MONNIE
ActiveSummary
MONNIE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €935k and a net result of €19k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 95% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
short-term debt: 0.5% and cash: 17.6% of total assets, and 0.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.5%
Return on assets
2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
16 d early
2023
26 d early
2022
17 d early
2021
26 d early
2020
38 d late
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€935k▲ 2.1%
2024 · €916k
2018: €803klowest in 8 years
2019: €826k▲ +2.8% vs 2018
2020: €848k▲ +2.8% vs 2019
2021: €864k▲ +1.9% vs 2020
2022: €884k▲ +2.3% vs 2021
2023: €907k▲ +2.6% vs 2022
2024: €916k▲ +1.0% vs 2023
2025: €935k▲ +2.1% vs 2024highest in 8 years
2018 → 2025
Total assets
€940k▲ 1.7%
2024 · €925k
2018: €1.10Mhighest in 8 years
2019: €1.04M▼ -5.1% vs 2018
2020: €992k▼ -4.8% vs 2019
2021: €943k▼ -4.9% vs 2020
2022: €897k▼ -4.9% vs 2021lowest in 8 years
2023: €912k▲ +1.7% vs 2022
2024: €925k▲ +1.4% vs 2023
2025: €940k▲ +1.7% vs 2024
2018 → 2025
Net result
€19k▲ 113%
2024 · €9k
2018: €19k
2019: €22k▲ +15.7% vs 2018
2020: €23k▲ +1.4% vs 2019highest in 8 years
2021: €16k▼ -30.2% vs 2020
2022: €20k▲ +25.3% vs 2021
2023: €23k▲ +14.3% vs 2022
2024: €9k▼ -60.4% vs 2023lowest in 8 years
2025: €19k▲ +113% vs 2024
2018 → 2025
Working capital
€685k▲ 12.7%
2024 · €608k
2018: €530k
2019: €523k▼ -1.3% vs 2018
2020: €517k▼ -1.3% vs 2019
2021: €503k▼ -2.7% vs 2020lowest in 8 years
2022: €548k▲ +9.1% vs 2021
2023: €627k▲ +14.4% vs 2022
2024: €608k▼ -3.0% vs 2023
2025: €685k▲ +12.7% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€864k-€884k▲ 2.3%€907k▲ 2.6%€916k▲ 1.0%€935k▲ 2.1%
2021: €864klowest in 5 years
2022: €884k▲ +2.3% vs 2021
2023: €907k▲ +2.6% vs 2022
2024: €916k▲ +1.0% vs 2023
2025: €935k▲ +2.1% vs 2024highest in 5 years
Operating result€20k-€26k▲ 30.1%€29k▲ 12.1%€-847€14k
2021: €20k
2022: €26k▲ +30.1% vs 2021
2023: €29k▲ +12.1% vs 2022highest in 5 years
2024: €-847▼ -103% vs 2023lowest in 5 years
2025: €14k▲ +1787% vs 2024
Net result€16k-€20k▲ 25.3%€23k▲ 14.3%€9k▼ 60.4%€19k▲ 113%
2021: €16k
2022: €20k▲ +25.3% vs 2021
2023: €23k▲ +14.3% vs 2022highest in 5 years
2024: €9k▼ -60.4% vs 2023lowest in 5 years
2025: €19k▲ +113% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €847 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €940k
Fixed assets
€250k ▼ 18.8%
Current assets
€690k ▲ 11.8%
Equity and liabilities €940k
Equity
€935k ▲ 2.1%
Debt
€5k ▼ 44.0%
Debt's share of the balance-sheet total falls from 1.0% to 0.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€72k▲
2024 · €55k
Cash flow
€77k▲
2024 · €65k
Debt to equity
0.01▼
2024 · 0.01
ROE
2.1%▲
2024 · 1.0%
ROA
2.0%▲
2024 · 1.0%
Interest coverage
1601.04▲
2024 · 1221.87
Debt ≤ 1 year
€5k▼
2024 · €9k
Income taxes
€10k▲
2024 · €5k
A ratio outside any meaningful range has been withheld (balance sheet total €940k, equity €935k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€925k€940k▲
Fixed assets21/28€308k€250k▼
Tangible fixed assets22/27€308k€250k▼
Land and buildings22€239k€198k▼
Furniture and vehicles24€69k€52k▼
Current assets29/58€617k€690k▲
Amounts receivable within one year40/41€525k€525k=
Other amounts receivable41€525k€525k=
Cash at bank and in hand54/58€92k€165k▲
Equity and liabilities
Total equity and liabilities10/49€925k€940k▲
Equity10/15€916k€935k▲
Contributions10/11€19k€19k=
Reserves13€871k€891k▲
Distributable reserves133€871k€891k▲
Profit (loss) carried forward14€26k€26k=
Amounts payable17/49€9k€5k▼
Amounts payable within one year42/48€9k€5k▼
Taxes, remuneration and social security45€5k€5k▼
Taxes450/3€5k€5k▼
Other amounts payable47/48€4k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€58k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€62k€79k▲
Operating profit (loss)9901€-847€14k▲
Financial income75/76B€15k€15k=
Recurring financial income75€15k€15k=
Financial charges65/66B€45€45=
Recurring financial charges65€45€45=
Profit (loss) for the period before taxes9903€14k€29k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€9k€19k▲
Profit (loss) for the period to be appropriated9905€9k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€45k▲
Profit (loss) brought forward from the previous period14P€26k€26k=
Transfer to equity691/2€9k€19k▲
To other reserves6921€9k€19k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €41k | €45k | €41k | €56k | €58k | ▲ 3.5% |
