Equity
€935,181 ▲ 2.1%
MONNIE has made a profit in every financial year since 2012.
MONNIE
Lifetime
14 annual accounts with figures on one time axispeak €409,926 (2015)
€79,375▲ 28.0%
peak €198,112 (2015)
€19,224▲ 113%
peak €935,181 (2025)
€935,181▲ 2.1%
€5,017▼ 44.0%
Board2 names since 2013
2 directorsWYFFELS Katrien and 1 other
Documentsfilings and deeds
12-06-202649 days before the deadline
2025micro format
Gross margin from €62,018 to €79,375Result from €9,006 to €19,224Debts from €8,951 to €5,017Cash from €92,122 to €165,174
Key points
from the 2025 annual accountsTurnover
≈ €100,000 estimated
The micro format states no turnover.
Position in the sector
99.5%
Higher solvency than 95% of companies in real estate. Sector median 28.9% · 17,190 companies.
Checked score
96
Excellent
Financially stronger than 71% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Equity €935,181 (99.5% of total assets)
Size: total assets €940,198
Liquidity: current ratio 137.57, cash €165,174
Figures for financial year 2025 (filed on 12-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 81% on liquidity, 62% on profitability and 52% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,049 companies had the same profile as MONNIE has now. Each dot stands for 16 companies, two years later.
95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
That fits the bankruptcy probability of MONNIE itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for MONNIE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €85,000 on 30-day terms is acceptable
Short-term debt is 0.5% and cash 17.6% of total assets. 0.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 days early
2024
16 days early
2023
26 days early
2022
17 days early
2021
26 days early
2020
38 days late
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0830194987
2 directors appointed, 1 resignation
Resignation: WYFFELS Katrien (director) · Appointments: HEEMERYCK Maurits (director) and WYFFELS Katrien (director) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 18-12-2023 · Gazette deed
First establishment
Meulebroekenlaan 10/12, Staden
Incorporation
published on 21-10-2010 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as MONNIE: real estate activities (NACE 68204). They are comparable in size and age: total assets between €676,000 and €1.3m, founded between 2009 and 2014.
Official details
Source: KBO- Status
- Active since 12-10-2010Normal situation
- Activity
- Real estate activitiesNACE 68204
- Establishment unit
- 2.192.537.9168840 Staden, since 19-10-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 18-11-2025
Annual accounts 2025
- €940,198▲ 1.7%
- Filing
- Filed on 12-06-2026, 49 days before the end of the filing period
Insights on MONNIE
MONNIE files the micro format. That format states no turnover. The gross margin fell from €364,093 in 2012 to €79,375 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MONNIE
- What is the company number of MONNIE?
- The company number of MONNIE is 0830.194.987. The VAT number is the same number with BE in front: BE 0830.194.987.
- Where is MONNIE based?
- The registered office is at Meulebroekenlaan 10, 8840 Staden.Company details
- What does MONNIE do?
- According to the KBO register, the main activity is real estate activities (NACE 68204).
- What is the legal form of MONNIE?
- MONNIE is a private limited company (BV).
- When was MONNIE founded?
- MONNIE was founded on 12-10-2010.
- Is MONNIE still active?
- Yes, MONNIE is an active enterprise in the KBO register.
- What is the turnover of MONNIE?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €79,375 and 45 comparable companies (NACE 682). It probably lies between €89,000 and €130,000.Financials
- Is MONNIE profitable?
- In financial year 2025, MONNIE made a profit of €19,224.
- Where can I find the annual accounts of MONNIE?
- MONNIE filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MONNIE due?
- MONNIE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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