Debts
€72,213 79% of the balance sheet
Financial debts 44%Suppliers 8%Taxes and wages 16%Other 32%
Of this, €40,036 falls due within a year.
Monkkey
Overview
Lifetime
5 annual accounts with figures on one time axispeak €42,117 (2025)
€42,117▲ 126%
lowest -€8,078 (2022)
€20,753▲ 64.6%
peak €18,962 (2025)
€18,962▲ €20,753
€72,213▲ 92.5%
Board2 names since 2021
2 directorsBRAECKMAN Arne and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €18,655 to €42,117Result from €12,604 to €20,753Equity from -€1,790 to €18,962Debts from €37,519 to €72,213Investments €54,701Cash from €3,422 to €1,920
Key points
from the 2025 annual accountsInvestments
€54,993 4.4 × depreciation
Green is investment, beige is depreciation.
Filings
5 annual accounts 3 late
The 2022 accounts came latest: 31 days after the end of the period.
Checked score
85
Excellent
Financially stronger than 51% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.8%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -0.5 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.4%▲ +0.1 percentage points vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.2 percentage points vs 07-2026
09-2026: 0.3%▼ -0.3 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.80, cash €1,920
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €91,176
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 24% of them on solvency, 14% on liquidity, 66% on profitability and 99% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as Monkkey has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Monkkey itself is lower: 0.3% within 12 months. It rests on far more data about Monkkey than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for Monkkey. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.8 (0.5 in 2024), below 1. Short-term debt is 43.9% and cash 2.1% of total assets. 79.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 39364 sector peers (2025).
NBB · sector comparisonPosition among 39364 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
31 days late
2024
15 days early
2023
17 days early
2022
31 days late
2021
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 11 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 5 accounts filed within 41 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- BRAECKMAN Arne 40 sharesdeed of 11-03-2021
- DELENS Laetitia Rita Christian 60 sharesdeed of 11-03-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0764831736
Incorporation
Founding capital of €1,000, 100 shares · Founders: BRAECKMAN Arne and DELENS Laetitia Rita Christian · Appointments: DELENS Laetitia Rita Christian (director) and BRAECKMAN Arne (director) · published on 11-03-2021 · Gazette deed
First establishment
Molenstraat 26, Oosterzele
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as Monkkey: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €81,300 and €102,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 09-03-2021Normal situation
- Activity
- Business and other management consultancyNACE 70200and 6 others
- Establishment unit
- 2.320.740.5399860 Oosterzele, since 09-03-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 21-11-2025
Annual accounts 2025
- €42,117▲ 126%
- ≈ €120,000estimated
- €20,753▲ 64.6%
- €18,962
- €91,176▲ 155%
- Filing
- Filed on 31-08-2026
Insights on Monkkey
Monkkey files the micro format. That format states no turnover. The gross margin rose from -€100 in 2021 to €42,117 in 2025.
The balance sheet grew most from 2024 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€42,117
▲ 126%
€28,625
▲ 108%
€20,753
▲ 64.6%
-€8,101
▲ €10,481
20.8%
▲ 25.8 percentage points
0.80
▲ 0.30
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €73,000 and €170,000.
Balance sheet
balance sheet total €91,176 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
20.8%
Higher than 24% of 39,364 companies in 2025.
0.80
Higher than 18% of 38,048 companies in 2025.
22.8%
Higher than 62% of 38,520 companies in 2025.
