Summary
MONIZZE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €14.8m and a net result of €7.5m. Equity is growing by ~44.4% per year across the filed fiscal years. Its solvency ranks better than 51% of 776 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Other activities auxiliary to financial services, excluding insurance and pension funding
NACE 66199
#8 company by staff growth in the Brussels-Capital Region, Auxiliary financial services sector1 site
How big
€19.6mturnover 2024
- Staff
- 70.1 FTE
- Equity
- €14.8m
- Profit
- €7.5m
Financially healthy?
Financial institution: outside the modelProbability: sector outside the model
Who decides
- Holdings
- 1
Accounts 62 d overdue0 of 15 deeds read
SignalsFiled after the deadlineShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
13 d late
2023
59 d late
2022
3 d early
2021
9 d early
2020
31 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · full…
- Annual accounts filedfiscal year 2023 · full…
- Highest result since 2018net €9.2m ▲25.1%
Financials
Fiscal year 2024Turnover €19.6mProfit €7.5mSolvency 38.1%Liquidity 1.52
Turnover
€19.6m▲ 10.0%
2019 - 2024
Net result
€7.5m▼ 18.5%
2018 - 2024
Equity
€14.8m▲ 43.7%
2018 - 2024
Staff (FTE)
70.1▲ 10.6%
2018 - 2024
Financials · fiscal year 2024, full schema
In the rankings
#8 company by staff growth in the Brussels-Capital Region, Auxiliary financial services sector#10 employer in the Brussels-Capital Region, Auxiliary financial services sector
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€10.6m▲ 24.6%€13.1m▲ 23.2%€15.1m▲ 15.2%€17.8m▲ 18.2%€19.6m▲ 10.0%
Operating result€1.7m▲ 22.6%€2.9m▲ 71.0%€8.1m▲ 177%€10.0m▲ 24.1%€8.3m▼ 17.4%
Net result€1.4mabove the sector's middle half▲ 23.9%€2.6mabove the sector's middle half▲ 77.6%€7.3mabove the sector's middle half▲ 187%€9.2mabove the sector's middle half▲ 25.1%€7.5mabove the sector's middle half▼ 18.5%
Equity€4.2mabove the sector's middle half▲ 52.6%€3.2mabove the sector's middle half▼ 22.6%€7.1mabove the sector's middle half▲ 119%€10.3mabove the sector's middle half▲ 45.0%€14.8mabove the sector's middle half▲ 43.7%
Total assets€10.8mabove the sector's middle half▲ 9.8%€29.8mabove the sector's middle half▲ 176%€29.7mabove the sector's middle half▼ 0.4%€40.2mabove the sector's middle half▲ 35.5%€38.7mabove the sector's middle half▼ 3.7%
Debt€6.6m▼ 6.7%€26.5m▲ 302%€22.6m▼ 14.9%€29.9m▲ 32.5%€23.9m▼ 20.0%
Working capital€2.9mabove the sector's middle half▲ 49.8%€4.1mabove the sector's middle half▲ 43.0%€4.7mabove the sector's middle half▲ 14.8%€7.6mabove the sector's middle half▲ 61.0%€11.2mabove the sector's middle half▲ 48.2%
Solvency38.8%within the sector's middle half▲ 10.9pp10.9%below the sector's middle half▼ 27.9pp23.9%within the sector's middle half▲ 13.0pp25.5%within the sector's middle half▲ 1.7pp38.1%within the sector's middle half▲ 12.6pp
Current ratio1.51within the sector's middle half▲ 0.201.18within the sector's middle half▼ 0.331.22within the sector's middle half▲ 0.041.27within the sector's middle half▲ 0.051.52within the sector's middle half▲ 0.25
Return on assets (ROA)13.4%within the sector's middle half▲ 1.5pp8.6%within the sector's middle half▼ 4.8pp24.8%above the sector's middle half▲ 16.2pp22.9%above the sector's middle half▼ 1.9pp19.4%within the sector's middle half▼ 3.5pp
Staff (FTE)48.1above the sector's middle half▲ 13.7%49.7above the sector's middle half▲ 3.3%58.1above the sector's middle half▲ 16.9%63.4above the sector's middle half▲ 9.1%70.1above the sector's middle half▲ 10.6%
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 17% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €38.7m
Fixed assets
€5.9m ▲ 30.0%
Current assets
€32.8m ▼ 8.0%
Equity and liabilities €38.7m
Equity
€14.8m ▲ 43.7%
Debt
€23.9m ▼ 20.0%
Debt's share of the balance-sheet total falls from 74.5% to 61.9%. Equity is higher and debt is lower.
