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MONNOYE

Active
Private limited companyfounded 201114 yrs activeDrève Emmanuelle 3, 1470 Genappe, BelgiumKBO/BCE: BE 0841.572.394
Summary

MONNOYE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,787 and a net result of €3,913. Equity is growing by ~37.5% per year across the filed fiscal years. Its solvency ranks better than 82% of 33831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
MONNOYEActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Electrical installation work in industrial facilities
NACE 43212
1 site
Size
€98,817turnover 2025
Equity
€31,787
Profit
€3,913
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Board
2 members
Accounts 45 d early1 of 5 deeds read
Why 95- Size: turnover €98,817, total assets €41,273+ Liquidity: current ratio 2.71, cash €21,458+ Founded in 2011+ Equity €31,787 (77.0% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 71% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+6
equity 77.0% of total assets
Liquidity 92+51
short-term debt 23.0% · cash 52.0%
Profitability 72-14
return on assets 9.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%▲ +0.9% vs 11-2024 01-2025: 0.7%▲ +42.5% vs 12-2024highest value 02-2025: 0.5%▼ -24.5% vs 01-2025 03-2025: 0.5%● 0.0% vs 02-2025 04-2025: 0.5%● 0.0% vs 03-2025 05-2025: 0.5%● 0.0% vs 04-2025 06-2025: 0.4%▼ -10.1% vs 05-2025 07-2025: 0.5%▲ +2.5% vs 06-2025 08-2025: 0.5%▲ +1.1% vs 07-2025 09-2025: 0.5%▲ +0.9% vs 08-2025 10-2025: 0.5%▲ +12.1% vs 09-2025 11-2025: 0.5%▼ -1.5% vs 10-2025 12-2025: 0.5%▼ -5.7% vs 11-2025 01-2026: 0.1%▼ -79.9% vs 12-2025lowest value 02-2026: 0.1%● 0.0% vs 01-2026lowest value 03-2026: 0.1%● 0.0% vs 02-2026lowest value 04-2026: 0.1%● 0.0% vs 03-2026lowest value 05-2026: 0.1%● 0.0% vs 04-2026lowest value 06-2026: 0.1%● 0.0% vs 05-2026lowest value 07-2026: 0.1%▲ +3.1% vs 06-2026 08-2026: 0.1%▲ +1.0% vs 07-2026 09-2026: 0.1%▲ +1.0% vs 08-2026 10-2026: 0.1%▲ +20.6% vs 09-2026
  • Liquidity: current ratio 2.71, cash €21,458 lowers the probability
  • Founded in 2011 lowers the probability for this profile
  • Size: turnover €98,817, total assets €41,273 raises the probability for this profile
  • Equity €31,787 (77.0% of total assets) lowers the probability
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.71 against 1.76 in 2024; short-term debt: 23% and cash: 52% of total assets), and 23% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 89%, profitability 43%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.71, cash €21,458
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2011
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: turnover €98,817, total assets €41,273
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €31,787 (77.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 d early
2024
11 d early
2023
34 d early
2022
2 d early
2021
28 d early
2020
31 d early
2019
37 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 3 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close04-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Pierre MONNOYE (director)Reappointments: Pierre MONNOYE (non-statutory director)…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 19% on solvencysector median 47.1% · 33,831 companies 77.0% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 5 profitable years in a rowprofit 2025: €3,913 5 years View

By topic

Financials

Fiscal year
2025
Turnover
€98,817
Profit
€3,913
Solvency
77.0%
Turnover▲ 7.5%
Net result
20222025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-01-2027
  1. 02-10-2026Resignation: Pierre MONNOYE (director)
  2. 17-12-2025Annual accounts filed
  3. 20-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Electrical installation work in industrial facilitiesNACE 43212
Founded
01-12-2011
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Annual meeting
Second Friday of December at 17:00
Purpose
Toutes activités relatives à l’entreprise générale du bâtiment, la réalisation de…
Go to Articles of association

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