MONMEND
ActiveSummary
The computed 12-month bankruptcy probability of MONMEND is 5.3% (elevated). The 2025 annual accounts show negative equity (-€25,702) and a net result of -€10,692. Equity is shrinking by about 47% per year across the filed financial years. Its solvency ranks better than 13% of 16,853 sector peers (NACE 56, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- ≈ 3.6 FTE, estimated
- Equity
- -€25,702
- Loss
- -€10,692
Why 35raises riskSector: Food and beverage service activities (NACE 56)Negative equity -€25,702Founded in 2023Last filed accounts filed 40 days late; 2 of the last 3 lateShow the evidence
Checked score
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 9% on solvency, 22% on liquidity, 20% on profitability and 11% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 12 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Resignation: Montalbano Philippe (director)Share transfer
Financials · financial year 2025, micro format
2025 annual accounts filed late (40 days) Filed on 9 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00510438.
2023 to 2025, 3 financial years
The operating result stays negative: a loss of €6,777 in 2025 against €1,129 in 2024; the loss grows.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 84.8% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 5.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €104,686 | €128,538 | ▲ 22.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,911 | €8,655 | €9,713 | ▲ 12.2% |
| Other operating charges640/8 | - | - | €3,708 | - |
| Gross operating margin9900 | -€10,561 | €112,211 | €135,182 | ▲ 20.5% |
| Operating profit (loss)9901 | -€12,472 | -€1,129 | -€6,777 | ▼ 500% |
| Financial income75/76B | - | €473 | €191 | ▼ 59.6% |
| Recurring financial income75 | - | €473 | €191 | ▼ 59.6% |
| Financial charges65/66B | €277 | €2,854 | €4,106 | ▲ 43.9% |
| Recurring financial charges65 | €277 | €2,854 | €4,106 | ▲ 43.9% |
| Profit (loss) for the period before taxes9903 | -€12,750 | -€3,511 | -€10,692 | ▼ 205% |
| Profit (loss) for the period9904 | -€12,750 | -€3,511 | -€10,692 | ▼ 205% |
| Profit (loss) for the period to be appropriated9905 | -€12,750 | -€3,511 | -€10,692 | ▼ 205% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €31,364 | €48,716 | €44,672 | ▼ 8.3% |
| Fixed assets21/28 | €27,473 | €27,344 | €22,381 | ▼ 18.2% |
| Tangible fixed assets22/27 | €25,948 | €25,830 | €20,867 | ▼ 19.2% |
| Land and buildings22 | €1,882 | €2,784 | €2,115 | ▼ 24.0% |
| Plant, machinery and equipment23 | €24,065 | €21,801 | €14,981 | ▼ 31.3% |
| Furniture and vehicles24 | - | €1,244 | €3,771 | ▲ 203% |
| Financial fixed assets28 | €1,525 | €1,514 | €1,514 | = |
| Current assets29/58 | €3,891 | €21,373 | €22,292 | ▲ 4.3% |
| Amounts receivable within one year40/41 | €3,477 | €12,705 | €11,999 | ▼ 5.6% |
| Trade receivables40 | €555 | €12,505 | €11,879 | ▼ 5.0% |
| Other amounts receivable41 | €2,922 | €200 | €120 | ▼ 40.0% |
| Cash at bank and in hand54/58 | €414 | €8,093 | €9,489 | ▲ 17.3% |
| Deferred charges and accrued income490/1 | - | €575 | €804 | ▲ 39.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €31,364 | €48,716 | €44,672 | ▼ 8.3% |
| Equity10/15 | -€11,500 | -€15,010 | -€25,702 | ▼ 71.2% |
| Contributions10/11 | €1,250 | €1,250 | €1,250 | = |
| Profit (loss) carried forward14 | -€12,750 | -€16,260 | -€26,952 | ▼ 65.8% |
| Amounts payable17/49 | €42,864 | €63,727 | €70,374 | ▲ 10.4% |
| Amounts payable after more than one year17 | €25,607 | €20,987 | €20,987 | = |
| Financial debts170/4 | €25,607 | €20,987 | €20,987 | = |
| Amounts payable within one year42/48 | €17,257 | €42,739 | €49,387 | ▲ 15.6% |
| Current portion of amounts payable after more than one year42 | €4,393 | €4,620 | - | - |
| Trade debts44 | €2,106 | €22,166 | €20,054 | ▼ 9.5% |
| Suppliers440/4 | €2,106 | €22,166 | €20,054 | ▼ 9.5% |
| Taxes, remuneration and social security45 | - | €13,976 | €26,014 | ▲ 86.1% |
| Taxes450/3 | - | €5,383 | €7,267 | ▲ 35.0% |
| Remuneration and social security454/9 | - | €8,593 | €18,747 | ▲ 118% |
| Other amounts payable47/48 | €10,758 | €1,978 | €3,319 | ▲ 67.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,750 | -€3,511 | -€10,692 | ▼ 205% |
| + Depreciation and write-downs630 | €1,911 | €8,655 | €9,713 | ▲ 12.2% |
| Operating cash flow (approximation) | -€10,839 | €5,144 | -€979 | - |
| Investment in fixed assets (approximation) | - | -€8,526 | -€4,750 | ▲ 44.3% |
| Change in cash | - | €7,679 | €1,396 | ▼ 81.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 09-09-2026 | 2026-00510438 |
| 31-12-2024 | micro format | 19-09-2025 | 2025-00499262 |
| 31-12-2023 | micro format | 07-06-2024 | 2024-00122107 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| MENDOLIA CALELLA Jérôme Léon Alain José |