Key figures and ratios
Key figures and ratios
ROE
50.8%▼
2023 · 89.5%
Debt ≤ 1 year
€21.6m▼
2023 · €28.1m
Debt > 1 year
€484,760▲
2023 · €482,110
Income taxes
€791,074▼
2023 · €958,463
Staff costs
€5.9m▲
2023 · €5.1m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €15.7m | €22.7m | €27.3m | €29.0m | ▲ 6.2% |
| Turnover70 | €10.6m | €13.1m | €15.1m | €17.8m | €19.6m | ▲ 10.0% |
| Own construction capitalised72 | - | €0.7m | €0.9m | €0.6m | €0.8m | ▲ 41.2% |
| Other operating income74 | - | €1.9m | €6.8m | €8.9m | €8.6m | ▼ 3.3% |
| Non-recurring operating income76A | - | - | - | €0.01m | €0 | ▼ 100% |
| Operating charges60/66A | - | €12.8m | €14.7m | €17.3m | €20.7m | ▲ 20.0% |
| Goods for resale, raw materials and consumables60 | - | €1.8m | €1.4m | €1.2m | €1.5m | ▲ 21.9% |
| Purchases600/8 | - | €1.8m | €1.4m | €1.2m | €1.5m | ▲ 21.9% |
| Services and other goods61 | - | €6.2m | €7.4m | €9.3m | €11.1m | ▲ 18.8% |
| Remuneration, social security and pensions62 | - | €3.9m | €4.5m | €5.1m | €5.9m | ▲ 15.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.6m | €0.9m | €1.2m | €1.5m | €2.0m | ▲ 32.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | -€0.002m | - | - | - | - |
| Other operating charges640/8 | - | €0.05m | €0.1m | €0.08m | €0.2m | ▲ 198% |
| Non-recurring operating charges66A | - | €1 | €0.03m | €426 | €115 | ▼ 73.0% |
| Operating profit (loss)9901 | €1.7m | €2.9m | €8.1m | €10.0m | €8.3m | ▼ 17.4% |
| Financial income75/76B | - | €0.007m | €0.05m | €0.2m | €0.3m | ▲ 88.5% |
| Recurring financial income75 | €0.003m | €0.007m | €0.05m | €0.2m | €0.3m | ▲ 86.0% |
| Income from financial fixed assets750 | - | €0.007m | €0.05m | €0.2m | €0.3m | ▲ 107% |
| Income from current assets751 | - | - | - | €0.02m | €0 | ▼ 100% |
| Other financial income752/9 | - | €9 | €78 | €0.001m | €92 | ▼ 87.4% |
| Non-recurring financial income76B | - | - | - | - | €0.005m | - |
| Financial charges65/66B | - | €0.03m | €0.04m | €0.06m | €0.3m | ▲ 492% |
| Recurring financial charges65 | €0.04m | €0.03m | €0.04m | €0.06m | €0.07m | ▲ 28.0% |
| Debt charges650 | €0.03m | €0.01m | €0.01m | €0.03m | €0.03m | ▲ 31.3% |
| Other financial charges652/9 | - | €0.02m | €0.02m | €0.03m | €0.04m | ▲ 25.2% |
| Non-recurring financial charges66B | - | - | - | - | €0.3m | - |
| Profit (loss) for the period before taxes9903 | €1.7m | €2.9m | €8.1m | €10.1m | €8.3m | ▼ 18.4% |
| Income taxes67/77 | €0.2m | €0.3m | €0.7m | €1.0m | €0.8m | ▼ 17.5% |
| Taxes670/3 | - | €0.4m | €0.7m | €1.0m | €0.8m | ▼ 17.5% |
| Tax adjustments and reversals of tax provisions77 | - | €0.02m | - | - | - | - |
| Profit (loss) for the period9904 | €1.4m | €2.6m | €7.3m | €9.2m | €7.5m | ▼ 18.5% |
| Transfer from tax-exempt reserves789 | - | - | - | €1.3m | - | - |
| Transfer to tax-exempt reserves689 | - | €1.3m | - | €1.0m | €1.0m | = |
| Profit (loss) for the period to be appropriated9905 | €1.4m | €1.3m | €7.3m | €9.5m | €6.5m | ▼ 31.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €10.8m | €29.8m | €29.7m | €40.2m | €38.7m | ▼ 3.7% |
| Fixed assets21/28 | €2.3m | €3.2m | €4.0m | €4.6m | €5.9m | ▲ 30.0% |
| Intangible fixed assets21 | €1.5m | €2.2m | €3.3m | €3.9m | €4.5m | ▲ 15.6% |