| Other operating charges640/8 | €5k | €5k | €6k | €7k | €7k | ▲ 4.2% |
| Gross operating margin9900 | €66k | €77k | €76k | €62k | €79k | ▲ 28.0% |
| Operating profit (loss)9901 | €20k | €26k | €29k | €-847 | €14k | ▲ 1,787% |
| Financial income75/76B | €4k | €4k | €5k | €15k | €15k | = |
| Recurring financial income75 | €4k | €4k | €5k | €15k | €15k | = |
| Financial charges65/66B | €536 | €183 | €116 | €45 | €45 | = |
| Recurring financial charges65 | €536 | €183 | €116 | €45 | €45 | = |
| Profit (loss) for the period before taxes9903 | €24k | €30k | €34k | €14k | €29k | ▲ 107% |
| Income taxes67/77 | €8k | €10k | €11k | €5k | €10k | ▲ 96.3% |
| Profit (loss) for the period9904 | €16k | €20k | €23k | €9k | €19k | ▲ 113% |
| Profit (loss) for the period to be appropriated9905 | €16k | €20k | €23k | €9k | €19k | ▲ 113% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €943k | €897k | €912k | €925k | €940k | ▲ 1.7% |
| Fixed assets21/28 | €362k | €336k | €280k | €308k | €250k | ▼ 18.8% |
| Tangible fixed assets22/27 | €362k | €336k | €280k | €308k | €250k | ▼ 18.8% |
| Land and buildings22 | €362k | €321k | €280k | €239k | €198k | ▼ 17.2% |
| Furniture and vehicles24 | - | €15k | - | €69k | €52k | ▼ 24.3% |
| Current assets29/58 | €581k | €561k | €632k | €617k | €690k | ▲ 11.8% |
| Amounts receivable within one year40/41 | €202k | €502k | €500k | €525k | €525k | = |
| Other amounts receivable41 | €202k | €502k | €500k | €525k | €525k | = |
| Cash at bank and in hand54/58 | €379k | €59k | €132k | €92k | €165k | ▲ 79.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €943k | €897k | €912k | €925k | €940k | ▲ 1.7% |
| Equity10/15 | €864k | €884k | €907k | €916k | €935k | ▲ 2.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €820k | €840k | €862k | €871k | €891k | ▲ 2.2% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €818k | €838k | €862k | €871k | €891k | ▲ 2.2% |
| Profit (loss) carried forward14 | €26k | €26k | €26k | €26k | €26k | = |
| Amounts payable17/49 | €79k | €13k | €5k | €9k | €5k | ▼ 44.0% |
| Amounts payable within one year42/48 | €79k | €13k | €5k | €9k | €5k | ▼ 44.0% |
| Current portion of amounts payable after more than one year42 | €70k | - | - | - | - | - |
| Trade debts44 | €6k | - | - | - | - | - |
| Suppliers440/4 | €6k | - | - | - | - | - |
| Taxes, remuneration and social security45 | €528 | €10k | €1k | €5k | €5k | ▼ 1.7% |
| Taxes450/3 | €528 | €10k | €1k | €5k | €5k | ▼ 1.7% |
| Other amounts payable47/48 | €2k | €2k | €4k | €4k | - | - |
| Accrued charges and deferred income492/3 | €350 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €20k | €23k | €9k | €19k | ▲ 113% |
| + Depreciation and write-downs630 | €41k | €45k | €41k | €56k | €58k | ▲ 3.5% |
| Operating cash flow (approximation) | €57k | €65k | €64k | €65k | €77k | ▲ 18.7% |
| Investment in fixed assets (approximation) | - | €-19k | €15k | €-84k | €0 | ▲ 100% |
| Change in cash | - | €-320k | €73k | €-40k | €73k | ▲ 281% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €9k ▼60.4%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 122.18
Current ratio from 43.40 to 122.18; short-term debt falls from €13k to €5k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 6current ratio 43.40
Current ratio from 7.40 to 43.40; short-term debt falls from €79k to €13k.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 38 days late
2020
31-12
Financial
Highest result since 2018net €23k ▲1.4%
Net result €23k, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2010
Ground area
362 m²
Building footprint
93 m²
Volume, LiDAR
529 m³
Parcel 36014B0430/00N000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Monnie
since 20102.192.537.916
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36014B0430/00N000 | Flanders | 362 m² | 1 · 93 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600M3GHB6Q9JO3358
Similar companies · same sector, comparable size
IMMO KOLMEN
BE 0652.872.851
Alken · Eq €922k
Burdi-Cash
BE 0890.567.787
Antwerpen · Eq €954k
Exploitatiemaatschappij Klein Strand
BE 0895.498.654
Jabbeke · Eq €960k
PATRIDAN
BE 0442.921.992
Beerse · Eq €962k
ALL SEASONS ENERGY
BE 0844.196.443
Herselt · Eq €897k
Of 587 companies in sector 68204 we hold annual accounts for 317. 229 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-10-2010
Fiscal year end31-12
Activities, NACEBEL 2025
68204Real estate activities
Scores and ratios are computed by Checked and are not a credit decision.