Monoliet
ActiveThe computed 12-month bankruptcy probability of Monoliet is 2.1% (moderate). The 2025 annual accounts show equity of €28k and a net result of €-15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 7318 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency15▼-3
Growth52=
Stability100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.04 against 1.08 in 2024), and 96.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.9%
Return on assets
-2.1%
Age of the figures
11 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€15k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7318 sector peers (2025).
NBB · sector comparisonPosition among 7318 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
5 d early
2023
26 d early
2022
30 d early
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 34.3%
2024 · €43k
2021: €-2k
2022: €-4k
2023: €56k
2024: €43k
2021 → 2025
Total assets
€710k▲ 35.0%
2024 · €526k
2021: €140k
2022: €484k
2023: €197k
2024: €526k
2021 → 2025
Net result
€-15k▼ 5.9%
2024 · €-14k
2021: €-4k
2022: €-3k
2023: €161k
2024: €-14k
2021 → 2025
Working capital
€26k▼ 34.8%
2024 · €40k
2021: €97k
2022: €421k
2023: €75k
2024: €40k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-2k-€-4k▼ 158%€56k€43k▼ 24.5%€28k▼ 34.3%
Operating result€-4k-€-1k▲ 67.4%€183k€-10k€-8k▲ 19.3%
Net result€-4k-€-3k▲ 37.1%€161k€-14k€-15k▼ 5.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €10k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €710k
Fixed assets
€2k▼ 25.2%
Current assets
€708k▲ 35.3%
Equity and liabilities €710k
Equity
€28k▼ 34.3%
Debt
€682k▲ 41.1%
The debt ratio rises from 91.9% to 96.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-8k▲
2024 · €-10k
Cash flow
€-14k▼
2024 · €-13k
Solvency
3.9%▼
2024 · 8.1%
Current ratio
1.04▼
2024 · 1.08
Quick ratio
0.06▼
2024 · 0.17
Debt / equity
24.42▲
2024 · 11.36
ROE
-52.3%▼
2024 · -32.4%
ROA
-2.1%▲
2024 · -2.6%
Interest coverage
-1.18▲
2024 · -2.60
Debt
€682k▲
2024 · €483k
Debt ≤ 1 year
€682k▲
2024 · €483k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€526k€710k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€2k€2k▼
Current assets29/58€524k€708k▲
Stocks and contracts in progress3€444k€670k▲
Stocks30/36€444k€670k▲
Contracts in progress37€0-
Amounts receivable within one year40/41€1k€3k▲
Trade receivables40€421€0▼
Other amounts receivable41€931€3k▲
Cash at bank and in hand54/58€71k€26k▼
Deferred charges and accrued income490/1€7k€9k▲
Equity and liabilities
Total equity and liabilities10/49€526k€710k▲
Equity10/15€43k€28k▼
Contributions10/11€3k€3k=
Reserves13€40k€25k▼
Distributable reserves133€40k€25k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€483k€682k▲
Amounts payable within one year42/48€483k€682k▲
Current portion of amounts payable after more than one year42-€212k
Financial debts43€125k€125k=
Other loans439€125k€125k=
Trade debts44€329k€344k▲
Suppliers440/4€329k€344k▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€29k€868▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€570€570=
Other operating charges640/8€384€2k▲
Gross operating margin9900€-9k€-5k▲
Operating profit (loss)9901€-10k€-8k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€-14k€-15k▼
Income taxes67/77€0-
Profit (loss) for the period9904€-14k€-15k▼
Profit (loss) for the period to be appropriated9905€-14k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-15k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€14k€15k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series.
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €161k
Net result €161k after 2 loss-making years.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity doublescurrent ratio 7.68
Current ratio from 3.23 to 7.68.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Holstraat 91840 LonderzeelGround area
1.3 ha
Building footprint
2,444 m²
Volume, LiDAR
17,222 m³
Parcel 23048E0081/00G000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Monoliet
since 20192.295.027.423
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23048E0081/00G000 | Flanders | 1.3 ha | 1 · 2,444 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 12,153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2019
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:peter@pvrwood.be
Phone:0478293789