZ PROJECTS made a loss of €23,930.
Where can I find the annual accounts of MONSEREZ PROJECTS?
MONSEREZ PROJECTS filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MONSEREZ PROJECTS due?
By 31-07-2027, for financial year 2026.Timeline

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