| Tangible fixed assets22/27 | €0.2m | €0.2m | €0.1m | €0.09m | €0.8m | ▲ 872% |
| Furniture and vehicles24 | - | €0.1m | €0.1m | €0.07m | €0.2m | ▲ 159% |
| Other tangible fixed assets26 | - | €0.05m | €0.03m | €0.02m | €0.7m | ▲ 4,237% |
| Financial fixed assets28 | €0.6m | €0.8m | €0.6m | €0.6m | €0.6m | ▲ 1.6% |
| Affiliated companies280/1 | - | €0.6m | €0.6m | €0.6m | €0.6m | ▲ 0.8% |
| Participating interests280 | - | €0.6m | €0.6m | €0.6m | €0.6m | ▲ 0.8% |
| Companies linked by participating interests282/3 | - | €0.3m | - | - | - | - |
| Amounts receivable283 | - | €0.3m | - | - | - | - |
| Other financial fixed assets284/8 | - | €0.004m | €0.004m | €0.003m | €0.008m | ▲ 165% |
| Shares284 | - | €1 | €1 | €1 | €1 | = |
| Amounts receivable and cash guarantees285/8 | - | €0.004m | €0.004m | €0.003m | €0.008m | ▲ 165% |
| Current assets29/58 | €8.5m | €26.6m | €25.7m | €35.6m | €32.8m | ▼ 8.0% |
| Amounts receivable within one year40/41 | €7.0m | €13.8m | €13.2m | €15.9m | €14.8m | ▼ 7.0% |
| Trade receivables40 | - | €12.9m | €12.3m | €15.5m | €13.3m | ▼ 14.7% |
| Other amounts receivable41 | - | €0.8m | €1.0m | €0.3m | €1.5m | ▲ 348% |
| Current investments50/53 | €0.7m | €6.6m | €6.6m | €9.5m | €9.6m | ▲ 1.5% |
| Other investments51/53 | - | €6.6m | €6.6m | €9.5m | €9.6m | ▲ 1.5% |
| Cash at bank and in hand54/58 | €0.7m | €5.3m | €4.6m | €7.4m | €6.0m | ▼ 19.2% |
| Deferred charges and accrued income490/1 | - | €0.9m | €1.3m | €2.9m | €2.4m | ▼ 16.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €10.8m | €29.8m | €29.7m | €40.2m | €38.7m | ▼ 3.7% |
| Equity10/15 | €4.2m | €3.2m | €7.1m | €10.3m | €14.8m | ▲ 43.7% |
| Contributions10/11 | €1.3m | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Capital10 | - | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Issued capital100 | - | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Reserves13 | €0.1m | €1.4m | €1.4m | €2.4m | €3.4m | ▲ 41.8% |
| Non-distributable reserves130/1 | - | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Legal reserve130 | - | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Tax-exempt reserves132 | - | €1.3m | €1.3m | €1.0m | €2.0m | ▲ 100% |
| Distributable reserves133 | - | - | - | €1.3m | €1.3m | = |
| Profit (loss) carried forward14 | €2.7m | €0.5m | €4.4m | €6.6m | €10.0m | ▲ 53.3% |
| Amounts payable17/49 | €6.6m | €26.5m | €22.6m | €29.9m | €23.9m | ▼ 20.0% |
| Amounts payable after more than one year17 | €0.8m | €0.4m | €0.5m | €0.5m | €0.5m | ▲ 0.5% |
| Other amounts payable178/9 | - | €0.4m | €0.5m | €0.5m | €0.5m | ▲ 0.5% |
| Amounts payable within one year42/48 | €5.6m | €22.5m | €21.0m | €28.1m | €21.6m | ▼ 23.2% |
| Trade debts44 | €4.9m | €17.7m | €16.4m | €21.0m | €17.5m | ▼ 16.4% |
| Suppliers440/4 | - | €17.7m | €16.4m | €21.0m | €17.5m | ▼ 16.4% |
| Taxes, remuneration and social security45 | - | €1.0m | €1.1m | €1.1m | €1.1m | ▼ 5.1% |
| Taxes450/3 | - | €0.4m | €0.2m | €0.4m | €0.4m | ▲ 16.1% |
| Remuneration and social security454/9 | - | €0.6m | €0.9m | €0.7m | €0.6m | ▼ 16.5% |
| Other amounts payable47/48 | - | €3.8m | €3.5m | €6.0m | €3.0m | ▼ 50.0% |
