MONIVAN
ActiveSummary
MONIVAN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.14M and a net result of €44k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 53% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-2
Solvency84▲+2
Growth53▼-16
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.13 in 2024; short-term debt: 27.3% and cash: 6.5% of total assets), and 41.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.7%
Return on assets
2.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
25 d late
2023
28 d late
2022
4 d early
2021
24 d early
2020
31 d late
2019
211 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€155k▼ 14.6%
2021 · €181k
EBIT margin
47.2%▲ 3.4pp
2021 · 43.9%
Net result
€44k▼ 44.5%
2024 · €78k
Working capital
€143k▲ 104%
2024 · €70k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€181k▲ 19.2%€155k▼ 14.6%
Operating result€79k▼ 14.7%€73k▼ 8.0%€108k▲ 47.5%€117k▲ 8.8%€64k▼ 45.2%
Net result€68k▲ 41.5%€60k▼ 11.9%€77k▲ 27.9%€78k▲ 1.8%€44k▼ 44.5%
EBIT margin43.9%▼ 17.5pp47.2%▲ 3.4pp
Equity€881k▲ 8.4%€942k▲ 6.8%€1.02M▲ 8.2%€1.10M▲ 7.7%€1.14M▲ 4.0%
Total assets€1.63M▲ 4.0%€1.60M▼ 1.6%€1.97M▲ 22.7%€1.94M▼ 1.3%€1.94M▲ 0.1%
Debt€746k▼ 0.7%€660k▼ 11.5%€918k▲ 39.1%€842k▼ 8.3%€802k▼ 4.8%
Working capital€253k▲ 13.6%€392k▲ 54.9%€30k▼ 92.4%€70k▲ 137%€143k▲ 104%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.94M
Fixed assets
€1.27M ▼ 4.8%
Current assets
€673k ▲ 10.9%
Equity and liabilities €1.94M
Equity
€1.14M ▲ 4.0%
Debt
€802k ▼ 4.8%
Debt's share of the balance-sheet total falls from 43.4% to 41.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€129k▼
2024 · €180k
Cash flow
€108k▼
2024 · €141k
Current ratio
1.27▲
2024 · 1.13
Debt to equity
0.70▼
2024 · 0.77
ROE
3.8%▼
2024 · 7.1%
ROA
2.2%▼
2024 · 4.0%
Interest coverage
9.59▼
2024 · 12.51
Debt ≤ 1 year
€529k▼
2024 · €536k
Debt > 1 year
€272k▼
2024 · €306k
Income taxes
€21k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €181k | €155k | - | - | - | - |
| Non-recurring operating income76A | - | - | €7k | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €49k | €23k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €47k | €56k | €70k | €63k | €65k | ▲ 2.6% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €-36k | €-42k | - | - |
| Other operating charges640/8 | €5k | €3k | €3k | €9k | €7k | ▼ 25.0% |
| Gross operating margin9900 | €132k | €132k | €144k | €147k | €135k | ▼ 7.7% |
| Operating profit (loss)9901 | €79k | €73k | €108k | €117k | €64k | ▼ 45.2% |
| Financial income75/76B | €9k | €834 | €1k | €6k | €13k | ▲ 121% |
| Recurring financial income75 | €9k | €834 | €1k | €6k | €13k | ▲ 121% |
| Non-recurring financial income76B | - | - | €1k | - | - | - |
| Financial charges65/66B | €456 | - | €3k | €14k | €13k | ▼ 6.7% |
| Recurring financial charges65 | €456 | - | €3k | €14k | €13k | ▼ 6.7% |
| Profit (loss) for the period before taxes9903 | €87k | €74k | €106k | €109k | €64k | ▼ 41.1% |
| Income taxes67/77 | €19k | €14k | €29k | €30k | €21k | ▼ 32.3% |
| Profit (loss) for the period9904 | €68k | €60k | €77k | €78k | €44k | ▼ 44.5% |
| Profit (loss) for the period to be appropriated9905 | €68k | €60k | €77k | €78k | €44k | ▼ 44.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.63M | €1.60M | €1.97M | €1.94M | €1.94M | ▲ 0.1% |
| Fixed assets21/28 | €651k | €595k | €1.37M | €1.33M | €1.27M | ▼ 4.8% |
| Tangible fixed assets22/27 | €651k | €595k | €1.37M | €1.33M | €1.27M | ▼ 4.8% |
| Land and buildings22 | €615k | €575k | €1.35M | €1.31M | €1.26M | ▼ 4.1% |
| Plant, machinery and equipment23 | - | - | €962 | €9k | €8k | ▼ 13.0% |
| Furniture and vehicles24 | €36k | €20k | €21k | €11k | €3k | ▼ 76.7% |
| Current assets29/58 | €976k | €1.01M | €596k | €606k | €673k | ▲ 10.9% |