Monkkey
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
91,176 | 35,729 | 14,142 | 20,629 | 25,700 | |
21/28 |
59,241 | 17,042 | 12,287 | 15,429 | 14,203 | |
22/27 |
59,241 | 17,042 | 12,287 | 15,429 | 14,203 | |
23 |
4,182 | 5,856 | 1,214 | 1,759 | 2,303 | |
24 |
5,540 | 3,627 | 2,311 | 3,705 | 730 | |
25 |
43,164 | - | - | - | - | |
26 |
6,355 | 7,558 | 8,762 | 9,966 | 11,170 | |
29/58 |
31,935 | 18,687 | 1,854 | 5,200 | 11,497 | |
40/41 |
28,758 | 14,870 | 1,386 | 333 | 6,050 | |
40 |
25,156 | 14,870 | 1,088 | 333 | 6,050 | |
41 |
3,602 | - | 298 | - | - | |
54/58 |
1,920 | 3,422 | - | 4,491 | 5,447 | |
490/1 |
1,257 | 394 | 468 | 376 | - | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
91,176 | 35,729 | 14,142 | 20,629 | 25,700 | |
10/15 |
18,962 | -1,790 | -14,394 | -8,861 | -783 | |
10/11 |
1,000 | 1,000 | 1,000 | 1,000 | 1,000 | |
13 |
17,962 | - | - | - | - | |
133 |
17,962 | - | - | - | - | |
14 |
- | -2,790 | -15,394 | -9,861 | -1,783 | |
17/49 |
72,213 | 37,519 | 28,536 | 29,490 | 26,483 | |
17 |
31,737 | - | - | - | - | |
170/4 |
31,737 | - | - | - | - | |
42/48 |
40,036 | 37,269 | 28,536 | 29,490 | 26,483 | |
42 |
9,012 | - | - | - | - | |
43 |
- | - | 125 | - | - | |
430/8 |
- | - | 125 | - | - | |
44 |
6,028 | 3,109 | 588 | 482 | 962 | |
440/4 |
6,028 | 3,109 | 588 | 482 | 962 | |
45 |
11,545 | 9,032 | - | 343 | 2,195 | |
450/3 |
11,545 | 7,882 | - | 343 | 2,195 | |
454/9 |
- | 1,150 | - | - | - | |
47/48 |
13,452 | 25,128 | 27,823 | 28,665 | 23,326 | |
492/3 |
440 | 250 | - | - | - | |
| Income statement | ||||||
9900 |
42,117 | 18,655 | -1,617 | -3,302 | -100 | |
630 |
12,502 | 3,768 | 3,142 | 2,516 | 1,288 | |
640/8 |
698 | 1,148 | 637 | 403 | 348 | |
66A |
292 | - | - | - | - | |
9901 |
28,625 | 13,739 | -5,395 | -6,220 | -1,736 | |
75/76B |
1 | - | 46 | 0 | 53 | |
75 |
1 | - | 46 | 0 | 53 | |
65/66B |
3,975 | 1,067 | 184 | 1,858 | 100 | |
65 |
3,975 | 1,067 | 184 | 1,858 | 100 | |
9903 |
24,650 | 12,672 | -5,533 | -8,078 | -1,783 | |
67/77 |
3,898 | 68 | - | - | - | |
9904 |
20,753 | 12,604 | -5,533 | -8,078 | -1,783 | |
9905 |
20,753 | 12,604 | -5,533 | -8,078 | -1,783 | |
| Appropriation of the result | ||||||
9906 |
17,962 | -2,790 | -15,394 | -9,861 | -1,783 | |
14P |
-2,790 | -15,394 | -9,861 | -1,783 | - | |
691/2 |
17,962 | - | - | - | - | |
6921 |
17,962 | - | - | - | - | |
| Document | ||||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00481423.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00481423 | |
| 31-12-2024 | micro format | 16-07-2025 | 2025-00278366 | |
| 31-12-2023 | micro format | 14-07-2024 | 2024-00243616 | |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00420879 | |
| 31-12-2021 | micro format | 26-08-2022 | 2022-20321646 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 41,127 | 17,507 | -2,253 | -3,705 | -447 | ||
| 33,255 | 16,372 | -2,391 | -5,562 | -495 | ||
| 54,993 | 8,522 | 0 | 3,741 | 15,492 | ||
| -1,502 | - | - | -955 | - | ||
| -8,101 | -18,582 | -26,682 | -24,290 | -14,987 | ||
| 20.8% | -5.0% | -101.8% | -43.0% | -3.0% | ||
| 0.80 | 0.50 | 0.06 | 0.18 | 0.43 | ||
| 3.81 | - | - | - | - | ||
| 109.4% | - | - | - | - | ||
| 22.8% | 35.3% | -39.1% | -39.2% | -6.9% | ||
| 10.35 | 16.41 | -12.21 | -1.99 | -4.46 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €54,993 | €8,522 | - | €3,741 | €15,492 |
| €12,502 | €3,768 | €3,142 | €2,516 | €1,288 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on Monkkey
The operating result for 2025 is 108% higher than in 2024 and the highest since 2021. It is the third rise in a row, after the fall in 2022.
