Monkie.be
ActiveSummary
Monkie.be has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €-17k. Equity is shrinking by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 64% of 92 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency75▼-7
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 4.3 in 2024; short-term debt: 18% and cash: 24.6% of total assets), and 49.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Sector 61
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.1%
Return on assets
-27.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-17k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
6 d early
2023
35 d early
2022
7 d early
2021
38 d early
2020
30 d late
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€31k▼ 35.2%
2024 · €47k
2018: €97k
2019: €84k
2020: €79k
2021: €67k
2022: €56k
2023: €65k
2024: €47k
2018 → 2025
Total assets
€61k▼ 25.6%
2024 · €83k
2018: €103k
2019: €91k
2020: €91k
2021: €72k
2022: €57k
2023: €69k
2024: €83k
2018 → 2025
Net result
€-17k▲ 4.5%
2024 · €-18k
2018: €-956
2019: €-13k
2020: €-5k
2021: €-12k
2022: €-11k
2023: €9k
2024: €-18k
2018 → 2025
Working capital
€16k▼ 47.8%
2024 · €30k
2018: €96k
2019: €63k
2020: €64k
2021: €59k
2022: €52k
2023: €64k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€56k▼ 16.3%€65k▲ 16.1%€47k▼ 26.9%€31k▼ 35.2%
Operating result€-13k-€-11k▲ 16.0%€9k€-17k€-15k▲ 9.9%
Net result€-12k-€-11k▲ 10.2%€9k€-18k€-17k▲ 4.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €17k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€35k ▼ 20.4%
Current assets
€27k ▼ 31.5%
Equity and liabilities €61k
Equity
€31k ▼ 35.2%
Debt
€31k ▼ 12.7%
Debt's share of the balance-sheet total rises from 42.5% to 49.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▲
2024 · €-15k
Cash flow
€-8k▲
2024 · €-16k
Current ratio
2.41▼
2024 · 4.30
Quick ratio
2.28▼
2024 · 4.12
Debt to equity
1.00▲
2024 · 0.74
ROE
-54.4%▼
2024 · -36.9%
ROA
-27.2%▼
2024 · -21.2%
Interest coverage
-4.11▲
2024 · -23.90
Debt ≤ 1 year
€11k▲
2024 · €9k
Debt > 1 year
€20k▼
2024 · €26k
Income taxes
€149▲
2024 · €145
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€83k€61k▼
Fixed assets21/28€44k€35k▼
Tangible fixed assets22/27€44k€35k▼
Furniture and vehicles24€43k€34k▼
Other tangible fixed assets26€744€744=
Current assets29/58€39k€27k▼
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€8k€9k▲
Trade receivables40€2k€6k▲
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€28k€15k▼
Deferred charges and accrued income490/1€800€817▲
Equity and liabilities
Total equity and liabilities10/49€83k€61k▼
Equity10/15€47k€31k▼
Contributions10/11€14k€14k=
Reserves13€143k€143k=
Distributable reserves133€143k€143k=
Profit (loss) carried forward14€-110k€-126k▼
Amounts payable17/49€35k€31k▼
Amounts payable after more than one year17€26k€20k▼
Financial debts170/4€26k€20k▼
Amounts payable within one year42/48€9k€11k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€145€4k▲
Taxes450/3€145€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€9k▲
Other operating charges640/8€1k€520▼
Gross operating margin9900€-14k€-6k▲
Operating profit (loss)9901€-17k€-15k▲
Financial charges65/66B€632€1k▲
Recurring financial charges65€632€1k▲
Profit (loss) for the period before taxes9903€-17k€-17k▲
Income taxes67/77€145€149▲
Profit (loss) for the period9904€-18k€-17k▲
Profit (loss) for the period to be appropriated9905€-18k€-17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-110k€-126k▼
Profit (loss) brought forward from the previous period14P€-92k€-110k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-18k ▼295%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after 5 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity times 5current ratio 67.53
Current ratio from 13.67 to 67.53; short-term debt falls from €5k to €776.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity doublescurrent ratio 13.67
Current ratio from 6.39 to 13.67; short-term debt falls from €12k to €5k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 60 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 56 days late
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 212 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aalmoezenierstraat 662000 AntwerpenGround area
1,058 m²
Building footprint
632 m²
Volume, LiDAR
6,838 m³
Parcel 11804D2298/00F000, Flanders · tallest building 15.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Monkie.be
since 20082.173.210.764
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D2298/00F000 | Flanders | 1,058 m² | 1 · 632 m² | 15.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A.H COMPANY
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SOULY HRD
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ARSEN K
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SMARTECH
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Of 1,376 companies in sector 61100 we hold annual accounts for 586. 363 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-1994
Fiscal year end31-12
Activities, NACEBEL 2025
61100Wired, wireless and satellite telecommunications
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.