| Amounts receivable within one year40/41 | €498k | €438k | €325k | €316k | €307k | ▼ 2.7% |
| Trade receivables40 | €60k | - | - | €13k | - | - |
| Other amounts receivable41 | €438k | €438k | €325k | €303k | €307k | ▲ 1.5% |
| Current investments50/53 | - | - | - | €200k | €240k | ▲ 20.0% |
| Cash at bank and in hand54/58 | €479k | €570k | €271k | €91k | €125k | ▲ 38.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.63M | €1.60M | €1.97M | €1.94M | €1.94M | ▲ 0.1% |
| Equity10/15 | €881k | €942k | €1.02M | €1.10M | €1.14M | ▲ 4.0% |
| Contributions10/11 | €537k | €537k | €537k | €537k | €537k | = |
| Capital10 | €537k | €537k | - | - | - | - |
| Issued capital100 | €537k | €537k | - | - | - | - |
| Reserves13 | €21k | €21k | €21k | €21k | €64k | ▲ 210% |
| Non-distributable reserves130/1 | €21k | €21k | - | - | - | - |
| Legal reserve130 | €21k | €21k | - | - | - | - |
| Distributable reserves133 | - | - | €21k | €21k | €64k | ▲ 210% |
| Profit (loss) carried forward14 | €324k | €384k | €461k | €539k | €539k | = |
| Provisions and deferred taxes16 | €500 | €500 | €29k | - | - | - |
| Provisions for liabilities and charges160/5 | €500 | €500 | €29k | - | - | - |
| Major repairs and maintenance162 | €500 | €500 | - | - | - | - |
| Environmental obligations163 | - | - | €29k | - | - | - |
| Amounts payable17/49 | €746k | €660k | €918k | €842k | €802k | ▼ 4.8% |
| Amounts payable after more than one year17 | €15k | €5k | €339k | €306k | €272k | ▼ 11.1% |
| Financial debts170/4 | €15k | €5k | €339k | €306k | €272k | ▼ 11.1% |
| Amounts payable within one year42/48 | €723k | €615k | €566k | €536k | €529k | ▼ 1.3% |
| Current portion of amounts payable after more than one year42 | €48k | - | €37k | €33k | €40k | ▲ 24.1% |
| Financial debts43 | - | €26k | - | - | - | - |
| Credit institutions430/8 | - | €26k | - | - | - | - |
| Trade debts44 | €60k | €52k | €2k | €10k | - | - |
| Suppliers440/4 | €60k | €52k | €2k | €10k | - | - |
| Taxes, remuneration and social security45 | €18k | €8k | €27k | €2k | €2k | ▼ 10.6% |
| Taxes450/3 | €18k | €8k | €27k | €2k | €2k | ▼ 10.6% |
| Other amounts payable47/48 | €597k | €529k | €501k | €491k | €487k | ▼ 0.8% |
| Accrued charges and deferred income492/3 | €8k | €39k | €13k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €68k | €60k | €77k | €78k | €44k | ▼ 44.5% |
| + Depreciation and write-downs630 | €47k | €56k | €70k | €63k | €65k | ▲ 2.6% |
| Operating cash flow (approximation) | €116k | €117k | €147k | €141k | €108k | ▼ 23.5% |
| Investment in fixed assets (approximation) | - | €0 | €-845k | €-26k | €-1k | ▲ 95.5% |
| Change in cash | - | €91k | €-299k | €-180k | €35k | ▲ 119% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €44k ▼44.5%
Net result drops to €44k, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2018net €78k ▲1.8%
Operating result €117k, net result €78k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Equity above €1MEq €1.02M ▲8.2%
6 profitable years in a row build equity to €1.02M.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
27-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 211 days late
2019
08-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 130 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2024
Ground area
2,273 m²
Building footprint
151 m²
Volume, LiDAR
2,831 m³
Parcel 12005C0107/00T005, Flanders · tallest building 24.3 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
MONIVAN
since 20242.367.854.033
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005C0107/00T005 | Flanders | 2,273 m² | 1 · 151 m² | 24.3 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 26,383 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-05-2010
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.