Debt's share of the balance-sheet total is 79.2%.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
since 04-03-2021
term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
Director (not named in the articles)
since 04-03-2021
term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each manager alonedeed of 11-03-2021
Mandates through the years
2 names, the dashed line is todayBRAECKMAN Arne
Director (not named in the articles)
Director (not named in the articles)
DELENS Laetitia Rita Christian
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- BRAECKMAN Arne
- Director (not named in the articles), from 04-03-2021 to date
- DELENS Laetitia Rita Christian
- Director (not named in the articles), from 04-03-2021 to date
Control
Founders
This company
Monkkey
Equity €18,962
Profit €20,753 in 2025
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €190 in 2025
- Source
- deed of 11-03-2021
Articles of association
deed of 11-03-2021 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 16:00
Shareholders
At incorporation
deed of 11-03-2021 ↗
- BRAECKMAN Arne 40 shares (40%) · €400
- DELENS Laetitia Rita Christian 60 shares (60%) · €600
Network & group
No group
Monkkey has no parent and no holdings in its annual accounts. Monkkey shares no director with another company.
Timeline
Timeline
11 events since 2021Filings
Financial
Establishments
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Highest result from 2021 to 2025 net €20,753 ▲64.6% The operating result of €28,625 and the net result of €20,753 are both a record.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0764831736
Annual accounts 2024 filed PDFmicro format · 15 days before the deadline
2024
Back to profit net €12,604 The net result is €12,604, after 3 loss-making years.
Annual accounts 2023 filed PDFmicro format · 17 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 31 days late
2022
Weakest financial year net -€8,078 The net result drops to -€8,078, the lowest from 2021 to 2025. It recovers the following year.
Annual accounts 2021 filed PDFmicro format · 26 days late
2021
IncorporationFounding capital of €1,000, 100 shares · Founders: BRAECKMAN Arne and DELENS Laetitia Rita Christian · Appointments: DELENS Laetitia Rita Christian (director) and BRAECKMAN Arne (director) · published on 11-03-20216 points ▸
- Founder, BRAECKMAN Arne
- Founder, DELENS Laetitia Rita Christian
- Founding capital, €1,000, 100 shares
- Board rule, 2
- Director appointment, DELENS Laetitia Rita Christian (director (not named in the articles))
- Director appointment, BRAECKMAN Arne (director (not named in the articles))
- The deed holds 1 more point.
First establishment Molenstraat 26, Oosterzele
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0764.831.736
- VAT number
- BE 0764.831.736
- Peppol ID
- 0208:0764831736
- Other Peppol ID
- 9925:BE0764831736
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 09-03-2021
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 16:00deed of 11-03-2021 (in Dutch)
- Peppol
- Reachable since 21-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Monkkey in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 11-03-2021 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Oosterzele (Balegem), Molenstraat 26”deed of 11-03-2021 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
73110
Advertising agencies
96999
Other personal services
Codes under NACEBEL 2008
70220
Business consulting main activity
70210
Activities of head offices; management consultancy activities
73110
Advertising, market research and public relations activities
73200
Advertising, market research and public relations activities
78100
Employment placement agencies
82990
Other business support services
96099
Personal service activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het uitbaten van een Elearning platform; Het organiseren van evenementen en retraites in allerlei vormen; Het geven van voordrachten; Het…”deed of 11-03-2021 (in Dutch)
14 activities
- Het uitbaten van een Elearning platform ;
- Het organiseren van evenementen en retraites in allerlei vormen ;
- Het geven van voordrachten ;
- Het geven van coaching : meer bepaald mindfulness coaching,yoga lessen,braintraining,ademhalinginstructeur,meditaties en dergelijke
- Het uitbaten van een webshop
- Computerprogrammering,consultancy en aanverwante activiteiten;
- Dienstverlenende activiteiten op het gebied van informatie,zoals het ontwikkelen en uitbaten van webportalen,en dergelijke
- Grafisch design
- Detailhandel in ICT apparatuur
- Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,enz.
- Het waarnemen van alle bestuursopdrachten evenals mandaten
- Het ter beschikking stellen op gelijk welke wijze van roerende goederen
- Het ter beschikking stellen tegen vergoeding van gebouwen,lokalen,goederen,materieel,rollend materieel,meubelen,producten,informatica en communicatiemedia
- Het bouwen,laten bouwen,kopen en verkopen van onroerende beleggingen en investeringen,zowel in binnenland als in het buitenland,evenals het realiseren van allerhande onroerend goed projecten in eigen naam of in naam en voor rekening van derden
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Molenstraat 26 registered office 9860 Oosterzele | 09-03-2021 | 2.320.740.539 |
Buildings and parcels at the address
- Ground area
- 946 m²
- Buildings
- 218 m²
- Volume, LiDAR
- 896 m³
- Tallest building
- 5.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44007B0408/00C000 | 946 m² | 1 · 218 m² | 5.5 m · 1 |