Skip to content

MONOGRAM

Active
Private limited companyfounded 20251 yr activeTerkamerenboslaan 216, 1050 Elsene, BelgiumKBO/BCE: BE 1023.383.058
Summary

MONOGRAM has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,782 and a net result of €59,782. Its solvency ranks better than 74% of 3521 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency99
Growth-
Track record67
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 3.68; short-term debt: 26.3% and cash: 76.1% of total assets), and 26.3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73.7%
Return on assets
69.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MONOGRAM was incorporated on 15 May 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€63,782
Total assets
€86,490
Net result
€59,782
Working capital
€60,876

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €86,490
Fixed assets €2,906
Current assets €83,584
Equity and liabilities €86,490
Equity €63,782
Debt €22,708
Debt finances 26.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€84,565
Cash flow
€60,356
Current ratio
3.68
Debt to equity
0.36
ROE
93.7%
ROA
69.1%
Interest coverage
45.03
Debt ≤ 1 year
€22,708
Income taxes
€22,331

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€86,490
Fixed assets21/28€2,906
Tangible fixed assets22/27€2,906
Furniture and vehicles24€2,906
Current assets29/58€83,584
Amounts receivable within one year40/41€17,508
Trade receivables40€15,796
Other amounts receivable41€1,711
Cash at bank and in hand54/58€65,848
Deferred charges and accrued income490/1€228
Equity and liabilities
Total equity and liabilities10/49€86,490
Equity10/15€63,782
Contributions10/11€4,000
Reserves13€59,782
Distributable reserves133€59,782
Amounts payable17/49€22,708
Amounts payable within one year42/48€22,708
Taxes, remuneration and social security45€22,331
Taxes450/3€22,331
Other amounts payable47/48€377
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€575
Gross operating margin9900€84,565
Operating profit (loss)9901€83,991
Financial charges65/66B€1,878
Recurring financial charges65€1,878
Profit (loss) for the period before taxes9903€82,113
Income taxes67/77€22,331
Profit (loss) for the period9904€59,782
Profit (loss) for the period to be appropriated9905€59,782
Appropriation of the result
Profit (loss) to be appropriated9906€59,782
Transfer to equity691/2€59,782
To other reserves6921€59,782

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€575
Gross operating margin9900€84,565
Operating profit (loss)9901€83,991
Financial charges65/66B€1,878
Recurring financial charges65€1,878
Profit (loss) for the period before taxes9903€82,113
Income taxes67/77€22,331
Profit (loss) for the period9904€59,782
Profit (loss) for the period to be appropriated9905€59,782
Line2025
Assets
Total assets20/58€86,490
Fixed assets21/28€2,906
Tangible fixed assets22/27€2,906
Furniture and vehicles24€2,906
Current assets29/58€83,584
Amounts receivable within one year40/41€17,508
Trade receivables40€15,796
Other amounts receivable41€1,711
Cash at bank and in hand54/58€65,848
Deferred charges and accrued income490/1€228
Equity and liabilities
Total equity and liabilities10/49€86,490
Equity10/15€63,782
Contributions10/11€4,000
Reserves13€59,782
Distributable reserves133€59,782
Amounts payable17/49€22,708
Amounts payable within one year42/48€22,708
Taxes, remuneration and social security45€22,331
Taxes450/3€22,331
Other amounts payable47/48€377
Line2025
Profit (loss) for the period9904€59,782
+ Depreciation and write-downs630€575
Operating cash flow (approximation)€60,356

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
223 m²
Building footprint
249 m²
Volume, LiDAR
1,647 m³
Parcel 21446D0165/00A004, Brussels · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
MONOGRAM
Terkamerenboslaan 216, 1050 ElseneAdvertising agencies
since 20252.373.607.222
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21446D0165/00A004 Brussels 223 m² 1 · 249 m² 10.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,288 companies in sector 74120 we hold annual accounts for 1,010. 855 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
74120Graphic design and visual communication
73110Advertising agencies
E-invoicing
Reachable via Peppol
Peppol ID 0208:1023383058
Registered 19-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.