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MONO-TONE

Active
Private limited companyfounded 200224 yrs activeAugust Nobelsstraat 23, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0478.112.208
Summary

MONO-TONE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €421,309 and a net result of €62,944. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 76% of 2405 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
MONO-TONEActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Performing arts by independent artists
NACE 90201NACE 90011NACE 92311
#4 company by equity in Sint-Niklaas, Arts, sports and recreation sector2 sites
Size
€548,674total assets 2025
Equity
€421,309
Profit
€62,944
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts filed 3 d late0 of 3 deeds read
Why 95+ Liquidity: current ratio 2.90, cash €172,286+ Equity €421,309 (76.8% of total assets)+ Size: total assets €548,674+ Sector Arts creation and performing arts activities (NACE 90)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 63% of its sector peers (NACE 90, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+6
equity 76.8% of total assets
Liquidity 86+24
short-term debt 15.7% · cash 31.4%
Profitability 83+11
return on assets 11.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,409 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%▲ +3.2% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%▲ +3.1% vs 04-2025 06-2025: < 0.1%▲ +3.0% vs 05-2025 07-2025: < 0.1%▲ +23.5% vs 06-2025 08-2025: < 0.1%▼ -11.9% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +2.7% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%▲ +2.6% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +12.8% vs 06-2026 08-2026: 0.1%▲ +102% vs 07-2026highest value 09-2026: < 0.1%▼ -67.4% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 2.90, cash €172,286 lowers the probability
  • Equity €421,309 (76.8% of total assets) lowers the probability
  • Size: total assets €548,674 lowers the probability for this profile
  • Sector Arts creation and performing arts activities (NACE 90) lowers the probability
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 2.9 against 1.94 in 2024; short-term debt: 15.7% and cash: 31.4% of total assets), and 23.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 90, micro). Better than this share of them on solvency 88%, liquidity 75%, profitability 67%, growth against the median 21%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 2.90, cash €172,286
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €421,309 (76.8% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €548,674
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Arts creation and performing arts activities (NACE 90)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
3 d late
2024
20 d early
2023
21 d early
2022
18 d early
2021
31 d early
2020
3 d early
2019
18 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet €19,263 ▼62.5%

Key points

  • Positive: Among the best 6% on equitysector median €42,063 · 2,407 companies €421,309 View
  • Positive: 8 profitable years in a rowprofit 2025: €62,944 8 years View
  • Total assets 20256 fiscal years filed €548,674 View

By topic

Financials

Fiscal year
2025
Total assets
€548,674
Profit
€62,944
Solvency
76.8%
Total assets▼ 32.4%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 03-08-2026Annual accounts filed
  2. 11-07-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Performing arts by independent artistsNACE 90201
Founded
01-08-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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