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MONNA

Active
Private limited companyfounded 20232 yrs activeBroekstraat 29, 9500 Geraardsbergen, BelgiumKBO/BCE: BE 1003.108.276
Summary

MONNA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €343 and a net result of €252. Its solvency ranks better than 74% of 3221 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+28
Growth52
Track record82
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
on the day
2024
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 December 2023, MONNA was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, full schema

Turnover
€1,500▼ 70.0%
2024 · €5,000
EBIT margin
30.3%▲ 46.6pp
2024 · -16.3%
Net result
€252
2024 · -€908
Working capital
€343▲ 275%
2024 · €92
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Turnover€5,000-€1,500▼ 70.0%
Operating result-€815-€455
Net result-€908-€252
EBIT margin-16.3%-30.3%▲ 46.6pp
Equity€92-€343▲ 275%
Total assets€195-€431▲ 121%
Debt€104-€88▼ 15.3%
Working capital€92-€343▲ 275%
Result per fiscal year
Operating resultNet result
-€1,000-€500€0€500Operating result 2024: -€815-€815Net result 2024: -€908-€908Operating result 2025: €455€455Net result 2025: €252€25220242025-€1,000-€500€0€500Operating result 2024: -€815-€815Net result 2024: -€908-€908Operating result 2025: €455€455Net result 2025: €252€25220242025
The operating result returns to profit in 2025: €455 after a loss of €815 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €431
Equity €343 ▲ 275%
Debt €88 ▼ 15.3%
Debt's share of the balance-sheet total falls from 53.0% to 20.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€88▼
2024 · €104
Ratios withheld: a balance sheet total of €431 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€195€431▲
Current assets29/58€195€431▲
Cash at bank and in hand54/58€195€431▲
Equity and liabilities
Total equity and liabilities10/49€195€431▲
Equity10/15€92€343▲
Contributions10/11€1,000€1,000=
Capital10€1,000€1,000=
Issued capital100€1,000€1,000=
Profit (loss) carried forward14-€908-€657▲
Amounts payable17/49€104€88▼
Amounts payable within one year42/48€104€88▼
Trade debts44€99€88▼
Suppliers440/4€99€88▼
Other amounts payable47/48€5-
Income statement Code20242025
Turnover70€5,000€1,500▼
Goods, raw materials, services and sundry goods60/61€5,765€901▼
Other operating charges640/8€50€144▲
Gross operating margin9900-€765€599▲
Operating profit (loss)9901-€815€455▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€93€204▲
Recurring financial charges65€93€204▲
Profit (loss) for the period before taxes9903-€908€252▲
Profit (loss) for the period9904-€908€252▲
Profit (loss) for the period to be appropriated9905-€908€252▲
Appropriation of the result
Profit (loss) to be appropriated9906-€908-€657▲
Profit (loss) brought forward from the previous period14P--€908
Line20242025Change
Turnover70€5,000€1,500▼ 70.0%
Goods, raw materials, services and sundry goods60/61€5,765€901▼ 84.4%
Other operating charges640/8€50€144▲ 188%
Gross operating margin9900-€765€599▲ 178%
Operating profit (loss)9901-€815€455▲ 156%
Financial income75/76B-€1-
Recurring financial income75-€1-
Financial charges65/66B€93€204▲ 118%
Recurring financial charges65€93€204▲ 118%
Profit (loss) for the period before taxes9903-€908€252▲ 128%
Profit (loss) for the period9904-€908€252▲ 128%
Profit (loss) for the period to be appropriated9905-€908€252▲ 128%
Line20242025Change
Assets
Total assets20/58€195€431▲ 121%
Current assets29/58€195€431▲ 121%
Cash at bank and in hand54/58€195€431▲ 121%
Equity and liabilities
Total equity and liabilities10/49€195€431▲ 121%
Equity10/15€92€343▲ 275%
Contributions10/11€1,000€1,000=
Capital10€1,000€1,000=
Issued capital100€1,000€1,000=
Profit (loss) carried forward14-€908-€657▲ 27.7%
Amounts payable17/49€104€88▼ 15.3%
Amounts payable within one year42/48€104€88▼ 15.3%
Trade debts44€99€88▼ 11.0%
Suppliers440/4€99€88▼ 11.0%
Other amounts payable47/48€5--
Line20242025Change
Profit (loss) for the period9904-€908€252▲ 128%
Operating cash flow (approximation)-€908€252▲ 128%
Change in cash-€236-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Back to profitnet €252
Net result €252 after one loss-making year.
31-12
Financial Liquidity triplescurrent ratio 4.92
Current ratio from 1.89 to 4.92; short-term debt falls from €104 to €88.
03-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
261 m²
Building footprint
97 m²
Volume, LiDAR
511 m³
Parcel 41018B1142/00A002, Flanders · tallest building 11.6 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
MONNA
Broekstraat 29, 9500 GeraardsbergenBusiness consulting
since 20242.355.292.335
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41018B1142/00A002 Flanders 260 m² 1 · 97 m² 11.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 2,113 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73110Advertising agencies
73200Market research and public opinion polling
82100Office administrative and support services
82990Other business support services
Contact
E-mail j.alenkina@gmail.comGeraardsbergen
Phone 0494/116607Geraardsbergen
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003108276
Also 9925:BE1003108276
Registered 30-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.