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MONIQUE VERHOEVEN

Active1 interim measure
Private limited company (pre-2019)founded 1984active for 42 yearsStationsstraat 14, 9140 Temse, BelgiumKBO/BCE: BE 0426.443.375
Summary

The file of MONIQUE VERHOEVEN contains 1 interim measure and 1 administrative flag, as published in the Belgian Official Gazette. The computed 12-month bankruptcy probability is 4.6% (elevated). The 2024 annual accounts show equity of €11,505 and a net result of -€4,758. Equity remains stable across the filed financial years (±0.1% per year).

Risk analysisFollow ReportCompare
MONIQUE VERHOEVENActiveChecked score 36/100
Risk analysis ReportCompare

Overview

Activity
Activity not known1 site
Size
€492,958total assets 2024
Equity
€11,505
Loss
-€4,758
Turnover not published (micro format)
Financial health
36 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
4.6%
Structure
Accounts 81 days overdue0 of 2 deeds read
Why 36raises riskFigures for financial year 2024 (filed 27-10-2025)Ex-officio strike-off in the KBO1 financial year not filed after the legal deadline; latest accounts 88 days late; 3 of the last 3 latelowers riskSize: total assets €492,958Show the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 21% of its sector peers (no NACE code, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Weak
Solvency 27-1
equity 2.3% of total assets
Liquidity 46-13
short-term debt 23.7% · cash 3.9%
Profitability 33+2
return on assets -1.0%
Bankruptcy probability, 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 5.2% 12-2024: 5.2%● unchanged vs 11-2024 01-2025: 5.2%● unchanged vs 12-2024 02-2025: 5.2%● unchanged vs 01-2025 03-2025: 5.2%● unchanged vs 02-2025 04-2025: 4.7%▼ -0.5 percentage points vs 03-2025 05-2025: 4.7%● unchanged vs 04-2025 06-2025: 4.7%● unchanged vs 05-2025 07-2025: 4.7%● unchanged vs 06-2025 08-2025: 4.7%● unchanged vs 07-2025 09-2025: 4.7%● unchanged vs 08-2025 10-2025: 12.0%▲ +7.3 percentage points vs 09-2025highest value 11-2025: 1.2%▼ -10.8 percentage points vs 10-2025 12-2025: 1.1%▼ -0.1 percentage points vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026lowest value 04-2026: 1.2%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%▲ +0.1 percentage points vs 04-2026 06-2026: 1.4%▲ +0.1 percentage points vs 05-2026 07-2026: 1.9%▲ +0.5 percentage points vs 06-2026 08-2026: 2.9%▲ +1.0 percentage point vs 07-2026 09-2026: 3.4%▲ +0.5 percentage points vs 08-2026 10-2026: 4.6%▲ +1.2 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity insufficient (current ratio 0.62, compared with 0.85 in 2023, below 1; short-term debt: 23.7% and cash: 3.9% of total assets), and 97.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 18% on solvency, 29% on liquidity, 23% on profitability and 14% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Eight signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €492,958
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed 27-10-2025)
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · 1 financial year not filed after the legal deadline; latest accounts 88 days late; 3 of the last 3 late
NBB · filings
raises risk · Interim administration
1 publication on interim administration in the Belgian Official Gazette. An early signal, not a finding of bankruptcy.
Belgian Official Gazette
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 81 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline20-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-10-2025, 88 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
88 days late
2023
453 days late
2022
783 days late
2021
1148 days late
2020
31 days late
2019
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 414 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Late accounts filingStrikeout withdrawn
  1. Provisional administratorEnterprise Court of Ghent ·…
  2. Strikeout withdrawnKBO administration
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 81 days late View
  • Active since 1984founded 31-07-1984 42 years View
  • Total assets 20246 financial years filed €492,958 View

By topic

Financials

Financial year
2024
Total assets
€492,958
Loss
-€4,758
Solvency
2.3%
Total assets▼ 5.7%
Net result
20182024
Go to Financials

Timeline

Events
39
Since
1986
  1. 27-10-2025Annual accounts filed
  2. 21-09-2025Annual accounts filed
  3. 21-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Founded
31-07-1984
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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