| Accrued charges and deferred income492/3 | - | €3.6m | €1.1m | €1.4m | €1.9m | ▲ 37.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.4m | €2.6m | €7.3m | €9.2m | €7.5m | ▼ 18.5% |
| + Depreciation and write-downs630 | €0.6m | €0.9m | €1.2m | €1.5m | €2.0m | ▲ 32.7% |
| Operating cash flow (approximation) | €2.1m | €3.4m | €8.5m | €10.7m | €9.5m | ▼ 11.4% |
| Investment in fixed assets (approximation) | - | -€1.8m | -€2.0m | -€2.0m | -€3.3m | ▼ 62.8% |
| Change in cash | - | €4.6m | -€0.7m | €2.8m | -€1.4m | ▼ 151% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Of 1,506 companies in this sector we hold annual accounts for 923. 158 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Board & ownership
1 holding
Directors
Directors
No directors read yet: 0 of 15 Gazette acts processed. See the function holders in the CBE →
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
- SPRINGBOK MEDIAsubsidiaryEquity €520,451Result €118,572100%
Stated earlier (1)
An older source named these holdings; newer accounts no longer list them.
-
0.01%
According to the 2024 annual accounts of MONIZZE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No directors read yet: 0 of 15 Gazette acts processed.
Timeline
14 eventsLatest 13-08-2025
History
Acts, filings and financial milestones
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 13 days late
2024
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 59 days late
2023
31-12
Financial
Highest result since 2018net €9.2m ▲25.1%
Operating result €10.0m, net result €9.2m, both a record.
31-12
Financial
Equity above €10mEq €10.3m ▲45%
6 profitable years in a row build equity to €10.3m.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €5mEq €7.1m ▲119%
5 profitable years in a row build equity to €7.1m.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €2mEq €2.7m ▲73.8%
2 profitable years in a row build equity to €2.7m.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
04-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 15 acts read
About the unread acts
We know of 15 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 register with a recognitionLEI issued
LEI
active
254900B5MD3YDZOLVD90
Recognitions · licences · registrations
Legal Entity Identifier
254900B5MD3YDZOLVD90
Company details
Public limited company · founded 24-02-2011Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPublic limited company
Founded24-02-2011
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
Contact
Website
www.monizze.beSint-Pieters-Woluwe
Phone
028918800Sint-Pieters-Woluwe
E-invoicing
Reachable via Peppol
Peppol ID
0208:0834013324
Registered
30-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2011
Ground area
4,157 m²
Building footprint
2,165 m²
Volume, LiDAR
76,717 m³
2 parcels, Brussels · tallest building 52.5 m, ±16 floors. Linked by address, not a title deed.
27
companies at this address
See who is registered here
1 establishment unit
Monizze
since 2011unit no. 2.197.326.647
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21004A1360/00E000 | Brussels | 2,954 m² | 1 · 1,461 m² | 52.5 m · 16 fl. |
| 21019A0188/00Z006 | Brussels | 1,204 m² | 1 · 704 m² | 22.1 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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