|
| VROONEN Véronique Catherine Suzanne |
|
| Montalbano Philippe |
|
| Mendolia Calella Quentin |
|
| Vroonen Véronique |
|
Owners and capital
Capital and shareholders
- from Montalbano Philippe
- MENDOLIA CALELLA Jérôme Léon Alain José 75 shares (75%) · €1,875
- VROONEN Véronique Catherine Suzanne 25 shares (25%) · €625
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 10-07-2023 Incorporation · €2,500 · 100 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
MONMEND was incorporated on 6 July 2023 as a private limited company by two natural persons, with a starting capital of €2,500.12 The registered office was moved to Zaventem in 2024.3 The board currently has 2 members; 2 of them have served since 2023.2 Total assets rose from €31,364 in 2023 to €44,672 in 2025.4
Acts, filings and financial milestones
08-10
Gazette deed
Resignation: Montalbano Philippe (director)Share transfer3 facts ▸
- General meeting, 25-06-2024
- Director resignation, Montalbano Philippe (director)
- Share transfer, Montalbano Philippe
18-03
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 13-02-2024
- Registered-office move, Leuvensesteenweg 246 boîte 1 à 1932 Zaventem
21-02
Gazette deed
Resignations: Vroonen Véronique (director) and Mendolia Calella Quentin (director)Appointment: Montalbano Philippe (director)4 facts ▸
- General meeting, 23-01-2024
- Director resignation, Vroonen Véronique (director)
- Director resignation, Mendolia Calella Quentin (director)
- Director appointment, Montalbano Philippe (director)
02-08
Gazette deed
Appointment: MENDOLIA CALELLA Quentin (administrateur non statutaire supplémentaire)2 facts ▸
- General meeting, 13-07-2023
- Director appointment, MENDOLIA CALELLA Quentin (administrateur non statutaire supplémentaire)
10-07
Gazette deed
IncorporationAppointments: MENDOLIA CALELLA Jérôme Léon Alain José (director) and VROONEN Véronique Catherine Suzanne (director) · Registered office clause · Board rule14 facts ▸
- Registered office clause, “4990 Lierneux, Rue de la Gare 20” (deed in French)
- Board rule, 2
- Director appointment, MENDOLIA CALELLA Jérôme Léon Alain José (director (not named in the articles))
- Director appointment, VROONEN Véronique Catherine Suzanne (director (not named in the articles))
- Pre-incorporation commitments, “takeover, engagements obligations activités au nom et pour compte société en formation” (deed in French)
- Other provision, “extrait analytique conforme, publication au Moniteur Belge” (deed in French)
- Incorporation, “MONMEND” (deed in French)
- Founder, MENDOLIA CALELLA Jérôme Léon Alain José
- Founder, VROONEN Véronique Catherine Suzanne
- Other provision, “cohabitation légale, divorcée et cohabitant légal” (deed in French)
- Declaration, “capacité et identité des comparants, capable et compétente” (deed in French)
- Other provision, 27-06-2023
- +2 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEnvironmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 63045E0131/00C002 | Wallonia | 2,056 m² | 1 · 169 m² | 12.2 m · 1 |
| 23078A0472/00L000 | Flanders | 461 m² | 1 · 192 m² | 10.8 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L’activité de restauration alimentaire ou toutes activités liées au domaine de l’HORECA au sens large comprenant notamment : l’activité de…” (deed in French)
Text of the purpose (deed in French)
“L’activité de restauration alimentaire ou toutes activités liées au domaine de l’HORECA au sens large comprenant notamment : l’activité de restaurant, de traiteur, de plats à emporter, de livraison à domicile, de buvettes, de restauration rapide, de snacks, l’organisation de soirées, de banquets, d’anniversaires, de séminaires, de réunions de groupes, tant dans le restaurant proprement dit qu’en extérieur”
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- MONMEND
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, 4990 Lierneux,Rue de la Gare 20” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Nombre,durée mandat et pluralité pouvoirs, avec ou sans limitation” (deed in French)“Représentation voyages déplacements, fixe ou proportionnelle” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Répartition des bénéfices et produits de liquidation, 100” (deed in French)1 more provision on this in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs au prorata si plusieurs, entre vifs onéreux ou gratuit,volontaires ou forcées dont exclusion et…” (deed in French)
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Modifications aux statuts, assemblée générale” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Faculté assemblée désigner liquidateurs fixer pouvoirs émoluments, si aucun autre liquidateur désigné” (deed in French)