MONSERÉ SLOOP- EN GRONDWERKEN
ActiveMONSERÉ SLOOP- EN GRONDWERKEN has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.58M and a net result of €188k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 75% of 7719 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+6
Solvency91▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 3.42 against 2.59 in 2024; short-term debt: 24.8% and cash: 29.3% of total assets), and 33.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.1%
Return on assets
7.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
34 d early
2023
13 d early
2022
25 d early
2021
30 d early
2020
22 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.58M▲ 3.1%
2024 · €1.53M
2018: €1.77M
2019: €1.12M
2020: €1.14M
2021: €1.20M
2022: €1.29M
2023: €1.44M
2024: €1.53M
2018 → 2025
Total assets
€2.39M▲ 0.3%
2024 · €2.39M
2018: €3.84M
2019: €2.08M
2020: €2.34M
2021: €3.25M
2022: €3.63M
2023: €2.94M
2024: €2.39M
2018 → 2025
Net result
€188k▲ 110%
2024 · €89k
2018: €796k
2019: €178k
2020: €128k
2021: €513k
2022: €614k
2023: €151k
2024: €89k
2018 → 2025
Working capital
€1.43M▲ 41.1%
2024 · €1.02M
2018: €1.79M
2019: €1.15M
2020: €1.02M
2021: €685k
2022: €578k
2023: €744k
2024: €1.02M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.20M-€1.29M▲ 7.4%€1.44M▲ 11.7%€1.53M▲ 6.2%€1.58M▲ 3.1%
Operating result€656k-€810k▲ 23.4%€217k▼ 73.2%€132k▼ 39.3%€229k▲ 73.8%
Net result€513k-€614k▲ 19.7%€151k▼ 75.4%€89k▼ 40.8%€188k▲ 110%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 74% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.39M
Fixed assets
€366k▼ 50.0%
Current assets
€2.03M▲ 22.5%
Equity and liabilities €2.39M
Equity
€1.58M▲ 3.1%
Provisions
€166k▲ 770%
Debt
€646k▼ 22.6%
The debt ratio falls from 35.0% to 27.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€574k▼
2024 · €619k
Cash flow
€533k▼
2024 · €577k
Solvency
66.1%▲
2024 · 64.2%
Current ratio
3.42▲
2024 · 2.59
Quick ratio
3.26▲
2024 · 2.20
Debt / equity
0.41▼
2024 · 0.54
ROE
11.9%▲
2024 · 5.8%
ROA
7.9%▲
2024 · 3.7%
Interest coverage
50.01▲
2024 · 39.38
Debt
€646k▼
2024 · €835k
Debt ≤ 1 year
€594k▼
2024 · €639k
Debt > 1 year
€31k▼
2024 · €178k
Income taxes
€67k▲
2024 · €38k
Staff costs
€281k▼
2024 · €377k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.39M€2.39M▲
Fixed assets21/28€732k€366k▼
Tangible fixed assets22/27€694k€312k▼
Land and buildings22€3k€0▼
Plant, machinery and equipment23€114k€125k▲
Furniture and vehicles24€56k€45k▼
Leasing and similar rights25€520k€142k▼
Financial fixed assets28€39k€54k▲
Current assets29/58€1.66M€2.03M▲
Amounts receivable after more than one year29€293k€304k▲
Other amounts receivable291€293k€304k▲
Stocks and contracts in progress3€247k€95k▼
Stocks30/36€32k€40k▲
Contracts in progress37€215k€54k▼
Amounts receivable within one year40/41€697k€924k▲
Trade receivables40€501k€843k▲
Other amounts receivable41€196k€81k▼
Cash at bank and in hand54/58€399k€701k▲
Deferred charges and accrued income490/1€20k€4k▼
Equity and liabilities
Total equity and liabilities10/49€2.39M€2.39M▲
Equity10/15€1.53M€1.58M▲
Contributions10/11€20k€20k=
Reserves13€1.51M€1.56M▲
Tax-exempt reserves132€114k€106k▼
Distributable reserves133€1.40M€1.46M▲
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€19k€166k▲
Provisions for liabilities and charges160/5-€150k
Environmental obligations163-€150k
Deferred taxes168€19k€16k▼
Amounts payable17/49€835k€646k▼
Amounts payable after more than one year17€178k€31k▼
Financial debts170/4€178k€31k▼
Amounts payable within one year42/48€639k€594k▼
Current portion of amounts payable after more than one year42€266k€122k▼
Financial debts43€17k€0▼
Credit institutions430/8€17k€0▼
Trade debts44€335k€329k▼
Suppliers440/4€335k€329k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€22k€3k▼
Taxes450/3€393€0▼
Remuneration and social security454/9€22k€3k▼
Other amounts payable47/48-€140k
Accrued charges and deferred income492/3€18k€22k▲
Income statement
Code20242025
Non-recurring operating income76A€0€82k▲
Remuneration, social security and pensions62€377k€281k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€487k€345k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€7k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€150k
Other operating charges640/8€15k€22k▲
Non-recurring operating charges66A€4k€12k▲
Gross operating margin9900€1.02M€1.05M▲
Operating profit (loss)9901€132k€229k▲
Financial income75/76B€6k€35k▲
Recurring financial income75€6k€13k▲
Non-recurring financial income76B€0€22k▲
Financial charges65/66B€16k€11k▼
Recurring financial charges65€16k€11k▼
Profit (loss) for the period before taxes9903€122k€252k▲
Transfer from deferred taxes780€5k€7k▲
Transfer to deferred taxes680-€4k
Income taxes67/77€38k€67k▲
Profit (loss) for the period9904€89k€188k▲
Transfer from tax-exempt reserves789€16k€20k▲
Transfer to tax-exempt reserves689-€12k
Profit (loss) for the period to be appropriated9905€105k€196k▲
Appropriation of the result
Profit (loss) to be appropriated9906€105k€196k▲
Transfer to equity691/2€105k€56k▼
To other reserves6921€105k€56k▼
Profit to be distributed694/7-€140k
Return on contributions (dividend)694-€140k
Social balance
Average headcount (FTE)90875.65.6=
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €89k ▼40.8%
Net result drops to €89k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenovenstraat 988760 TieltGround area
2,183 m²
Building footprint
336 m²
Parcel 37322D1251/00N000, Flanders. Linked by address, not a title deed.
1 establishment unit
Monseré Sloop- en Grondwerken
since 19942.068.237.463
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37322D1251/00N000 | Flanders | 2,183 m² | 1 · 336 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
7 categoriesMONSERÉ SLOOP- EN GRONDWERKEN BV22974
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Of 1,362 companies in sector 43110 we hold annual accounts for 632. 266 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-1994
Fiscal year end31-12
Activities, NACEBEL
43110Demolition
43120Site preparation
45111
45112
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.