MONIQUE & CO
ActiveThe computed 12-month bankruptcy probability of MONIQUE & CO is 1.7% (moderate). The 2025 annual accounts show equity of €121k and a net result of €-7k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 3668 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-63
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 19.29 against 13.22 in 2024; short-term debt: 4.9% and cash: 89.8% of total assets), and 6.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
58 d early
2023
50 d early
2022
62 d early
2021
59 d early
2020
44 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€121k▼ 5.4%
2024 · €128k
2018: €79k
2019: €78k
2020: €92k
2021: €99k
2022: €102k
2023: €121k
2024: €128k
2018 → 2025
Total assets
€129k▼ 5.9%
2024 · €137k
2018: €158k
2019: €130k
2020: €138k
2021: €133k
2022: €121k
2023: €132k
2024: €137k
2018 → 2025
Net result
€-7k
2024 · €7k
2018: €2k
2019: €-1k
2020: €14k
2021: €7k
2022: €2k
2023: €19k
2024: €7k
2018 → 2025
Working capital
€116k▼ 1.1%
2024 · €118k
2018: €64k
2019: €67k
2020: €84k
2021: €94k
2022: €92k
2023: €111k
2024: €118k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€99k-€102k▲ 2.3%€121k▲ 18.8%€128k▲ 5.6%€121k▼ 5.4%
Operating result€14k-€6k▼ 59.4%€29k▲ 394%€10k▼ 65.0%€-7k
Net result€7k-€2k▼ 68.7%€19k▲ 731%€7k▼ 64.8%€-7k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €10k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€7k▼ 35.3%
Current assets
€123k▼ 3.6%
Equity and liabilities €129k
Equity
€121k▼ 5.4%
Debt
€8k▼ 13.1%
The debt ratio falls from 7.0% to 6.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2024 · €13k
Cash flow
€-3k▼
2024 · €10k
Solvency
93.5%▲
2024 · 93.0%
Current ratio
19.29▲
2024 · 13.22
Quick ratio
18.89▲
2024 · 12.89
Debt / equity
0.07▼
2024 · 0.08
ROE
-5.7%▼
2024 · 5.3%
ROA
-5.3%▼
2024 · 4.9%
Interest coverage
-12.07▼
2024 · 62.61
Debt
€8k▼
2024 · €10k
Debt ≤ 1 year
€6k▼
2024 · €10k
Income taxes
€0▼
2024 · €3k
Staff costs
€8k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€137k€129k▼
Fixed assets21/28€10k€7k▼
Tangible fixed assets22/27€10k€7k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€0-
Current assets29/58€127k€123k▼
Stocks and contracts in progress3€3k€3k▼
Stocks30/36€3k€3k▼
Amounts receivable within one year40/41€5k€4k▼
Trade receivables40€85€0▼
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€119k€116k▼
Deferred charges and accrued income490/1€237€243▲
Equity and liabilities
Total equity and liabilities10/49€137k€129k▼
Equity10/15€128k€121k▼
Contributions10/11€66k€66k=
Reserves13€61k€61k=
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Distributable reserves133€53k€53k=
Profit (loss) carried forward14-€-7k
Amounts payable17/49€10k€8k▼
Amounts payable within one year42/48€10k€6k▼
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Taxes, remuneration and social security45€344€394▲
Taxes450/3€19€19=
Remuneration and social security454/9€325€375▲
Other amounts payable47/48€2k€1k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€10k€8k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€2k€5k▲
Gross operating margin9900€25k€10k▼
Operating profit (loss)9901€10k€-7k▼
Financial income75/76B€0€46▲
Recurring financial income75€0€46▲
Financial charges65/66B€214€253▲
Recurring financial charges65€214€253▲
Profit (loss) for the period before taxes9903€10k€-7k▼
Income taxes67/77€3k€0▼
Profit (loss) for the period9904€7k€-7k▼
Profit (loss) for the period to be appropriated9905€7k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-7k▼
Transfer to equity691/2€7k€0▼
To other reserves6921€7k€0▼
Social balance
Average headcount (FTE)90870.30.4▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-7k ▼202%
Net result drops to €-7k, the lowest in the series.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €19k ▲731%
Operating result €29k, net result €19k, both a record.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €100kEq €102k ▲2.3%
3 profitable years in a row build equity to €102k.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meerhout · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markt 122450 MeerhoutGround area
300 m²
Building footprint
219 m²
Volume, LiDAR
1,176 m³
Parcel 13021B1331/00F000, Flanders · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FRITUUR MONIQUE
since 20152.238.805.035
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13021B1331/00F000 | Flanders | 300 m² | 1 · 219 m² | 10.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMeerhout2.238.805.035
Similar companies · same sector, comparable size
PICCOLO PIAZZA
BE 0719.248.466
Stavelot · Eq €121k
POYRAZ
BE 0433.063.923
Tielt · Eq €121k
DEBARTIEST
BE 0742.850.942
Nieuwpoort · Eq €121k
Tartino
BE 0840.495.892
Laakdal · Eq €121k
DE KRING
BE 0847.565.214
Halle · Eq €121k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 7,581 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2015
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.