Mons où Venir
ActiveMons où Venir has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €493. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 60% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-19
Solvency71▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.91 against 2.29 in 2024; short-term debt: 38.1% and cash: 31.8% of total assets), but 54.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.8%
Return on assets
0.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
22 d early
2024
84 d early
2023
15 d early
2022
54 d early
2021
24 d early
2020
30 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▲ 1.0%
2024 · €47k
2018: €21k
2019: €22k
2020: €33k
2021: €37k
2022: €38k
2023: €43k
2024: €47k
2018 → 2025
Total assets
€105k▲ 24.5%
2024 · €84k
2018: €110k
2019: €106k
2020: €120k
2021: €118k
2022: €111k
2023: €117k
2024: €84k
2018 → 2025
Net result
€493▼ 89.6%
2024 · €5k
2018: €-623
2019: €979
2020: €12k
2021: €4k
2022: €785
2023: €5k
2024: €5k
2018 → 2025
Working capital
€36k▼ 23.6%
2024 · €47k
2018: €7k
2019: €12k
2020: €31k
2021: €36k
2022: €35k
2023: €42k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€38k▲ 2.1%€43k▲ 12.8%€47k▲ 11.2%€48k▲ 1.0%
Operating result€4k-€3k▼ 29.7%€8k▲ 197%€8k▼ 8.9%€2k▼ 73.1%
Net result€4k-€785▼ 79.2%€5k▲ 517%€5k▼ 1.7%€493▼ 89.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 73% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€29k▲ 33,523%
Current assets
€76k▼ 9.5%
Equity and liabilities €105k
Equity
€48k▲ 1.0%
Debt
€57k▲ 54.9%
The debt ratio rises from 43.6% to 54.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▼
2024 · €8k
Cash flow
€6k▲
2024 · €5k
Solvency
45.8%▼
2024 · 56.4%
Current ratio
1.91▼
2024 · 2.29
Quick ratio
0.86▲
2024 · 0.75
Debt / equity
1.19▲
2024 · 0.77
ROE
1.0%▼
2024 · 10.0%
ROA
0.5%▼
2024 · 5.7%
Interest coverage
4.14▼
2024 · 5.65
Debt
€57k▲
2024 · €37k
Debt ≤ 1 year
€40k▲
2024 · €37k
Debt > 1 year
€17k
Income taxes
€32▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€105k▲
Fixed assets21/28€85€29k▲
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€85€26k▲
Plant, machinery and equipment23-€26k
Furniture and vehicles24€85-
Financial fixed assets28-€3k
Current assets29/58€84k€76k▼
Stocks and contracts in progress3€57k€42k▼
Stocks30/36€57k€42k▼
Cash at bank and in hand54/58€26k€33k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€84k€105k▲
Equity10/15€47k€48k▲
Contributions10/11€19k€19k=
Reserves13€130€130=
Distributable reserves133€130€130=
Profit (loss) carried forward14€29k€29k▲
Amounts payable17/49€37k€57k▲
Amounts payable after more than one year17-€17k
Financial debts170/4-€17k
Amounts payable within one year42/48€37k€40k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€11k€12k▲
Suppliers440/4€11k€12k▲
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€22k€16k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€501€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-20€-2k▼
Other operating charges640/8€926€1k▲
Gross operating margin9900€9k€7k▼
Operating profit (loss)9901€8k€2k▼
Financial income75/76B€12€181▲
Recurring financial income75€12€181▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€6k€525▼
Income taxes67/77€1k€32▼
Profit (loss) for the period9904€5k€493▼
Profit (loss) for the period to be appropriated9905€5k€493▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€29k▲
Profit (loss) brought forward from the previous period14P€24k€29k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €12k ▲1098%
Operating result €14k, net result €12k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €979
Net result €979 after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Trou au Sable(N) 337020 MonsGround area
1,275 m²
Building footprint
169 m²
Volume, LiDAR
1,195 m³
2 parcels, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Mons où Venir
since 20172.260.335.372
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53059A0302/00X006 | Wallonia | 1,188 m² | 1 · 114 m² | 7.1 m · 2 fl. |
| 53053H0052/00A000 | Wallonia | 86 m² | 1 · 55 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.260.335.372
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Of 1,393 companies in sector 47784 we hold annual accounts for 427. 339 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2017
Fiscal year end31-12
Activities, NACEBEL
47784Retail sale of souvenirs and religious articles
47786Retail trade
47120Other non-specialised retail sale
47559Retail sale of other household articles
47599Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.mons-ou-venir.be
E-mail:info@mons-ou-venir.be